The top-rated auto insurance agent in Charlottesville, Virginia is Hunter Wyant - State Farm Insurance Agent, rated 4.9 stars across 999 reviews. Other highly rated options include Specialized Insurance, Able Insurance Agency, Eva Gee Scott - State Farm Insurance Agent. This directory lists 20 auto insurance agents serving Charlottesville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Hunter Wyant - State Farm Insurance Agent | 253 Ridge McIntire Rd | (434) 293-3906 |
| 2 | Specialized Insurance | 2250 Old Ivy Rd #5 | (434) 529-6000 |
| 3 | Able Insurance Agency | 716 Rio Rd W STE D | (434) 979-0814 |
| 4 | Eva Gee Scott - State Farm Insurance Agent | 1136B Emmet St N | (434) 977-2741 |
| 5 | Craddock Sirius Insurance | 687 Berkmar Cir | (434) 817-7555 |
| 6 | Mac Weems - State Farm Insurance Agent | 2215 Hydraulic Rd | (434) 971-3838 |
| 7 | Gary Albert - State Farm Insurance Agent | 1380 Rio Rd E | (434) 296-1222 |
| 8 | Ned Loyd: Allstate Insurance | 944 Glenwood Station Ln STE 202 | (434) 977-0566 |
| 9 | Kristina Wyant - State Farm Insurance Agent | 253 Ridge McIntire Rd | (434) 971-9966 |
| 10 | Towe Insurance Service Inc. | 304 E Jefferson St | (434) 295-5191 |
Hunter Wyant - State Farm Insurance Agent serves the Charlottesville, Virginia area and surrounding communities. The agency provides auto insurance policies designed to meet local driving needs. Policy options help protect drivers against liability, collision, and comprehensive risks while offering coverage tailored to individual circumstances. The agent also assists clients with filing claims and adjusting coverage levels as their situations change. Common services handled here include bundling auto policies with homeowners insurance and advising on roadside assistance plans for the region.
Specialized Insurance offers a full range of auto insurance agent services, including policy selection assistance and claims support for drivers in Charlottesville, VA. They provide ongoing guidance to help clients maintain appropriate coverage as their driving needs change over time. Routine policy reviews and updates are handled through their local office. The agency services multiple types of driving needs, including single-family homes, apartments, retail businesses, and restaurants with fleet vehicles.
Homeowners, renters, and drivers in Charlottesville, Virginia rely on Able Insurance Agency for their auto insurance needs. The agency works to match clients with appropriate coverage plans and assists with policy adjustments when circumstances change. Its services include explaining different liability, collision, and comprehensive options available under standard policies. Able Insurance Agency also processes claims support and helps customers review their deductibles and limits. The agency additionally serves clients in the nearby community of Crozet and the greater Albemarle County area.
Serving Charlottesville, Virginia, and the surrounding communities, Eva Gee Scott - State Farm Insurance Agent handles auto insurance policies for local drivers. The office assists clients in selecting appropriate coverage levels and understanding their policy details. It works with individuals to tailor plans that meet their specific driving needs and legal requirements. The general approach for a typical job involves assessing a customer’s current situation, explaining available options clearly, and helping them secure a policy that provides fitting protection for their vehicle.
For auto insurance, clients distinguish between one-time policy purchases and ongoing coverage modifications as their circumstances change. Craddock Sirius Insurance in Charlottesville, VA, assists drivers with standard auto policies, including liability, collision, and comprehensive options in Virginia. The agency works with individuals to understand the minimum state requirements as well as additional coverage types. This local auto insurance agent evaluates driving records, vehicle values, and local risk factors when helping clients select appropriate plans. The service operates on an as-needed basis for new policies, renewals, or endorsements that clients request.
As an auto insurance agent in Charlottesville, VA, Mac Weems - State Farm Insurance Agent specializes in helping drivers find appropriate coverage for their vehicles. This includes assisting clients with understanding liability, collision, and comprehensive policy options to meet individual needs and legal requirements. The agency also provides guidance on bundling auto policies with other personal insurance lines to simplify management and potentially reduce costs. During the winter months, it helps drivers review their policies for adequate protection against weather-related hazards such as ice, snow, and deer collisions on local roads.
As winters in Charlottesville can bring icy roads and unexpected hazards, Gary Albert’s State Farm Insurance Agency helps drivers tailor their auto policies to match seasonal risks. Agents review coverage limits and deductibles to ensure adequate protection against local roadway conditions. The process begins with a confidential inspection of the vehicle to assess its current insurance needs, including liability and comprehensive options.
Ned Loyd: Allstate Insurance provides auto insurance policies for drivers in the Charlottesville area, helping clients meet state requirements and protect their vehicles. Agents can structure coverage to include liability, collision, and comprehensive protection, with options to add roadside assistance or rental car reimbursement for greater security on the road. Policies can be tailored for individual drivers or for commercial sectors including offices, warehouses, and food service businesses.
Kristina Wyant - State Farm Insurance Agent serves residents of Charlottesville and the surrounding area with personalized auto insurance policies designed to fit individual needs. The agency also offers commercial auto coverage tailored to local businesses operating in the region. Service extends throughout Charlottesville and nearby communities, ensuring clients have access to support and policy adjustments as their circumstances change. When a customer stops by for a review or to update their coverage, the staff follows up to confirm everything works smoothly until the next visit.
What Does an a Auto Insurance Agent in Charlottesville Cost?
Typical auto insurance costs in Virginia range from about 800 to 1500 dollars per year for minimum coverage and 1200 to 2200 dollars per year for full coverage. Rates in Charlottesville may be slightly higher than the state average due to local traffic density and claim frequency. Each driver receives a unique rate based on personal factors. This is general information and not insurance advice.
About auto insurance agents in Charlottesville
Auto insurance agents in Charlottesville Virginia help drivers find coverage that meets Virginia state law requirements. Virginia requires all drivers to carry minimum liability coverage of 25/50/20 or pay an uninsured motorist fee. Local agents can also help you understand optional coverages like comprehensive and collision for the Charlottesville area.
Frequently Asked Questions
What are the minimum auto insurance requirements in Virginia?
Virginia requires minimum liability coverage of 25000 dollars per person for bodily injury 50000 dollars per accident for bodily injury and 20000 dollars per accident for property damage. Drivers may also pay a 500 dollar uninsured motorist fee to legally drive without insurance but this does not provide any coverage.
How can a Charlottesville auto insurance agent help me?
A local agent can review your driving history vehicle type and coverage needs to find suitable policies. They can explain Virginia specific laws such as the uninsured motorist fee option and help you compare quotes from multiple carriers serving the Charlottesville area.
What factors affect auto insurance costs in Charlottesville?
Factors include your driving record age credit score vehicle make and model and where you park your car. Charlottesville zip codes and local accident rates also influence premiums. Agents can help you identify discounts for safe driving or bundling policies.
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