The top-rated auto insurance agent in Elmwood Park, New Jersey is Preferred Choice Insurance Agency, rated 4.7 stars across 79 reviews. Other highly rated options include Iliana Tirado: Allstate Insurance, Farmers Insurance - Jose Falen, A Wahba Insurance. This directory lists 10 auto insurance agents serving Elmwood Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Preferred Choice Insurance Agency | 440 Market St Ste 1B | (201) 616-7644 |
| 2 | Iliana Tirado: Allstate Insurance | 234B Market St | (201) 468-8850 |
| 3 | Farmers Insurance - Jose Falen | 278 Broadway #1 | (201) 794-1000 |
| 4 | A Wahba Insurance | 550 Mola Blvd | (201) 791-4777 |
| 5 | Legacy Insurance Agency of NJ, LLC member FMJ Agency Alliance | 301 Riverfront Blvd Suite #3 | (201) 886-7300 |
| 6 | Farmers Insurance - Yousuf Shafi | 262 Market St | (201) 773-9410 |
| 7 | Loyas Agency | 669 River Dr | (201) 703-9500 |
| 8 | Gemini Insurance Group, LLC | 283 Market St | (201) 743-3600 |
| 9 | Titan Agency | 406 US-46 | (201) 210-9775 |
| 10 | Wittig Legutko Insurance Agency | 669 River Dr # 102 | (201) 703-9500 |
Preferred Choice Insurance Agency serves the Bergen County area from its Elmwood Park, New Jersey location. The company provides auto insurance policies designed to meet local driving requirements and coverage needs. Licensed agents work with clients to explain policy options for liability, collision, and comprehensive protection. The agency helps drivers select appropriate deductibles and coverage limits while ensuring compliance with state financial responsibility laws. Its services include tailoring policies for new vehicle owners and offering SR-22 insurance for high-risk drivers.
Iliana Tirado: Allstate Insurance provides a range of auto insurance services in Elmwood Park, New Jersey, including coverage options for liability, collision, and comprehensive protection. The agency assists clients with policy management, roadside assistance plans, and claims support to help maintain their vehicles. This Elmwood Park office services single-family homes, apartments, retail businesses, and locally operated restaurants needing coverage for their commercial vehicles.
Farmers Insurance - Jose Falen serves homeowners, businesses, and property managers in Elmwood Park, New Jersey, by offering auto insurance policies tailored to individual needs. This agency helps customers select appropriate coverage options, including liability, collision, and comprehensive plans. It also assists clients in understanding how policy deductibles and limits affect monthly premiums. Residents needing low-mileage or multi-vehicle discounts can discuss their specific driving situations with the agent. The service area additionally covers nearby communities such as Saddle Brook and parts of Bergen County.
A Wahba Insurance serves Elmwood Park, New Jersey, and the surrounding communities, handling auto insurance coverage for local drivers. It provides standard policies that protect vehicles against accidents, theft, and liability claims. The company works with clients to assess their individual driving needs and insurance requirements. To handle a typical job, it gathers necessary driver and vehicle information, reviews available coverage options, and helps select a suitable plan that meets state regulations and personal budget considerations.
Legacy Insurance Agency of NJ, LLC member FMJ Agency Alliance in Elmwood Park, NJ, helps clients distinguish between a one-time policy purchase for single vehicles and ongoing service that bundles multiple coverage options for long-term protection. Agent consultations evaluate personal driving needs to recommend appropriate liability, collision, or comprehensive plans required by state law. Services are provided on an as-needed basis, with clients scheduling reviews when their coverage requirements change or their policy term ends.
Farmers Insurance - Yousuf Shafi offers specialized auto insurance policies tailored to individual driving needs, serving Elmwood Park, NJ. The agency provides broader personal insurance solutions, including home and life coverage, to protect local residents from financial risk. It helps customers navigate policy options to match their budget and vehicle type. As winter weather creates hazardous road conditions in the region, the agency assists drivers with reviewing collision and comprehensive coverage before the snowy season begins.
As winter weather in Elmwood Park brings slick roads and reduced visibility, Loyas Agency helps local drivers find auto insurance coverage suited to the season. The team works to match each customer with a policy that meets regional requirements and personal needs, emphasizing clear communication throughout the process. They focus on explaining policy details without using complex jargon, making sure clients understand their options. An initial policy review or inspection is then arranged to verify coverage needs and vehicle condition.
Gemini Insurance Group, LLC in Elmwood Park, NJ works with individuals to review their auto insurance coverage needs. The agency can help drivers look into optional protections such as roadside assistance and rental car reimbursement. Their agents also assist commercial clients by providing business auto policies for various local operations. These coverages can help protect vehicles used in offices, warehouses, and food service establishments in the area.
Titan Agency in Elmwood Park, NJ provides auto insurance options for residential clients, covering local drivers seeking personal coverage for their vehicles. They also offer commercial policies for businesses that need to insure fleet vehicles or company cars. Their service area focuses on Elmwood Park and the surrounding neighborhoods in Bergen County. After an initial policy is set, the agency helps clients review their coverage needs regularly and assists with policy adjustments or renewals between their periodic visits to the office.
Wittig Legutko Insurance Agency in Elmwood Park, NJ, is known for its direct focus on auto insurance coverage and personalized client consultations. The agency works with local drivers to understand specific risks, such as urban traffic conditions and parking challenges, then presents options from multiple carriers. Policies often include liability, collision, and comprehensive protection. Clients can also piece together uninsured motorist coverage or rental car reimbursement, which are specialty add-ons that provide additional security for daily commuting and long-distance travel in the area.
What Does an a Auto Insurance Agent in Elmwood Park Cost?
Auto insurance costs in Elmwood Park vary based on your driving record, age, vehicle type, and coverage levels. In New Jersey, the average annual premium is around 1300 to 1800 dollars for a standard policy. Drivers with accidents or tickets may pay 2000 dollars or more. This is general information, not insurance advice.
About auto insurance agents in Elmwood Park
Auto insurance agents in Elmwood Park, New Jersey help drivers find the right coverage for their needs. New Jersey law requires all drivers to carry liability insurance with minimum limits of 15000 dollars per person and 30000 dollars per accident for bodily injury. A local agent can explain these requirements and help you choose between standard and basic policies.
Frequently Asked Questions
What documents do I need to get auto insurance in Elmwood Park?
You need a valid New Jersey drivers license, vehicle registration, and proof of address. The agent may also ask about your driving history and the vehicles VIN number.
How long does it take to get an auto insurance policy in New Jersey?
Most agents can issue a policy immediately or within one business day. You must have coverage before driving the vehicle off the lot or on public roads.
Can I get auto insurance with a suspended license in New Jersey?
It is difficult but possible. Some agents offer non-owner policies or SR-22 filings for high-risk drivers. You must provide proof of financial responsibility to the New Jersey Motor Vehicle Commission.
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