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Find Auto Insurance Agents Near You in Charlotte, NC

Browse auto insurance agents serving Charlotte, North Carolina. Updated 2026-07-14.

The top-rated auto insurance agent in Charlotte, North Carolina is Curtis Helms Insurance, rated 4.9 stars across 1,592 reviews. Other highly rated options include Pegram Superior Mitchell Insurance Agency, Carolinas Home and Auto Insurance, Pegram Insurance. This directory lists 46 auto insurance agents serving Charlotte.

Showing 46 auto insurance agents in Charlotte, NCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Curtis Helms Insurance6324 N Tryon St #101(704) 921-2118
2Pegram Superior Mitchell Insurance Agency106 W Arrowood Rd B(704) 527-8543
3Carolinas Home and Auto Insurance14045 Ballantyne Corporate Pl #500(704) 302-1000
4Pegram Insurance6824 Albemarle Rd E(704) 536-1919
5CAP Insurance Group1524 E Morehead St Suite 300(704) 540-4200
6Laurie Insurance Group2701 Coltsgate Rd Suite 100(704) 342-2886
7International Insurance Associates224 Westinghouse Blvd Suite 602(704) 529-9660
8Hutch Ham Agency, Inc.1230 W Morehead St #306(704) 525-6016
9Latorre Insurance124 N McDowell St(704) 566-8181
10Pawa Insurance Group, LLC15720 Brixham Hill Ave #300(704) 486-5521
CH
6324 N Tryon St #101
Curtis Helms Insurance
Auto Insurance Agent · Charlotte, NC

Curtis Helms Insurance serves the Charlotte, North Carolina, metro area as an auto insurance agent. The company assists drivers in this region with their car insurance needs. It explains coverage options that meet state requirements and help protect vehicles on local roads. The agency works to find suitable policies for various driving histories and vehicle types. It handles services such as liability coverage and uninsured motorist protection.

PS
106 W Arrowood Rd B
Pegram Superior Mitchell Insurance Agency
Auto Insurance Agent · Charlotte, NC

Pegram Superior Mitchell Insurance Agency in Charlotte, NC, provides auto insurance policies along with related services such as liability coverage and policy adjustments. Specific service or maintenance plans are available to help clients manage routine policy updates and claims filing. The agency assists with selecting appropriate deductibles and coverage limits for individual driving needs. It services single-family homes, apartments, retail, and restaurants.

CH
14045 Ballantyne Corporate Pl #500
Carolinas Home and Auto Insurance
Auto Insurance Agent · Charlotte, NC

Clients choose between purchasing auto insurance as a one-time annual policy or selecting a recurring monthly payment plan, with each option offering different coverage levels for liability and property damage. Serving the Charlotte, NC area, Carolinas Home and Auto Insurance provides standard auto insurance agent services, including policy comparisons and filing claims assistance. The agency operates on an as-needed basis, with clients scheduling appointments or stopping by during business hours to discuss their specific coverage requirements.

PI
6824 Albemarle Rd E
Pegram Insurance
Auto Insurance Agent · Charlotte, NC

Pegram Insurance serves Charlotte residents by finding personal auto policies suited to individual driving needs and budgets. The agency also handles commercial auto insurance for local businesses with vehicles on the road. Their service area covers Charlotte and the surrounding neighborhoods within reach for in-person consultations. Customers needing policy changes can schedule a quick meeting at the office. Follow-up contact is handled ahead of renewal dates, and repeat customers often return for adjustments between their regular six-month visits.

CI
1524 E Morehead St Suite 300
CAP Insurance Group
Auto Insurance Agent · Charlotte, NC

CAP Insurance Group in Charlotte, NC offers auto insurance policies along with specialized coverage options such as liability, collision, and uninsured motorist protection. The agency assists drivers in comparing policy limits and assessing deductibles to fit individual needs on local roads. They work with clients to maintain proper coverage through policy renewals and when adding or removing vehicles. During the busy holiday travel season, they help secure temporary coverage for rental cars or additional family drivers visiting the area.

LI
2701 Coltsgate Rd Suite 100
Laurie Insurance Group
Auto Insurance Agent · Charlotte, NC

Laurie Insurance Group serves clients in Charlotte, North Carolina, as an auto insurance agent. It helps drivers obtain liability and collision policies required for legal operation of vehicles. For additional protection, the agency offers add-ons such as roadside assistance and rental car reimbursement. These coverages provide support during breakdowns or accidents that leave a car undrivable. Commercial needs are also addressed, allowing the agency to assist businesses operating offices, warehouses, and food service establishments in securing appropriate coverage for their vehicles and related risks.

II
224 Westinghouse Blvd Suite 602
International Insurance Associates
Auto Insurance Agent · Charlotte, NC

International Insurance Associates in Charlotte, NC is known for guiding local drivers through the process of securing coverage for their vehicles. Its service range includes advising on policies that match a driver's specific commute habits and vehicle usage, ensuring compliance with North Carolina’s mandatory liability requirements. The agency reviews different deductible options to help clients manage their out-of-pocket costs. Clients can add roadside assistance coverage for towing, flat tires, and lockout situations as a specialty service.

