The top-rated auto insurance agent in Dayton, Ohio is Meridian Capstone Insurance, rated 5.0 stars across 1,787 reviews. Other highly rated options include Clinton Coble - State Farm Insurance Agent, The Steve Miller Agency: Allstate Insurance Agency, AAA Dayton North. This directory lists 51 auto insurance agents serving Dayton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Meridian Capstone Insurance | 7601 Paragon Rd Suite 303 | (800) 207-7079 |
| 2 | Clinton Coble - State Farm Insurance Agent | 1336 Woodman Dr #170 | (937) 256-1806 |
| 3 | The Steve Miller Agency: Allstate Insurance Agency | 2781 Orchard Run Rd | (937) 787-6534 |
| 4 | AAA Dayton North | 6580 N Main St Ste. A | (937) 278-9195 |
| 5 | Amos Jefferies - State Farm Insurance Agent | 1017 W Third St | (937) 263-4774 |
| 6 | Ty Huynh - State Farm Insurance Agent | 462 N Springboro Pike | (937) 434-9999 |
| 7 | Ingram Insurance Group | 733 Salem Ave | (937) 741-5100 |
| 8 | Health Insurance Strategies | 7021 Old Troy Pike Suite 7 | (937) 623-3246 |
| 9 | Universal Insurance Agency | 8393 N Main St | (937) 867-2368 |
| 10 | Richard Keller - State Farm Insurance Agent | 7825 N Dixie Dr a | (937) 890-2880 |
Meridian Capstone Insurance serves the Dayton, Ohio metro area as an auto insurance agent. The agency assists drivers in securing coverage for personal vehicles, including standard liability and collision policies. It helps clients evaluate their individual driving needs to choose appropriate policy limits. The company also facilitates the filing of claims and offers guidance on local Ohio insurance requirements. Customers can speak with representatives about SR-22 filings and roadside assistance options for their policies.
Clinton Coble, operating as a State Farm Insurance Agent in Dayton, OH, provides auto insurance policies along with related financial products. The agency assists clients in selecting appropriate coverage limits and deductibles to meet individual driving needs and budgets. Maintenance of policies includes regular policy reviews, claims filing support, and updates for changes such as new vehicles or address moves. It services the insurance needs of local drivers, which may include individuals, families, and those insuring single-family homes, apartments, retail, and restaurants.
Homeowners, renters, and drivers throughout the Dayton area can turn to The Steve Miller Agency: Allstate Insurance Agency for auto insurance coverage. The agency assists customers with personal auto policies, helping them understand their protection options and navigate claims. Its team works closely with clients to identify suitable levels of liability, collision, and uninsured motorist coverage. Services also include multi-policy reviews to integrate auto insurance with existing homeowner or renter policies. The agency additionally serves clients in the nearby community of Kettering and throughout Montgomery County.
AAA Dayton North serves Dayton, Ohio, and the surrounding communities with auto insurance policies. It handles coverage options for cars, trucks, and other personal vehicles, helping clients select suitable plans. For a typical job, the agent first reviews a driver's current situation, then explains available insurance choices, and finally helps customize a policy that fits their individual needs and budget.
An auto insurance agent helps clients choose between one-time policy sign-ups and ongoing service options that adjust coverage as needs change. In Dayton, OH, Amos Jefferies - State Farm Insurance Agent provides auto insurance plans designed to meet local driving requirements and personal vehicle protection preferences. Policyholders can manage their accounts through scheduled renewals, while also receiving support for claims or coverage updates on an as-needed basis.
As an auto insurance agent in Dayton, OH, Ty Huynh - State Farm Insurance Agent offers liability coverage, collision insurance, and uninsured motorist protection. It also works with customers to build personalized auto policies that fit their driving needs and household budgets. The agency helps drivers file claims and update coverage following life changes like a new car purchase. It also advises clients on adjusting deductibles and protection levels before the winter freeze season brings slippery roads and potential vehicle damage.
When winter weather leads to icy roads and higher accident risks in Dayton, Ohio, Ingram Insurance Group provides auto insurance agent services for local drivers. Clients can discuss their coverage needs for liability, collision, or uninsured motorist protection in a straightforward manner. Policies are reviewed to match typical regional requirements and vehicle types. For those seeking to update or initiate auto coverage, an initial consultation allows the agent to inspect driving records and recommend suitable options.
Health Insurance Strategies in Dayton, OH is known for helping local drivers find appropriate auto insurance coverage to meet state requirements. Its typical service range includes policy comparisons for liability protection, collision coverage, and uninsured motorist options. The agency works with standard insurers to provide quotes and application assistance for personal vehicles. Clients can also add on roadside assistance plans for emergency towing, flat tire changes, and lockout services.
Universal Insurance Agency serves homeowners and renters in Dayton, Ohio, with personal auto insurance policies for their daily vehicles. For local businesses, they also handle commercial auto coverage for fleet cars and work trucks. Their service area includes Dayton and the surrounding Miami Valley communities. After an initial policy is set, the agency follows up regularly to adjust coverage when customers buy new cars or change their driving habits. This attentive follow-up between annual visits helps ensure each policy stays accurate.
What Does an a Auto Insurance Agent in Dayton Cost?
Typical annual auto insurance costs in Ohio range from $800 to $1,800 for minimum coverage, and $1,500 to $3,500 for full coverage. Rates in Dayton may be higher than the state average due to local accident and theft statistics. Your actual cost depends on your driving history, vehicle type, and coverage choices. This is general information and not insurance advice.
About auto insurance agents in Dayton
Auto insurance agents in Dayton, Ohio help drivers find coverage that meets Ohio state law. Ohio requires all drivers to carry liability insurance with minimum limits of $25,000 per person and $50,000 per accident for bodily injury, plus $25,000 for property damage. A local agent can explain these requirements and help you compare policies from different carriers.
Frequently Asked Questions
What is the minimum auto insurance coverage required in Ohio?
Ohio law requires liability coverage of at least $25,000 per person and $50,000 per accident for bodily injury, and $25,000 for property damage. Uninsured and underinsured motorist coverage is also required unless you reject it in writing.
How do I find a licensed auto insurance agent in Dayton?
You can use the Ohio Department of Insurance website to verify an agent license. Local agents are listed in online directories and often serve specific neighborhoods in Montgomery County.
Can an auto insurance agent help me if I have a poor driving record?
Yes, many agents work with multiple insurance companies and can find options for high-risk drivers. They can explain Ohio SR-22 requirements if your license has been suspended.
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