The top-rated auto insurance agent in Union, New Jersey is AAA Union, rated 4.4 stars across 193 reviews. Other highly rated options include David Roy - State Farm Insurance Agent, State Farm Insurance Agent Max Smirnov, Farmers Insurance - David Robbins. This directory lists 18 auto insurance agents serving Union.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Union | 2317 US-22 | (908) 557-5222 |
| 2 | David Roy - State Farm Insurance Agent | 530 Chestnut St Suite 102 | (908) 688-2051 |
| 3 | State Farm Insurance Agent Max Smirnov | 1051 Stuyvesant Ave. | (908) 810-0040 |
| 4 | Farmers Insurance - David Robbins | 2717B Morris Ave | (908) 557-5251 |
| 5 | Clear Path Insurance Services | 969 Stuyvesant Ave. #3 | (908) 955-8085 |
| 6 | Tavares Insurance Agency | 2086 Morris Ave | (908) 686-0404 |
| 7 | Allianza Insurance | 1191 Morris Ave | (908) 444-4067 |
| 8 | Insurance Associates Plus | 1523 Morris Ave | (908) 964-9010 |
| 9 | Annagard Insurance Agency | 397 Chestnut St Suite 6 | (908) 888-0120 |
| 10 | Goosehead Insurance - Monique Perry | 2400 Morris Ave # 104 | (973) 954-9288 |
AAA Union serves Union County and its surrounding New Jersey metro area, offering auto insurance policies tailored to local drivers. The company works with individuals to secure liability, collision, and comprehensive coverage that meets state requirements. As an agent, it helps clients understand their deductibles and coverage limits while filing necessary paperwork. AAA Union assists with policy adjustments for various vehicles, including sedans and SUVs. It handles personal auto insurance and uninsured motorist protection for residents in Union.
David Roy - State Farm Insurance Agent in Union, NJ provides a range of auto insurance services tailored to local drivers. It offers policy customization and ongoing coverage support to help meet individual needs. The agency handles regular policy reviews and claims assistance as part of its service plans. It services a variety of local properties, including single-family homes, apartments, retail, and restaurants.
Serving homeowners, renters, and local drivers, State Farm Insurance Agent Max Smirnov in Union, NJ provides auto insurance policies tailored to individual needs. The office helps clients select coverage options such as liability and collision to meet state requirements and personal protection goals. Drivers can also bundle policies for potential savings on their premiums. Regular appointments and claims assistance are available to guide customers through the process. The agency additionally covers nearby areas including Elizabeth and the greater Newark metro region.
Serving Union, New Jersey, and the surrounding communities, Farmers Insurance - David Robbins handles auto insurance policies for local drivers. The agency works with clients to secure coverage that meets state requirements while providing financial protection on the road. Policies are offered for personal vehicles, addressing common needs such as liability and collision coverage. A typical job is handled through a straightforward consultation, with the agent reviewing a client’s driving profile to identify appropriate coverage options from their available portfolio.
Clear Path Insurance Services in Union, NJ distinguishes between one-time policy purchases and recurring coverage management for ongoing needs. They assist clients in selecting auto insurance plans that meet legal requirements and personal preferences. Their agents explain liability limits and optional protections such as collision and comprehensive policies. Typical service includes helping drivers review coverage during renewals or after life changes. This agency serves customers on both a one-time basis for single vehicle purchases and a scheduled basis for periodic policy reviews and updates.
Tavares Insurance Agency in Union, NJ, specializes in auto insurance policies that protect drivers against liability, collision, and comprehensive damages. It also handles general coverage needs for personal vehicles, including uninsured motorist protection and roadside assistance. The agency works with clients to adjust policy limits based on driving history and vehicle value. For winter months, it helps customers review their coverage for potential hazards like black ice or hydroplaning accidents common on local roads. That way, drivers avoid gaps in protection during the season’s increased claim risks.
Allianza Insurance provides personal and commercial auto policies for the Union, New Jersey, area. As an agency, it can arrange liability, collision, and comprehensive coverage on private vehicles. For commercial add-ons, the agency may structure policies that protect vehicles used for business purposes, including delivery vans, service trucks, and fleet automobiles. It also handles insurance for vehicles operated by a variety of commercial sectors, including professional offices, warehouses, and food service establishments.
As winter weather makes local roads more unpredictable in Union, NJ, having reliable auto insurance coverage is essential for area drivers. Insurance Associates Plus assists customers in reviewing their existing policies to confirm adequate protection against seasonal hazards like ice and snow. New clients can expect a straightforward discussion about coverage needs, including liability limits and optional protections such as comprehensive or collision. The representation process begins with a thorough inspection of the vehicle and a detailed review of the driver's personal situation to determine an appropriate policy quote.
Serving residents in Union, NJ, Annagard Insurance Agency works to help local drivers find auto insurance policies that match their daily commuting needs. The agency also addresses commercial vehicle coverage for area businesses requiring fleet or liability protection. With a focus on the Union region and surrounding communities, the firm evaluates individual driving records and vehicle types to recommend appropriate coverage options. After policies are issued, the office aims to follow up at each renewal cycle to review changing circumstances and adjust plans accordingly between regular visits.
Goosehead Insurance - Monique Perry is known for providing personalized coverage options to clients in Union, NJ. Its auto insurance agents help drivers assess their needs for liability and collision protection. The agency assists customers in comparing policies from a range of carriers to find suitable limits. It also explains how factors such as driving history affect premiums. Add-on services include gap insurance to cover unpaid balances after a total loss.
What Does an a Auto Insurance Agent in Union Cost?
Auto insurance costs in Union, New Jersey vary based on factors like age, driving record, and vehicle type. Average annual premiums in the state range from about 1300 to 2000 dollars for full coverage, though rates can be higher or lower depending on individual circumstances. Agents can provide personalized quotes to help you understand your specific costs. This is general information, not insurance advice.
About auto insurance agents in Union
Auto insurance agents in Union, New Jersey help drivers find coverage that meets state legal requirements. New Jersey law mandates all drivers carry liability insurance with minimum limits of 15000 dollars per person and 30000 dollars per accident for bodily injury, plus 5000 dollars for property damage. Agents can also explain optional coverages like personal injury protection and uninsured motorist protection that are common in the state.
Frequently Asked Questions
What documents do I need to get auto insurance in Union New Jersey?
You typically need your drivers license, vehicle registration, and information about your driving history. Agents in Union can help you compare quotes from multiple insurers to find a policy that fits your needs.
How do New Jersey auto insurance laws affect my coverage in Union?
New Jersey is a no-fault state, meaning your own insurance pays for medical expenses after an accident regardless of fault. You must carry Personal Injury Protection (PIP) coverage, and agents can explain how this affects your policy options.
Can I get a discount on auto insurance if I take a defensive driving course in Union?
Yes, New Jersey law requires insurers to offer a discount for completing an approved defensive driving course. Agents in Union can tell you which courses qualify and how much you might save on your premium.
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