HH
1230 W Morehead St #306
Hutch Ham Agency, Inc.
Auto Insurance Agent · Charlotte, NC

Homeowners, renters, and drivers in Charlotte, North Carolina, rely on Hutch Ham Agency, Inc. for their auto insurance needs. The agency helps clients secure coverage that protects their vehicles and meets legal requirements. Policies are tailored to individual driving habits and budgets, ensuring proper financial protection on the road. The team guides customers through available options without pressure, aiming for straightforward service. They also assist with bundling policies for added convenience. Beyond serving the Charlotte metro, Hutch Ham Agency extends its auto insurance services to surrounding communities in Mecklenburg County.

LI
124 N McDowell St
Latorre Insurance
Auto Insurance Agent · Charlotte, NC

Latorre Insurance assists clients in Charlotte, North Carolina, with meeting their auto insurance requirements and offers supplemental coverage options such as roadside assistance and rental car reimbursement. Their services are tailored to protect personal vehicles and also accommodate the insurance needs of commercial operations. Industry sectors served include local offices, warehouses, and food service establishments that rely on vehicles for their daily business activities.

PI
15720 Brixham Hill Ave #300
Pawa Insurance Group, LLC
Auto Insurance Agent · Charlotte, NC
PI
2701 Coltsgate Rd STE 101
Pegram Insurance
Auto Insurance Agent · Charlotte, NC
(704) 494-9495
pegramonline.com
FI
8318 Pineville-Matthews Rd #280g
Flex Insurance, NC
Auto Insurance Agent · Charlotte, NC
(980) 999-5511
flexinsurancenc.com
CI
6132 Brookshire Blvd suite b
Capstone Insurance Agency
Auto Insurance Agent · Charlotte, NC
(704) 391-8483
capstoneinsuranceagency.com
CC
410 Westinghouse Blvd Suite B
Carolinas Coverage Insurance Agency
Auto Insurance Agent · Charlotte, NC
(704) 595-3429
HH
6207 Park S Dr #201
Howard Hanna Insurance Services
Auto Insurance Agent · Charlotte, NC
(704) 547-5656
insurance.allentate.com
PK
8832 Blakeney Professional Dr #203
Pruitt Keener Insurance
Auto Insurance Agent · Charlotte, NC
(704) 759-1300
pruittkeener.com
TP
8334 Pineville-Matthews Rd STE 103
Thomas Pie
Auto Insurance Agent · Charlotte, NC
(704) 293-2428
SI
6914 Matthews-Mint Hill Rd #150
Superior Insurance Of Charlotte
Auto Insurance Agent · Charlotte, NC
(704) 545-7171
thesuperiorinsurance.com
MM
6101 Carnegie Blvd #415
Mark McDuffie Insurance Agency
Auto Insurance Agent · Charlotte, NC
(704) 364-9227
mcduffieinsurance.com
AI
537 W Sugar Creek Rd Ste 104B
A1 Insurance Agency
Auto Insurance Agent · Charlotte, NC
(704) 598-4442
a1insurancepros.com
RI
10720 S Tryon St J
ROMA INSURANCE AGENCY
Auto Insurance Agent · Charlotte, NC
(704) 675-9144
romainsuranceagency.net
TH
10226 Couloak Dr STE 200
Tony Hefner - State Farm Insurance Agent
Auto Insurance Agent · Charlotte, NC
(704) 714-1494
tonyhefner.com
TG
10128 University City Blvd
Tim Good - State Farm Insurance Agent
Auto Insurance Agent · Charlotte, NC
(704) 548-3636
timgood.org
SI
226 Baldwin Ave
Star Insurance Group
Auto Insurance Agent · Charlotte, NC
(980) 737-7827
starinsgroup.com
DA
4023 Brookshire Blvd E
Direct Auto Insurance
Auto Insurance Agent · Charlotte, NC
(704) 392-3444
local.directauto.com/north-carolina/charlotte/4023-brookshire-blvd
DA
6211 South Blvd
Direct Auto Insurance
Auto Insurance Agent · Charlotte, NC
(704) 208-5277
local.directauto.com/north-carolina/charlotte/6211-south-blvd
CI
13830 Ballantyne Corporate Pl #100
Comparion Insurance Agency
Auto Insurance Agent · Charlotte, NC
(704) 496-5965
comparioninsurance.com/insurance-agent/north-carolina/charlotte-048c
VP
8318 Pineville-Matthews Rd #266
Van Popering Insurance
Auto Insurance Agent · Charlotte, NC
(704) 543-1544
vpinsure.com
DA
5025 N Tryon St #105
Direct Auto Insurance
Auto Insurance Agent · Charlotte, NC
(704) 264-3011
local.directauto.com/north-carolina/charlotte/5025-n-tryon-st
RI
10801 Johnston Rd STE 208
The RYAN Insurance Group
Auto Insurance Agent · Charlotte, NC
(704) 705-8989
theryaninsurancegroup.com
BM
6416 Carmel Rd Ste 400A
Brett Morgan Insurance Group
Auto Insurance Agent · Charlotte, NC
(704) 923-5590
carolinainsuranceguy.com
TY
7725 Matthews-Mint Hill Rd
Todd Younker - State Farm Insurance Agent
Auto Insurance Agent · Charlotte, NC
(704) 545-9111
toddyounker.biz
BI
14120 Ballantyne Corporate Pl #350
Beach Insurance
Auto Insurance Agent · Charlotte, NC
(704) 554-5701
beachinsurancellc.com
CI
10801 Johnston Rd STE 110
Carter Insurance & Financial Services: Allstate Insurance
Auto Insurance Agent · Charlotte, NC
(704) 542-7500
agents.allstate.com/carter-insurance--financial-services-charlotte-nc.html
KC
8133 Ardrey Kell Rd STE 202
Ken Costanza: Allstate Insurance
Auto Insurance Agent · Charlotte, NC
(704) 321-0920
agents.allstate.com/ken-costanza-charlotte-nc.html
AP
5618 Albemarle Rd
All Points Insurance
Auto Insurance Agent · Charlotte, NC
(704) 535-3400
allpointscharlotte.com
CI
7130 Matthews-Mint Hill Rd
Charlotte Insurance Group
Auto Insurance Agent · Charlotte, NC
(704) 545-6700
charlotteinsurancegroup.com
RI
11220 Elm Ln Ste 200
RJR Insurance Agency
Auto Insurance Agent · Charlotte, NC
(704) 543-2700
rjrinsuranceagency.com
FI
4614 Wilgrove Mint Hill Rd
Fortitude Insurance Advisors
Auto Insurance Agent · Charlotte, NC
(980) 825-9969
fortitudeins.com/contact/refer-us
PI
6932 N Tryon St Ste 4D
Patriot Insurance Agencies
Auto Insurance Agent · Charlotte, NC
(704) 596-4911
patriotagencies.com
LC
8000 Corporate Center Dr #125
Low Cost Auto Insurance Institute
Auto Insurance Agent · Charlotte, NC
(725) 297-0020
NI
10800 Sikes Pl #330
Nationwide Insurance: The Compass Agency, LLC
Auto Insurance Agent · Charlotte, NC
(704) 847-4222
agency.nationwide.com/nc/charlotte/28277/the-compass-agency-llc
GA
7224 Pineville-Matthews Rd
Great Auto Insurance Agency
Auto Insurance Agent · Charlotte, NC
(704) 255-5381
SI
7808 Pineville-Matthews Rd #12
Scarpati Insurance Solutions
Auto Insurance Agent · Charlotte, NC
(980) 368-0610
sisclt.com
AI
4801 E Independence Blvd # 905
The Auto Insurance Agency Charlotte NC
Auto Insurance Agent · Charlotte, NC
(605) 309-4445
theautosolutions.sbs
AI
3611 Mt Holly-Huntersville Rd
allwood insurance charlotte nc
Auto Insurance Agent · Charlotte, NC
(704) 395-1239
allwoodinsurance.com

