ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeAuto Insurance AgentsOhio › Amherst

Find Auto Insurance Agents Near You in Amherst, OH

Browse auto insurance agents serving Amherst, Ohio. Updated 2026-07-14.

The top-rated auto insurance agent in Amherst, Ohio is Jeff Allison | HealthMarkets | Medicare | Health Insurance, rated 5.0 stars across 173 reviews. Other highly rated options include Derek Hamons - State Farm Insurance Agent, Peggy Karolak - State Farm Insurance Agent, Yanak Insurance Group. This directory lists 15 auto insurance agents serving Amherst.

Showing 15 auto insurance agents in Amherst, OHListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Jeff Allison | HealthMarkets | Medicare | Health Insurance45946 N Ridge Rd(216) 777-0153
2Derek Hamons - State Farm Insurance Agent45944 N Ridge Rd(440) 988-0120
3Peggy Karolak - State Farm Insurance Agent928 Amchester St(440) 282-2250
4Yanak Insurance Group590 N Leavitt Rd(440) 988-4461
5Lake Shore Insurance Agency177 Park Ave(440) 984-5005
6Dinsmoor Insurance177 Park Ave(440) 984-5005
7Farm insurance Amherst1901 Williamsburg Dr(216) 220-6580
8Best Insurance Agency Co100 S Leavitt Rd(440) 671-3612
9CSI Insurance LLC225 Cleveland Ave(440) 984-2414
10State Farm Insurance928 Amchester St(440) 282-2250
JA
45946 N Ridge Rd
Jeff Allison | HealthMarkets | Medicare | Health Insurance
Auto Insurance Agent · Amherst, OH

Jeff Allison | HealthMarkets | Medicare | Health Insurance serves Lorain County and the surrounding Amherst, Ohio area, specializing in auto insurance agent services. The agency helps local drivers find coverage that aligns with their personal needs and driving histories. They work with multiple carriers to present options for standard liability and comprehensive policies. Their team assists clients through the process of comparing deductibles and limits. In this region, the agency specifically handles matching residents with appropriate auto insurance plans and guiding them through enrollment steps.

DH
45944 N Ridge Rd
Derek Hamons - State Farm Insurance Agent
Auto Insurance Agent · Amherst, OH

As an auto insurance agent based in Amherst, OH, Derek Hamons with State Farm Insurance provides coverage for personal vehicles. The agent outlines policy options to match driving habits and vehicle types. Routine policy reviews and claims assistance are offered to help drivers maintain necessary protection. This agency serves local car owners, covering many needs. Properties for which auto insurance is commonly sought include single-family homes with multiple vehicles, apartment complexes, and retail businesses with company cars.

PK
928 Amchester St
Peggy Karolak - State Farm Insurance Agent
Auto Insurance Agent · Amherst, OH

Peggy Karolak - State Farm Insurance Agent in Amherst, Ohio, serves local vehicle owners by providing automobile insurance policies to protect against liability, collision, and comprehensive damage. It also offers roadside assistance coverage for drivers traveling throughout Lorain County. The agency customizes each policy based on the driver’s personal needs and driving history. Additionally, it assists with bundling coverage options for added value. Its office serves clients in Amherst and regularly covers drivers from nearby Vermilion as well.

YI
590 N Leavitt Rd
Yanak Insurance Group
Auto Insurance Agent · Amherst, OH

Yanak Insurance Group serves Amherst, OH, and the surrounding communities in Lorain County. The agency handles personal auto insurance policies designed to meet state requirements and individual coverage needs. Its work primarily involves assessing a client’s driving history and vehicle details to find a suitable liability and collision plan. To complete a typical job, the agent gathers necessary documentation, presents coverage options, and then processes the binding paperwork with a carrier on the client’s behalf.

LS
177 Park Ave
Lake Shore Insurance Agency
Auto Insurance Agent · Amherst, OH

Lake Shore Insurance Agency provides auto insurance coverage to drivers in Amherst, Ohio, helping them meet state requirements for liability protection. Their policies can also include comprehensive and collision coverage for enhanced financial safety on the road. The agency serves a range of commercial clients, extending its services to local offices, warehouses, and food service establishments needing reliable vehicle protection.

DI
177 Park Ave
Dinsmoor Insurance
Auto Insurance Agent · Amherst, OH

Dinsmoor Insurance in Amherst, OH provides auto insurance agent services for area drivers. Understanding the difference between a single purchase policy and ongoing coverage protection helps clients make informed choices about their vehicles. Coverage options are explained to match local driving needs and regulatory requirements. Service appointments can be arranged on a scheduled basis for regular policy reviews or as needed when specific questions or changes arise for an active policy.

