ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Auto Insurance Agents Near You in Ramsey, NJ

Browse auto insurance agents serving Ramsey, New Jersey. Updated 2026-07-14.

The top-rated auto insurance agent in Ramsey, New Jersey is Randy Loyd - State Farm Insurance Agent, rated 4.9 stars across 171 reviews. Other highly rated options include Andrea DeBenedetto: Allstate Insurance, Complete Vehicle Appraisal Experts, Foremost Insurance, san jose. This directory lists 11 auto insurance agents serving Ramsey.

Showing 11 auto insurance agents in Ramsey, NJListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Randy Loyd - State Farm Insurance Agent145 N Franklin Tpke #333(201) 825-2100
2Andrea DeBenedetto: Allstate Insurance55 E Main St(201) 327-5700
3Complete Vehicle Appraisal Experts75 S Franklin Turnpike(201) 316-6448
4Foremost Insurance, san jose4 Erie Plaza(201) 327-5555
5American Insurance Agency LLC145 N Franklin Tpke(551) 866-1741
6Durkin Agency, Inc.70 Hilltop Rd # 2400(201) 567-3700
7Key Group Benefits70 Hilltop Rd #2450(201) 604-2524
8Andrew Bruno Agency145 N Franklin Tpke #306(201) 818-4800
9McCaughey Chambers Agency150 E Main St Suite C(973) 476-4141
10Allstate Personal Financial Representative: Nadia Khalil55 E Main St(201) 377-5739
RL
145 N Franklin Tpke #333
Randy Loyd - State Farm Insurance Agent
Auto Insurance Agent · Ramsey, NJ

Randy Loyd - State Farm Insurance Agent serves the Ramsey area and surrounding Bergen County, offering auto insurance services. As an independent agency representing a major insurer, it provides standard personal auto policies designed to meet local driving needs. Coverage options typically include liability, collision, and comprehensive protections, along with assistance for uninsured motorists. Customers can receive help with policy adjustments, claims guidance, and roadside assistance services tailored to Ramsey and the broader northern New Jersey region.

AD
55 E Main St
Andrea DeBenedetto: Allstate Insurance
Auto Insurance Agent · Ramsey, NJ

Andrea DeBenedetto: Allstate Insurance in Ramsey, NJ, provides a range of personal auto insurance policies, including liability, collision, and comprehensive coverage. It offers service plans that help policyholders manage their coverage needs and maintain protection through routine policy reviews and adjustments. The agent assists clients with claims guidance and coverage updates to ensure evolving customer requirements are met. It services single-family homes, apartments, retail shops, and restaurants.

CV
75 S Franklin Turnpike
Complete Vehicle Appraisal Experts
Auto Insurance Agent · Ramsey, NJ

Serving Ramsey, New Jersey, and the surrounding Bergen County communities, Complete Vehicle Appraisal Experts provides auto insurance agency services for drivers in the area. The company handles policy inquiries, claims assistance, and coverage options to help clients meet their vehicle protection needs. Its approach typically involves reviewing individual driving circumstances, explaining available policy features, and guiding customers through the necessary paperwork to secure suitable coverage.

FI
4 Erie Plaza
Foremost Insurance, san jose
Auto Insurance Agent · Ramsey, NJ

Foremost Insurance serves homeowners, property managers, and businesses in Ramsey, New Jersey, by connecting them with auto insurance agent services tailored to their individual coverage needs. The company helps clients navigate policy options for personal vehicles and commercial fleets, ensuring they understand available liability and comprehensive protections. It also assists those managing rental properties or business assets in securing appropriate insurance solutions. Serving Ramsey and the surrounding areas, Foremost Insurance additionally extends its coverage support to nearby communities like Mahwah for added convenience.

AI
145 N Franklin Tpke
American Insurance Agency LLC
Auto Insurance Agent · Ramsey, NJ

American Insurance Agency LLC in Ramsey, NJ offers both one-time insurance policy purchases and ongoing coverage management for local drivers. Their services help protect clients against financial loss from accidents or vehicle damage across the region. Auto insurance agents in this area typically provide personalized policy reviews to match coverage levels with individual driving needs and budgets. As this agency operates on an as-needed basis, Ramsey residents can arrange consultations or policy adjustments whenever their coverage requirements change.