What Does an a Auto Insurance Agent in Charlotte Cost?

Auto insurance costs in Charlotte vary based on driving record, vehicle type, age, and coverage limits. Average annual premiums in North Carolina range from approximately 1200 to 1800 dollars for standard coverage. Factors like credit history and location within Charlotte can also affect your rate. This is general information, not insurance advice.

About auto insurance agents in Charlotte

An auto insurance agent in Charlotte can help you navigate North Carolina auto insurance laws and find a policy that fits your needs. North Carolina requires all drivers to carry liability insurance with minimum limits of 30/60/25. A local agent can explain these requirements and help you choose additional coverage options like uninsured motorist protection.

Frequently Asked Questions

What are the minimum auto insurance requirements in North Carolina?

North Carolina law requires minimum liability coverage of 30000 dollars per person for bodily injury and 60000 dollars per accident for bodily injury. Property damage liability minimum is 25000 dollars per accident. Uninsured motorist coverage is also required in the same amounts.

How do I find a licensed auto insurance agent in Charlotte?

You can search the North Carolina Department of Insurance website for licensed agents in Charlotte. Many agents work with multiple insurance companies to compare rates and coverage options for you.

Can an auto insurance agent help me after a Charlotte car accident?

Yes, an agent can help you file a claim and understand your policy coverage. They can explain how North Carolina contributory negligence laws may affect your claim and guide you through the claims process.

Auto Insurance Agents in Other North Carolina Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each auto insurance agent's credentials and current standing with your state Department of Insurance.