FI
1901 Williamsburg Dr
Farm insurance Amherst
Auto Insurance Agent · Amherst, OH

Farm Insurance Amherst offers personalized auto insurance agent services, helping drivers in Amherst, Ohio, find coverage that meets their specific needs. It provides guidance on policy options, deductibles, and liability limits to protect vehicles on local roads. The agency assists with routine policy reviews, changes, and claims support. It also helps customers understand coverage requirements for driving in changing seasonal conditions, such as managing comprehensive claims after winter storms or spring hail.

BI
100 S Leavitt Rd
Best Insurance Agency Co
Auto Insurance Agent · Amherst, OH

As winter approaches in Amherst, local drivers often begin reviewing their coverage for the changing conditions. Best Insurance Agency Co works with residents to adjust their policies accordingly, ensuring adequate protection for icy roads and occasional lake-effect snow. The company provides standard auto insurance options tailored to individual needs and budgets. Whether updating an existing plan or seeking initial liability coverage, a client will start by scheduling a brief inspection or a phone-based initial assessment of their current driving situation.

CI
225 Cleveland Ave
CSI Insurance LLC
Auto Insurance Agent · Amherst, OH

CSI Insurance LLC assists clients in Amherst, OH with standard auto insurance coverage and offers specialty add-ons such as roadside assistance and rental car reimbursement. The agency helps drivers compare policies from multiple carriers to find suitable protection plans. Its services can also extend to commercial sectors, providing auto insurance for offices, warehouses, and food service operations that require vehicle fleet coverage.

SF
928 Amchester St
State Farm Insurance
Auto Insurance Agent · Amherst, OH

State Farm Insurance in Kent, OH, provides residential auto insurance services for local drivers, helping them meet state requirements and protect personal vehicles. The agency also handles commercial coverage for small businesses needing fleet or business-use policies throughout Kent and the surrounding Portage County area. Clients receive personalized attention during each annual review or policy adjustment. The office encourages periodic follow-up to update coverage or discuss changes, welcoming repeat service between regular visits to ensure continued protection.

LI
187 Park Ave
Lighthouse Insurance Agency
Auto Insurance Agent · Amherst, OH
(440) 984-3463
mobile.lighthouseinsuranceamherst.com/contact
II
2001 Cooper Foster Park Rd
Insuresmart Insurance
Auto Insurance Agent · Amherst, OH
(440) 989-1444
HI
160 Cleveland Ave
Huntington Insurance
Auto Insurance Agent · Amherst, OH
(567) 588-0495
FI
1111 Cleveland Ave Ste C
Farmers Insurance - Curtis Szucs
Auto Insurance Agent · Amherst, OH
(440) 967-1555
agents.farmers.com/oh/vermilion/curtis-szucs
CS
186 Park Ave
CM SR22 Insurance Group
Auto Insurance Agent · Amherst, OH
(855) 698-0461
cmsr22insurancegroup.com/locations/amherst-oh

What Does an a Auto Insurance Agent in Amherst Cost?

The average cost of auto insurance in Ohio is around $1,100 per year for full coverage, though rates vary by driver. In Amherst, factors such as your driving record, age, vehicle type, and credit history affect premiums. Minimum liability coverage can cost as little as $400 to $600 per year for some drivers. This is general information and does not constitute insurance advice.

About auto insurance agents in Amherst

Auto insurance agents in Amherst, Ohio help drivers find coverage that meets Ohio state minimum requirements. Ohio law requires all drivers to carry liability insurance of at least $25,000 per person and $50,000 per accident for bodily injury, plus $25,000 for property damage. Local agents can also advise on additional coverage options like uninsured motorist protection and comprehensive plans.

Frequently Asked Questions

What are the minimum auto insurance requirements in Ohio?

Ohio requires liability coverage of at least $25,000 per person and $50,000 per accident for bodily injury, plus $25,000 for property damage. Drivers must also carry uninsured and underinsured motorist coverage unless they reject it in writing.

How do I choose an auto insurance agent in Amherst Ohio?

Look for an agent who is licensed in Ohio and familiar with local driving conditions in Lorain County. You can check an agents license through the Ohio Department of Insurance website. Ask about discounts for safe driving, multiple policies, or vehicle safety features.

Can I get auto insurance with a suspended license in Ohio?

Yes, some agents can help you find a non-owner auto insurance policy or a high-risk policy if your license is suspended. Ohio law requires proof of financial responsibility to reinstate a suspended license. An agent can explain your options based on your situation.

Auto Insurance Agents in Other Ohio Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each auto insurance agent's credentials and current standing with your state Department of Insurance.