The top-rated auto insurance agent in Asheville, North Carolina is Able Insurance, rated 4.9 stars across 794 reviews. Other highly rated options include Hummingbird Insurance Asheville NC, McKinney Insurance Services, Rebecca Sandoval - State Farm Insurance Agent. This directory lists 22 auto insurance agents serving Asheville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Able Insurance | 1070 Tunnel Rd Bldg 2, Unit 10 | (828) 239-0195 |
| 2 | Hummingbird Insurance Asheville NC | 4 Vermont Ave #2 | (828) 372-0101 |
| 3 | McKinney Insurance Services | 5 Allen Ave | (828) 684-5020 |
| 4 | Rebecca Sandoval - State Farm Insurance Agent | 6 Colonial Pl | (828) 252-8222 |
| 5 | ALLCHOICE Insurance | 81 Broadway St Suite 201-031 | (828) 277-5432 |
| 6 | The Juengel Agency | 1278 Hendersonville Rd C | (828) 274-6036 |
| 7 | WNC Insurance Agency | 60 N Merrimon Ave #111 | (828) 285-9590 |
| 8 | Morton Insurance & Financial Services | 152 Tunnel Rd | (828) 252-9391 |
| 9 | Kiser Insurance Agency | 536 Haywood Rd | (828) 253-9500 |
| 10 | NC Farm Bureau Insurance | 41 Chamberlain Dr | (828) 259-3883 |
Homeowners, drivers, and small business owners in Asheville, North Carolina turn to Able Insurance for their auto insurance needs. The agency helps clients select appropriate liability and comprehensive coverage tailored to their vehicles and driving habits. Policyholders benefit from clear explanations of deductible options and available discounts. Local agents understand the specific requirements of driving in Buncombe County, including navigating mountain roads and seasonal weather conditions. Able Insurance also serves customers in the neighboring community of Black Mountain and the surrounding Asheville metropolitan area.
Hummingbird Insurance Asheville NC serves the Asheville, North Carolina metro area as a full-service auto insurance agent. The company provides standard car insurance policies tailored to local driving conditions in Western North Carolina. It also assists clients with coverage options designed for regional weather and mountainous roads. Customers frequently seek its help with securing liability protection and comprehensive collision plans. The agency regularly handles policy updates for vehicles driven on the Blue Ridge Parkway and surrounding highways.
McKinney Insurance Services provides auto insurance policies tailored to local drivers in the Asheville, North Carolina area. The agency offers ongoing support for policy adjustments, claims assistance, and routine policy reviews to keep coverage current. Clients receive guidance on liability, collision, and comprehensive options to meet their individual driving needs. The company also helps clients understand coverage limits and deductibles. In addition to vehicles, the agency serves households with single-family homes, apartments, retail businesses, and restaurants.
Rebecca Sandoval – State Farm Insurance Agent in Asheville, North Carolina, serves local homeowners, renters, and commuters who need reliable auto coverage. The agency helps clients select liability limits, uninsured motorist protection, and collision or comprehensive options that suit daily driving needs. Policies are written for sedans, trucks, and recreational vehicles common on mountain routes. personalized consultations review existing plans to identify gaps or savings opportunities. The firm also serves drivers in the greater Asheville metro area, including neighboring communities such as Fletcher.
Serving Asheville and the surrounding communities of Western North Carolina, ALLCHOICE Insurance handles all standard auto insurance needs for local drivers. It works with clients to secure necessary liability coverage, collision protection, and comprehensive plans for their vehicles. The company helps customers navigate various state requirements and policy options throughout the insurance selection process. To handle a typical job, it first reviews a driver’s current situation then presents several tailored coverage choices for informed comparison.
The Juengel Agency serves Asheville, North Carolina, and the surrounding communities with auto insurance coverage for local drivers. It handles standard policies for personal vehicles, including liability, collision, and comprehensive protection to meet state requirements. The agency works with clients to review their driving needs and coverage options. To handle a typical policy request, it first assesses the driver’s specific situation, then presents suitable plans from its carriers and explains the terms clearly before processing the application.
WNC Insurance Agency, located in Asheville, NC, guides clients through the important choice between securing a one-time auto insurance policy for a single term and establishing a recurring arrangement that renews automatically, both aimed at protecting against financial loss from accidents. Their services cover the liability and collision coverage essential for driving on local roads. Operated on a recurring, annual policy basis, the agency primarily works as scheduled upon each renewal cycle.
Morton Insurance & Financial Services specializes in helping clients find appropriate auto insurance coverage, offering policies from multiple carriers to match individual driving needs. In Asheville, North Carolina, it assists drivers with general insurance solutions, liability protection, and comprehensive planning. The agency guides local residents through seasonal concerns such as adjusting coverage for winter weather hazards, including icy mountain roads and increased risks of accidents during the colder months.
As winter approaches in Asheville, icy roads and sudden mountain storms increase the risk of fender benders. Kiser Insurance Agency helps drivers in the area navigate these seasonal hazards by offering customized auto insurance policies tailored to local road conditions and driving patterns. Each policy review begins with a needs assessment that examines daily commute routes, vehicle type, and typical parking exposure. After discussing coverage options, the agent schedules a brief vehicle inspection to verify current safety features and document existing damage before finalizing a plan.
What Does an a Auto Insurance Agent in Asheville Cost?
The average cost of auto insurance in North Carolina is around 1,200 to 1,500 dollars per year for full coverage. Rates in Asheville may be slightly lower than the state average due to lower population density. However, factors like your driving record, vehicle type, and coverage limits will change your specific premium. This is general information and not insurance advice.
About auto insurance agents in Asheville
Auto insurance agents in Asheville North Carolina help drivers find coverage that meets state requirements. North Carolina law mandates liability insurance with minimum limits of 30,000 dollars per person and 60,000 dollars per accident for bodily injury. An agent can explain local factors like mountain driving risks and help you choose the right policy.
Frequently Asked Questions
What are the minimum auto insurance requirements in North Carolina?
North Carolina requires liability coverage of 30,000 dollars per person and 60,000 dollars per accident for bodily injury. Property damage liability must be at least 25,000 dollars. Uninsured motorist coverage is also required.
How do I find a reliable auto insurance agent in Asheville?
You can search online directories or ask for referrals from friends and family. Look for agents licensed in North Carolina who have experience with local driving conditions and insurance laws.
Does my credit score affect my auto insurance rate in North Carolina?
Yes, North Carolina allows insurers to use credit-based insurance scores when setting rates. A higher credit score can lead to lower premiums, but each company weighs this factor differently.
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