DA
70 Hilltop Rd # 2400
Durkin Agency, Inc.
Auto Insurance Agent · Ramsey, NJ

Durkin Agency, Inc. specializes in personal auto insurance policies tailored to the coverage needs of drivers in Ramsey, New Jersey. The agency guides clients through a broad range of standard and comprehensive protection options, including liability, collision, and uninsured motorist coverage. During the winter months, it helps local drivers assess their coverage limits for weather-related losses such as ice damage or collisions on snow-covered roads.

KG
70 Hilltop Rd #2450
Key Group Benefits
Auto Insurance Agent · Ramsey, NJ

As local drivers prepare for winter weather in Ramsey, Key Group Benefits assists with identifying affordable policy options to meet state requirements. As an auto insurance agent, this company helps customers evaluate their current coverage levels and compare different plans. The focus remains on practical solutions for everyday driving needs in Bergen County. After choosing a policy, Key Group Benefits schedules a standard vehicle inspection as an initial step before binding the new coverage.

AB
145 N Franklin Tpke #306
Andrew Bruno Agency
Auto Insurance Agent · Ramsey, NJ

The Andrew Bruno Agency in Ramsey, NJ, assists clients with their standard auto insurance requirements. The agency offers specialized add-ons such as roadside assistance, rental car reimbursement, and comprehensive coverage for collision protection. Full policies are designed to protect personal vehicles from common liability risks on local roads. Commercial insurance services are also available to cover company vehicles used in offices, warehouses, and food service operations. These business policies help manage liability and property exposures for various professional fleets in the area.

MC
150 E Main St Suite C
McCaughey Chambers Agency
Auto Insurance Agent · Ramsey, NJ

Serving the Ramsey area, McCaughey Chambers Agency provides personal auto insurance for local residents, offering coverage tailored to individual driving needs. The agency also handles commercial auto policies for business vehicles operating in the community. With a focus on matching clients to appropriate liability and collision plans, they assist with policy reviews and claims guidance for drivers throughout the region. Between standard policy renewals, customers often return for adjustments to coverage, endorsements, or to update their insurance following a vehicle purchase or change in driving circumstances.

AP
55 E Main St
Allstate Personal Financial Representative: Nadia Khalil
Auto Insurance Agent · Ramsey, NJ

Allstate Personal Financial Representative: Nadia Khalil in Ramsey, NJ, is an auto insurance agent known for helping local drivers find coverage that meets their needs. The agency serves clients throughout the area, offering policies designed to protect vehicles and drivers on the road. Typical services include liability, collision, and comprehensive coverage options. Additionally, this office can provide roadside assistance as a specialty add-on to its standard auto insurance policies.

TR
6 E Main St
Travmark
Auto Insurance Agent · Ramsey, NJ
(917) 842-2292
travmark.com

What Does an a Auto Insurance Agent in Ramsey Cost?

The average cost of auto insurance in New Jersey is around $1,300 to $1,800 per year for full coverage, but rates in Ramsey can vary based on your driving record, vehicle type, and credit history. Minimum liability coverage may cost between $600 and $1,000 annually. This is general information, not insurance advice.

About auto insurance agents in Ramsey

An auto insurance agent in Ramsey, New Jersey can help you understand the states mandatory liability coverage requirements. New Jersey law requires all drivers to carry a minimum of $15,000 per person and $30,000 per accident for bodily injury liability. A local agent can also explain options like Personal Injury Protection (PIP) and uninsured motorist coverage that are specific to New Jersey.

Frequently Asked Questions

What is the minimum auto insurance coverage required in New Jersey?

New Jersey requires all drivers to have liability insurance with at least $15,000 per person and $30,000 per accident for bodily injury. You must also have $5,000 for property damage liability and $15,000 per person for uninsured motorist coverage.

How do I find a reliable auto insurance agent in Ramsey?

You can search online for independent agents in Ramsey or ask for referrals from neighbors. Look for agents who are licensed in New Jersey and have experience with local driving conditions and state regulations.

Does New Jersey require no-fault insurance?

Yes, New Jersey is a no-fault state for auto insurance. This means your own insurance company pays for your medical expenses and lost wages after an accident, regardless of who caused it, up to your policy limits.

Auto Insurance Agents in Other New Jersey Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each auto insurance agent's credentials and current standing with your state Department of Insurance.