The top-rated auto insurance agent in Niles, Ohio is Brandon Miller - State Farm Insurance Agent, rated 5.0 stars across 252 reviews. Other highly rated options include Richard Stewart - State Farm Insurance Agent, CL Agency Insurance Est 1968, AAA Niles Insurance and Member Services. This directory lists 12 auto insurance agents serving Niles.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brandon Miller - State Farm Insurance Agent | 639 Robbins Ave | (330) 299-8200 |
| 2 | Richard Stewart - State Farm Insurance Agent | 5880 Youngstown Warren Rd | (330) 652-3039 |
| 3 | CL Agency Insurance Est 1968 | 736 Youngstown Warren Rd | (330) 652-9191 |
| 4 | AAA Niles Insurance and Member Services | 937 Youngstown Warren Rd | (330) 652-6466 |
| 5 | Ruddy Insurance Group | 1252 Youngstown Warren Rd Suite A | (330) 652-0202 |
| 6 | Merlo Insurance | 815 Youngstown Warren Rd # 11 | (330) 544-8000 |
| 7 | Lori Hudzik American Family Insurance | 761 N Cedar Ave #3 | (330) 544-9222 |
| 8 | State Farm Insurance | 5880 Youngstown Warren Rd | (330) 652-3039 |
| 9 | Tony Chiarello: Allstate Insurance | 1045 Youngstown Warren Rd | (330) 544-1816 |
| 10 | Miller Family Insurance LLC | 906 Robbins Ave | (330) 652-2700 |
Brandon Miller - State Farm Insurance Agent serves Niles and the surrounding Mahoning County area, specializing in auto insurance policies for local drivers. The agency helps clients select coverage options that meet Ohio’s minimum requirements while also offering additional protection like collision or uninsured motorist policies. Personalized consultations are available to review individual driving needs and potential discounts. The agency also handles rental car reimbursement and roadside assistance services as part of its auto insurance offerings.
Richard Stewart - State Farm Insurance Agent in Niles, OH, serves homeowners, renters, and drivers seeking personal insurance coverage. The agency helps clients in the Niles area protect their vehicles with tailored auto policies that meet individual needs and budget requirements. Customers can review their coverage options during a personal consultation to ensure proper protection on the road. The office also works with families looking to bundle home and auto insurance for added simplicity. This agent serves Niles, OH, along with nearby sections of the Youngstown metro.
CL Agency Insurance serves clients in Niles, Ohio, and the surrounding Mahoning Valley communities. Its agency handles personal and commercial auto insurance policies, helping drivers meet state coverage requirements and financial protection needs. Each policy is tailored to address individual driving habits and vehicle types. The agency obtains coverage from multiple insurers to provide appropriate options for different risk profiles. For a typical policy, it begins by reviewing the driver's current situation and then compares available plans to match coverage limits with the client's specific needs and budget.
AAA Niles Insurance and Member Services provides personal and commercial auto insurance coverage and related member benefits. The agency assists clients with policy selection, claims assistance, and roadside service coordination. Ongoing maintenance plans include coverage reviews and policy updates to match changing needs. Services are available to single-family homeowners, apartment dwellers, local retail businesses, and restaurants in the Niles area.
Ruddy Insurance Group specializes in helping drivers compare coverage options and tailor policies to meet their specific needs. As an auto insurance agent in Niles, OH, it assists customers with liability protection, collision coverage, and comprehensive plans to safeguard their vehicles. The agency works to explain policy details clearly and helps clients adjust coverage limits to fit their budgets. During winter months, it helps drivers review their policies for adequate protection against weather-related hazards such as ice damage and collisions on slippery roads.
Unlike larger insurers that provide one-time quotes, Merlo Insurance focuses on ongoing policy management for local drivers. They regularly review auto coverage for exclusions and liability gaps, in response to changing driving habits or vehicle upgrades. Working with both new and renewal policies, they align deductibles, uninsured motorist protection, and roadside assistance with the driver’s personal needs. Service in Niles, OH, runs on an as-needed cycle, allowing clients to request annual policy reviews or immediate policy adjustments between renewal dates if preferred.
Lori Hudzik American Family Insurance provides auto insurance coverage for drivers in the Niles, OH area, helping clients meet state requirements while also offering specialty add-ons such as roadside assistance and rental car reimbursement. This agency works to tailor policies that protect personal vehicles from common risks like accidents and theft. It is also equipped to serve commercial sectors, including offices, warehouses, and food service businesses requiring coverage for company-owned or employee-driven vehicles.
State Farm Insurance in Kent, OH, provides residential auto insurance services for local drivers, helping them meet state requirements and protect personal vehicles. The agency also handles commercial coverage for small businesses needing fleet or business-use policies throughout Kent and the surrounding Portage County area. Clients receive personalized attention during each annual review or policy adjustment. The office encourages periodic follow-up to update coverage or discuss changes, welcoming repeat service between regular visits to ensure continued protection.
Tony Chiarello: Allstate Insurance provides auto insurance services for residents in Niles, Ohio, including personal coverage for daily drivers. Commercial auto policies are also available to meet the needs of local business operators throughout the greater Niles area. Clients can review coverage options and adjust their policies during scheduled appointments. The agency remains accessible for follow-up service and policy adjustments between regular visits, ensuring residents have continued support for their insurance needs.
As winter approaches in Niles, unpredictable weather can make road conditions treacherous and increase the risk of accidents. Miller Family Insurance LLC helps local drivers ensure they have the proper coverage to protect themselves and their vehicles through the season. This agency specializes in auto insurance policies tailored to meet the specific needs of area residents. Clients can discuss their current driving habits and vehicle usage to verify they have adequate protection. The process begins with a free insurance policy review to assess any gaps in coverage.
What Does an a Auto Insurance Agent in Niles Cost?
The average cost of full coverage auto insurance in Ohio is around $1,200 to $1,600 per year. Minimum liability coverage can cost between $400 and $700 annually. Rates vary based on your age, driving history, location in Niles, and the type of vehicle you drive. This is general information and not insurance advice.
About auto insurance agents in Niles
Auto insurance agents in Niles, Ohio help drivers find coverage that meets state requirements. Ohio law requires all drivers to carry liability insurance with minimum limits of $25,000 per person and $50,000 per accident for bodily injury. Local agents can also explain optional coverages like uninsured motorist protection and comprehensive plans.
Frequently Asked Questions
What are the minimum auto insurance requirements in Ohio?
Ohio law requires bodily injury liability of $25,000 per person and $50,000 per accident. Property damage liability must be at least $25,000. Uninsured motorist coverage is also mandatory unless you reject it in writing.
How do I find an auto insurance agent in Niles Ohio?
You can search online directories or ask for referrals from neighbors and coworkers. Many national and regional insurance companies have local agents in the Niles area who can provide quotes and advice.
Can an agent help me save money on my car insurance in Ohio?
Yes, agents can review your driving record, vehicle type, and available discounts. Common discounts include safe driver, multi-policy, and good student discounts. They can also help you adjust deductibles and coverage limits.
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