The top-rated auto insurance agent in Hackettstown, New Jersey is Medicare With Adam, rated 5.0 stars across 26 reviews. Other highly rated options include Assurance Innovations, Jim Malay - State Farm Insurance Agent, Plymouth Rock Assurance. This directory lists 11 auto insurance agents serving Hackettstown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Medicare With Adam | 108 High St | (908) 747-1529 |
| 2 | Assurance Innovations | 2045 NJ-57 STE 7 | (908) 223-7262 |
| 3 | Jim Malay - State Farm Insurance Agent | 915 County Rd 517 b21 | (908) 852-4070 |
| 4 | Plymouth Rock Assurance | 490 Schooleys Mountain Rd | (908) 850-8266 |
| 5 | Mutual Insurance Company NJ | 2 Autumn Ln | (908) 944-9782 |
| 6 | Stuber Insurance Agency | 115 Mill St | (908) 852-4444 |
| 7 | Generazio Associates, Inc. Insurance | Lower Level, 108 High St Suite A | (973) 429-8101 |
| 8 | Craig Carcuffe - Prudential Financial | 490 Schooleys Mountain Rd building 3a suite 1 | (908) 850-8266 |
| 9 | Otterstedt Insurance Agency | 313 High St #1 | (908) 852-5555 |
| 10 | CM SR22 Insurance Group | 59 Newburgh Rd | (855) 698-0461 |
Medicare With Adam serves the Hackettstown, New Jersey, area as an auto insurance agent. The agency assists local drivers in securing liability coverage that meets state requirements as well as optional comprehensive and collision policies. It also helps policyholders compare rates from multiple carriers to find manageable premiums. For Hackettstown commuters and families, the agency handles roadside assistance endorsements and uninsured motorist protection.
Assurance Innovations provides a full range of auto insurance services for drivers in Hackettstown, New Jersey. The agency assists with policy selection, coverage adjustments, and claims support to help clients navigate their options. Service maintenance plans are available to review annual policy needs and ensure proper documentation remains current throughout the year. The company works with individual drivers as well as businesses operating commercial vehicles, offering personalized support for each account. Its team serves single-family homes, apartments, retail locations, and restaurants in the local area.
Jim Malay - State Farm Insurance Agent serves Hackettstown, New Jersey, and the surrounding communities in Warren County and northwestern New Jersey. The office handles personal auto insurance coverage, helping local drivers find policies that fit their everyday commuting and family transportation needs. Typical work includes reviewing each driver’s unique situation and coverage requirements. To handle a typical job, the agent meets with clients to explain available protection options and then tailors a policy recommendation based on their specific driving habits and budget.
Homeowners, businesses, and property managers in the Hackettstown area turn to Plymouth Rock Assurance for their auto insurance needs. The company provides essential liability coverage, collision protection, and comprehensive policies designed to guard against financial loss from accidents, theft, and weather damage. Licensed to serve drivers in New Jersey, the agency works directly with clients to explain policy options and adjust deductibles. Plymouth Rock Assurance also offers its services to residents and commuters in neighboring Washington and the surrounding Warren County communities.
In the Hackettstown area, auto insurance is most often arranged on an annual recurring policy rather than as a one-time purchase, though single-trip coverage can be obtained for certain needs. Common coverages include liability, collision, and comprehensive protection against theft or weather damage. Mutual Insurance Company NJ assists local drivers in selecting the right level of personal injury protection and uninsured motorist coverage. Their service is typically provided on a scheduled, policy-renewal basis, not as a walk-in, one-off transaction.
Stuber Insurance Agency in Hackettstown, NJ offers specialized coverage for standard personal vehicles, including liability and comprehensive policies. It also provides general services such as assistance with policy updates, coverage reviews, and claims guidance. The company helps drivers assess their protection against common regional risks. It specifically addresses the increased need for collision and comprehensive adjustments following severe winter storms that frequently affect local roads.
Generazio Associates, Inc. Insurance provides personal auto insurance for residents in Hackettstown, New Jersey, offering coverage tailored to individual driving needs. Commercial auto policies are also available to local businesses requiring fleet or vehicle protection throughout the surrounding area. Each policy is designed to address common regional driving conditions and state requirements. Customers often receive follow-up service between regular renewal visits to adjust policies for new vehicles or changing coverage requirements.
As the seasons change in Hackettstown and drivers prepare for weather-related road hazards, many look to adjust their coverage for the year ahead. Craig Carcuffe - Prudential Financial offers standard auto insurance policies tailored to local driving conditions and state requirements. The agency helps customers understand liability and comprehensive options for their vehicles and daily commutes. A first appointment typically involves a short review of the customer’s driving history and vehicle information before moving forward with an initial coverage assessment and inspection.
Otterstedt Insurance Agency in Hackettstown, New Jersey, works with drivers in the region to review personal auto policies and match coverage levels with individual needs and budgets. Licensed professionals can compare multiple insurers to find appropriate protection for liability, collision, and comprehensive claims. They also assist with bundling home and auto policies for potential multi-policy savings. Roadside assistance coverage can be added for an extra layer of security during travel or breakdowns.
CM SR22 Insurance Group serves the Hackettstown, New Jersey, metro area as an auto insurance agent. This agency assists local drivers with finding suitable coverage for their personal vehicles. Common services include assisting customers with standard auto policies and handling required filings for higher-risk situations. The team also provides guidance on meeting specific state insurance requirements. Among the services it manages here are SR22 certificate filings and non-owner auto insurance policies for eligible clients.
What Does an a Auto Insurance Agent in Hackettstown Cost?
The cost of auto insurance in New Jersey varies widely based on factors like driving history, vehicle type, and coverage level. On average, drivers in New Jersey pay around $1,200 to $1,800 per year for full coverage. Minimum liability policies can cost between $600 and $1,000 annually. Actual rates depend on your specific situation and the insurance company. This is general information and not insurance advice.
About auto insurance agents in Hackettstown
An auto insurance agent in Hackettstown, New Jersey can help you navigate the state's mandatory liability coverage requirements. New Jersey law requires all drivers to carry a minimum of $15,000 per person and $30,000 per accident in bodily injury liability. Local agents understand the specific needs of drivers in Warren County and can assist with finding the right policy for your situation.
Frequently Asked Questions
What are the minimum auto insurance requirements in New Jersey?
New Jersey requires all drivers to have liability insurance with at least $15,000 per person and $30,000 per accident for bodily injury. You also need $5,000 for property damage. Uninsured motorist coverage is also required.
How can an auto insurance agent in Hackettstown help me save money?
A local agent can compare quotes from multiple insurance companies to find a competitive rate. They can also help you identify discounts such as multi-policy, safe driver, or low mileage discounts that may apply to your profile.
What is the time limit to file a claim after an accident in New Jersey?
In New Jersey, you generally have up to 2 years from the date of the accident to file a personal injury lawsuit. For property damage claims, the time limit is also 2 years. It is best to report an accident to your agent as soon as possible.
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