The top-rated auto insurance agent in Willoughby, Ohio is Kevin Davis - State Farm Insurance Agent, rated 5.0 stars across 259 reviews. Other highly rated options include Garrett Estes - State Farm Insurance Agent, The Petrone Agency, Angel Guard Insurance. This directory lists 19 auto insurance agents serving Willoughby.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kevin Davis - State Farm Insurance Agent | 34500 Euclid Ave #2 | (440) 951-2272 |
| 2 | Garrett Estes - State Farm Insurance Agent | 38669 Mentor Ave A | (440) 269-1616 |
| 3 | The Petrone Agency | 38348 Airport Pkwy B | (440) 585-9200 |
| 4 | Angel Guard Insurance | 37903 Euclid Ave | (440) 577-4049 |
| 5 | Lann Insurance Agency, Inc. | 10 E Spaulding St | (440) 946-8062 |
| 6 | Lanzaretta Insurance Agency: Allstate Insurance | 36625 Vine St Ste 2 | (440) 953-0217 |
| 7 | NMD Insurance | 38033 Euclid Ave T12 | (440) 942-3251 |
| 8 | M. Ritch & Associates, LLC American Family Insurance | 38052 Euclid Ave #108 | (440) 306-0009 |
| 9 | Great Lakes Insurance Pros | 38052 Euclid Ave #101 | (440) 709-1696 |
| 10 | The Merhar Agency LLC | 4077 Clark Ave | (440) 946-2040 |
Kevin Davis - State Farm Insurance Agent serves the Willoughby, Ohio, area, providing auto insurance coverage to local drivers. The agency works with customers to understand their individual insurance needs and offers tailored protection plans. Policies cover liability, collision, and comprehensive damage as well as uninsured motorist coverage. The office helps clients file claims and adjust their policies as circumstances change.
At Garrett Estes - State Farm Insurance Agent, auto insurance coverage is offered alongside tailored policy options for personal vehicles. The agency assists clients with selecting appropriate liability, collision, and comprehensive plans. Ongoing customer support includes policy reviews and claims filing assistance. Services are available for cars, trucks, and motorcycles, with additional protection considerations for leased or financed vehicles. This local agency also handles business auto insurance needs. It serves single-family homes, apartments, retail locations, and restaurants for their associated vehicle policies and property protection plans in Willoughby, OH.
Homeowners, business owners, and property managers in Willoughby seeking reliable auto insurance protection can turn to The Petrone Agency for personalized coverage options. The agency helps clients navigate policies for personal vehicles, ensuring compliance with local requirements while addressing individual driving needs. By evaluating risk factors and policy limits, they work to match customers with appropriate plans from standard carriers. The Petrone Agency also serves the greater Lake County area, including the communities of Mentor and Eastlake.
Angel Guard Insurance in Willoughby, OH, helps drivers compare coverage choices for liability, collision, and comprehensive protection against local road risks such as lake-effect weather. One-time policy shopping for a single vehicle stands apart from recurring service that adjusts coverage as family needs and driving habits change. Each client receives a personalized review of deductible options and policy limits to match their budget. Service runs on either a scheduled annual review basis or as-needed for new vehicles or policy updates.
Lann Insurance Agency, Inc. specializes in helping Willoughby drivers secure auto insurance policies that meet their specific coverage needs. It provides professional guidance through the process of comparing liability, collision, and comprehensive options. The agency serves local clients by explaining policy details and navigating common coverage questions. During the region's snowy winter months, it assists drivers in assessing their protection against ice-related accidents and weather-related claims, ensuring preparedness for seasonal driving hazards on Willoughby roads.
Lanzaretta Insurance Agency: Allstate Insurance serves Willoughby, Ohio, and the surrounding communities in Lake County. It handles auto insurance policies for local drivers, including liability, collision, and comprehensive coverage. The agency works with clients to assess their individual needs and driving habits. Each policy is designed to match the driver's specific situation and budget. To handle a typical job, the agency reviews the client's current coverage and compares available options, then provides a clear explanation of the choices before finalizing a plan.
Winter roads in Willoughby can test any vehicle, and NMD Insurance helps local drivers review their coverage before the freeze sets in. This auto insurance agent works with clients across the area to compare policies that match everyday commuting needs or occasional winter hazards. Whether adjusting liability limits or considering roadside assistance, the team guides each customer through available options based on individual driving habits and budget. An initial consultation begins with a simple inspection of your current policy and vehicle details.
M. Ritch & Associates, LLC American Family Insurance provides auto insurance coverage for drivers in the Willoughby, Ohio area. The agency focuses on helping clients protect their vehicles while offering optional add-ons such as roadside assistance and rental car reimbursement. These supplementary coverages are designed to address the specific needs of local commuters and families. The company can also serve commercial sectors, including offices, warehouses, and food service operations, ensuring their business vehicles are adequately protected against liability and physical damage.
Residential drivers in Willoughby looking for personal auto coverage can work with Great Lakes Insurance Pros to find a policy that fits their needs. The agency also assists local business owners with commercial auto insurance for fleet vehicles or company cars, serving clients throughout the surrounding Lake County area. During the first consultation, they explain different coverage options and deductibles clearly, helping customers make informed decisions without pressure. Existing policyholders often return for policy adjustments ahead of regular six-month renewals or after adding a new vehicle.
The Merhar Agency LLC is an auto insurance agent known for helping drivers in Willoughby, OH, secure proper coverage. It serves area motorists by explaining liability, collision, and comprehensive policy options that meet Ohio's minimum requirements. The agency also provides guidance on selecting appropriate deductibles for personal vehicles. Beyond standard auto insurance, it can add on uninsured motorist protection to safeguard clients when other drivers lack sufficient coverage.
What Does an a Auto Insurance Agent in Willoughby Cost?
Auto insurance costs in Willoughby Ohio vary based on driving record, vehicle type, and coverage limits. Average annual premiums in Ohio range from about 800 to 1,400 dollars for minimum coverage. Full coverage policies often cost between 1,200 and 2,200 dollars per year. This is general information and does not constitute insurance advice.
About auto insurance agents in Willoughby
Auto insurance agents in Willoughby Ohio help drivers find coverage that meets Ohio state requirements. Ohio law mandates minimum liability limits of 25,000 dollars per person for bodily injury and 25,000 dollars for property damage. Local agents can also explain optional coverages like uninsured motorist protection and comprehensive plans.
Frequently Asked Questions
What are the minimum auto insurance requirements in Ohio?
Ohio requires drivers to carry liability insurance with at least 25,000 dollars per person for bodily injury and 50,000 dollars per accident. Property damage liability must be at least 25,000 dollars. An agent in Willoughby can help you meet these legal minimums.
How do I find an auto insurance agent in Willoughby Ohio?
You can search online directories or visit local insurance offices in Willoughby. Many agents represent multiple carriers and can compare quotes for you. Look for agents licensed in Ohio who have experience with Lake County drivers.
Does Ohio have a grace period for lapsed auto insurance?
Ohio does not have a state-mandated grace period for lapsed auto insurance. If your coverage ends, your license plates may be suspended. An agent can help you reinstate coverage quickly to avoid penalties.
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