The top-rated auto insurance agent in Somerville, New Jersey is Performance Chrysler Jeep Dodge RAM Fiat, rated 4.6 stars across 1,846 reviews. Other highly rated options include Jason Spraggs - State Farm Insurance Agent, Lileen Schwarz - State Farm Insurance Agent, Marine Agency Corp. This directory lists 13 auto insurance agents serving Somerville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Performance Chrysler Jeep Dodge RAM Fiat | 1050 US-22 | (908) 722-2500 |
| 2 | Jason Spraggs - State Farm Insurance Agent | 30 Roosevelt Pl | (973) 396-0352 |
| 3 | Lileen Schwarz - State Farm Insurance Agent | 75-77 N Bridge St Ste 105 | (908) 864-2859 |
| 4 | Marine Agency Corp | 34 W Main St #201 | (800) 763-4775 |
| 5 | Hector Rodriguez Jr: Allstate Insurance | 892 US-22 | (908) 927-9200 |
| 6 | ReliaGuard Insurance NJ | 3272 US-22 | (908) 460-6749 |
| 7 | Safety Sure Insurance | 18 S Richards Ave | (732) 426-3481 |
| 8 | The Rice Agency | 33 W High St | (908) 722-1700 ext. 10 |
| 9 | Top Insurance NJ | 3617 US-22 | (908) 585-1649 |
| 10 | Farmers Insurance Group | 30 S Doughty Ave | (856) 420-7645 |
Performance Chrysler Jeep Dodge RAM Fiat serves Somerset County and the surrounding areas of central New Jersey as an auto insurance agent. The office connects local drivers with coverage options from multiple carriers to meet a variety of needs and budgets. Their team assists clients with choosing appropriate policy limits and deductibles. Specific services handled include personal auto policy comparisons and guidance on liability and comprehensive coverage.
Jason Spraggs - State Farm Insurance Agent in Somerville, NJ provides auto insurance policies alongside other personal coverage options. Its service plans include regular policy reviews to help adjust coverage as needs change. The agent offers support for claims filing and assists clients with understanding their deductibles and liability limits. It typically services coverage for single-family homes, apartments, retail, and restaurants.
Lileen Schwarz - State Farm Insurance Agent serves homeowners, drivers, and local businesses, offering personalized auto insurance coverage tailored to individual needs. The agency assists clients in selecting appropriate liability limits, comprehensive plans, and collision coverage to protect vehicles and assets. Customers in Somerville, New Jersey can discuss their unique driving habits and budget to find suitable policy options. The agency also provides guidance on bundling auto coverage with other policies for convenience. Additionally, this location covers the neighboring community of Bridgewater and surrounding areas in Somerset County.
Serving Somerville and its surrounding communities within Somerset County, Marine Agency Corp acts as an auto insurance agent. The company handles personal auto policies, helping clients secure liability and comprehensive coverage. It also assists local drivers with evaluating deductible options and state-mandated requirements. To handle a typical job, the agency begins with a review of the client's driving history and current coverage before comparing plans from multiple insurers to find a suitable match.
Hector Rodriguez Jr: Allstate Insurance in Somerville, New Jersey assists clients who may need coverage for a single vehicle purchase or ongoing protection for a household with multiple drivers. The agency focuses on auto insurance policies that address liability, collision, and comprehensive needs for local motorists. Customers can discuss coverage limits and deductibles in an office consultation. Service for initial policy setup and subsequent policy updates is provided on a scheduled or as-needed basis.
As a local auto insurance agent in Somerville, ReliaGuard Insurance NJ specializes in helping drivers find coverage that meets New Jersey’s specific requirements. Its general service work includes comparing policies from multiple carriers to match each client’s unique driving profile and budget needs. The agency also assists with understanding liability limits and comprehensive options for local road conditions. As winter approaches, it focuses on advising customers about how winter weather and icy roads affect their policy protections and claims process.
Safety Sure Insurance in Somerville, New Jersey assists local drivers with standard auto policies and common coverage protections. The agency specializes in add-ons such as comprehensive and collision coverage, roadside assistance, and rental reimbursement options. These customized protections can be added to a base liability plan. The company serves a variety of commercial sectors beyond individual clients, including offices, warehouses, and food service operations requiring vehicle insurance for their daily work.
When winter weather and seasonal road hazards increase the importance of proper coverage for local drivers, The Rice Agency in Somerville, New Jersey advises residents on suitable policies and liability levels for their daily commutes across Somerset County. Their team focuses on explaining how deductible choices and state requirements directly affect auto insurance costs using standard industry tools. An initial consultation typically begins with a review of the customer’s current driving habits and vehicle information to verify coverage needs before any formal inspection or assessment occurs.
Top Insurance NJ serves residents of Somerville with auto insurance policies tailored to individual driver needs. Commercial coverage is also available for local businesses. The agency assists clients throughout Somerset County and the surrounding central New Jersey area. Their team works diligently to explain coverage options and help drivers find appropriate protection for their vehicles. Customers often contact the office when their policy is up for renewal or when adding a new car to an existing plan.
What Does an a Auto Insurance Agent in Somerville Cost?
The cost of auto insurance in New Jersey varies widely based on factors like age, driving record, and vehicle. Average annual premiums in the state range from 1,200 to 2,000 dollars for a standard policy. An agent in Somerville can provide personalized quotes. This is general information, not insurance advice.
About auto insurance agents in Somerville
Auto insurance agents in Somerville, New Jersey help drivers find coverage that meets state requirements. New Jersey law mandates liability insurance with minimum limits of 15,000 dollars per person and 30,000 dollars per accident for bodily injury. Agents can explain options like basic and standard policies and help you comply with the states no-fault insurance system.
Frequently Asked Questions
What are the minimum auto insurance requirements in New Jersey?
New Jersey requires liability coverage of 15,000 dollars per person and 30,000 dollars per accident for bodily injury. You also need 5,000 dollars for property damage and personal injury protection (PIP) of 15,000 dollars per person.
How do I choose an auto insurance agent in Somerville?
Look for an agent licensed in New Jersey who offers policies from multiple carriers. Ask about their experience with local drivers and their knowledge of New Jersey specific laws like the no-fault system and the choice of basic or standard policy.
Can an auto insurance agent help me save money on my policy?
Yes, an agent can review your driving record, vehicle type, and coverage needs to find discounts. Common New Jersey discounts include good driver, multi-policy, and anti-theft device discounts. Agents can also advise on raising deductibles to lower premiums.
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