The top-rated auto insurance agent in Paterson, New Jersey is Frantz Gaston Jr - State Farm Insurance Agent, rated 4.9 stars across 2,843 reviews. Other highly rated options include Exclusive Insurance Brkg, Veronica's Insurance Agency, Freeway Insurance. This directory lists 19 auto insurance agents serving Paterson.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Frantz Gaston Jr - State Farm Insurance Agent | 750 Broadway Suite D | (973) 782-4343 |
| 2 | Exclusive Insurance Brkg | 271 Union Ave | (973) 341-6810 |
| 3 | Veronica's Insurance Agency | 693 Market St | (973) 333-3493 |
| 4 | Freeway Insurance | 758 Main St | (973) 662-7002 |
| 5 | Carmen's Insurance Agency | 553 Main St | (973) 279-0270 |
| 6 | Adamas Insurance Brokerage | 125 Broadway #102 | (973) 358-0013 |
| 7 | Amana Insurance Agency | 1029 Main St | (973) 955-4100 |
| 8 | Preferred Choice Insurance | 482 McBride Ave | (201) 616-7644 |
| 9 | Olmen Insurance Agency | 494 21st Ave | (973) 279-4364 |
| 10 | Goosehead Insurance - Haya Matari | 1113 Main St | (862) 214-2585 |
Frantz Gaston Jr - State Farm Insurance Agent serves the Paterson, New Jersey metro area by offering auto insurance policies tailored to local drivers. This agency helps individuals and families secure coverage that meets state requirements and protects against common road risks. Clients can receive assistance with selecting liability limits and understanding comprehensive options. The agency also addresses needs like uninsured motorist protection. Specific services handled here include personal auto insurance policy setup and claims support for vehicle damage.
Exclusive Insurance Brkg provides tailored auto insurance policies to meet individual coverage needs, including liability, collision, and comprehensive plans. The agency offers personalized service plans to help clients adjust their policies as their driving habits change, ensuring adequate protection at all times. Customers receive maintenance assistance with policy renewals, claim filing guidance, and periodic coverage reviews to keep their plans current. The company serves drivers with various vehicles, including single-family residences, apartments, retail businesses, and restaurants.
Homeowners and drivers throughout the Paterson area can turn to Veronica's Insurance Agency for their auto insurance needs. The agency works with individuals to find appropriate coverage that complies with New Jersey driving requirements and protects against common roadway risks. Each policy is explained clearly so clients understand their options before making a decision. Prompt service and straightforward consultations help drivers feel secure in their choices. The agency also assists customers living in nearby Clifton with similar coverage solutions.
Freeway Insurance serves Paterson and the surrounding Passaic County area, offering auto insurance policies to local drivers. The agency helps clients navigate New Jersey’s mandatory liability requirements and provides coverage options for both new and experienced motorists. They assist with filing claims and adjusting policies to meet changing needs. Specific services handled in this area include liability-only plans for older vehicles and full-coverage policies for newer cars.
Based in Paterson, New Jersey, Carmen's Insurance Agency serves Paterson and the surrounding communities of Passaic County. The agency handles auto insurance needs for local drivers, including liability, collision, and comprehensive coverage options. Understanding the specific traffic and weather conditions of the area, the company works closely with clients to assess their individual risk factors and driving habits. It then helps match those needs with appropriate policy limits and deductibles to provide a tailored level of protection.
A key distinction in auto insurance is between one-time placement of a policy and recurring service needs such as policy adjustments and claims assistance. Adamas Insurance Brokerage, located in Paterson, NJ, helps clients navigate this difference by connecting them with suitable coverage options from various carriers. They work to match individual risk profiles and budgets to the appropriate auto insurance plans. Services are provided on an as-needed basis, ensuring clients receive support when they need to update, renew, or file a claim on their existing policy.
Amana Insurance Agency offers personalized auto insurance policies in Paterson, New Jersey, tailoring coverage to individual driving needs. It assists clients with policy comparisons, liability adjustments, and claims support, ensuring each customer finds balanced protection. The agency also helps local drivers navigate insurance requirements after winter weather causes vehicle damage or when renewing coverage during the busy fall season.
In Paterson, NJ, Preferred Choice Insurance works as an auto insurance agent addressing individual and family coverage needs. It can add roadside assistance and rental car reimbursement to standard policies for enhanced protection. The agency evaluates deductibles and liability limits to match specific driving habits and vehicle types. It serves commercial sectors such as offices, warehouses, and food service operations seeking business auto liability or cargo insurance.
As winter weather can create hazardous road conditions throughout Paterson, NJ, Olmen Insurance Agency works with local drivers to review their auto insurance coverage for the season. Understanding the need for adequate protection, the agency helps customers evaluate policy options that meet New Jersey's minimum requirements while considering additional coverage for increased risks. Each new client begins with a thorough inspection of their vehicle to document its current condition, which forms the basis of their initial coverage assessment.
Goosehead Insurance - Haya Matari provides auto insurance coverage for residential drivers in the Paterson, New Jersey area. Commercial auto policies are also available for local businesses requiring liability or fleet protection. Serving drivers throughout Passaic County and the surrounding region, the agency helps clients compare coverage options from multiple carriers. Follow-up policy reviews or adjustments can be arranged between regular renewal visits to accommodate changes in driving habits or vehicle ownership.
What Does an a Auto Insurance Agent in Paterson Cost?
Auto insurance rates in Paterson New Jersey vary widely based on your profile. The average annual premium for full coverage in New Jersey is around 1300 to 1800 dollars, but rates in Paterson may be higher due to urban traffic and theft statistics. Minimum liability coverage typically costs 500 to 800 dollars per year. Costs depend on your driving history, credit score, and coverage limits. This is general information and not insurance advice.
About auto insurance agents in Paterson
An auto insurance agent in Paterson New Jersey can help you find the right coverage for your vehicle. New Jersey law requires all drivers to carry liability insurance with minimum limits of 15000 dollars per person and 30000 dollars per accident for bodily injury. A local agent understands the specific traffic patterns and insurance requirements in Passaic County.
Frequently Asked Questions
What are the minimum auto insurance requirements in New Jersey?
New Jersey requires all drivers to have liability insurance with at least 15000 dollars per person and 30000 dollars per accident for bodily injury. You also need 5000 dollars for property damage and uninsured motorist coverage. An agent in Paterson can explain these requirements in detail.
How do I find a good auto insurance agent in Paterson?
You can search online directories or ask for referrals from friends and family in Paterson. Look for agents who are licensed in New Jersey and have experience with local driving conditions. Many agents offer free quotes and can compare policies from multiple companies.
What factors affect my auto insurance rates in Paterson?
Your driving record, age, vehicle type, and where you park your car in Paterson all affect your rates. New Jersey also uses a territory rating system based on your zip code. An agent can help you find discounts for safe driving or bundling policies.
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