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HomeAuto Insurance AgentsIowa › Waterloo

Find Auto Insurance Agents Near You in Waterloo, IA

Browse auto insurance agents serving Waterloo, Iowa. Updated 2026-07-14.

The top-rated auto insurance agent in Waterloo, Iowa is VGM Insurance Services, rated 5.0 stars across 224 reviews. Other highly rated options include Christel Manson - State Farm Insurance Agent, PDCM Insurance, Ryan Sullivan - State Farm Insurance Agent. This directory lists 20 auto insurance agents serving Waterloo.

Showing 20 auto insurance agents in Waterloo, IAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1VGM Insurance Services1111 Van Miller Wy(800) 362-3363
2Christel Manson - State Farm Insurance Agent1935 E Ridgeway Ave(319) 232-6630
3PDCM Insurance3022 Airport Blvd(319) 234-8888
4Ryan Sullivan - State Farm Insurance Agent1809 University Ave(319) 236-1099
5Matt Hennig - State Farm Insurance Agent1010 E Mitchell Ave #9(319) 235-1401
6Steve Hubbard - State Farm Insurance Agent213 E San Marnan Dr(319) 232-6585
7The Sinnott Agency622 W 4th St(319) 233-6103
8Farmers Insurance - Zachary Goodwin2747 University Ave(319) 243-1111
9Gallagher Insurance, Risk Management & Consulting2945 Airport Blvd(319) 433-1098
10State Farm Insurance974 Home Plaza(319) 236-1512
VI
1111 Van Miller Wy
VGM Insurance Services
Auto Insurance Agent · Waterloo, IA

VGM Insurance Services serves the Waterloo, Iowa metro area as a local auto insurance agent. The company helps drivers find coverage that meets state requirements and protects their vehicles on the road. Policies are designed to address common needs for personal automobiles in this region. The agents work with clients to explain different coverage options, such as liability limits and comprehensive plans. VGM Insurance Services also handles filing claims and adjusting policies when customers need to update their driving situations or vehicle details.

CM
1935 E Ridgeway Ave
Christel Manson - State Farm Insurance Agent
Auto Insurance Agent · Waterloo, IA

Christel Manson - State Farm Insurance Agent in Waterloo, IA, provides auto insurance policies tailored to individual driving needs and budgets. The agency offers standard coverage options and liability protection, as well as comprehensive and collision plans to safeguard against unexpected damage or theft. Maintenance of these policies includes regular policy reviews and claims assistance to ensure continued protection. The agency has a local focus in Waterloo, serving the insurance needs of drivers and property owners for single-family homes, apartments, retail, and restaurants.

PI
3022 Airport Blvd
PDCM Insurance
Auto Insurance Agent · Waterloo, IA

PDCM Insurance serves homeowners, renters, and vehicle owners in the Waterloo area with personal auto insurance policies tailored to individual coverage needs. The agency assists clients in selecting appropriate liability, collision, and comprehensive options to protect their vehicles and financial stability. As an auto insurance agent, PDCM Insurance helps drivers compare policies and understand deductibles. Its coverage extends to neighboring communities within Black Hawk County, including Cedar Falls, ensuring local residents have access to personalized insurance guidance close to home.

RS
1809 University Ave
Ryan Sullivan - State Farm Insurance Agent
Auto Insurance Agent · Waterloo, IA

Ryan Sullivan - State Farm Insurance Agent in Waterloo, IA, differentiates between one-time policy setup and ongoing coverage adjustments for local drivers. Clients can secure liability, collision, and comprehensive plans to protect vehicles against accidents and weather damage. As an auto insurance agent, he assists with routine policy changes and claim support over time. Service for this agent is provided on an as-needed basis, with clients contacting him when updating coverage or after a driving incident.

MH
1010 E Mitchell Ave #9
Matt Hennig - State Farm Insurance Agent
Auto Insurance Agent · Waterloo, IA

Serving Waterloo, Iowa, and the surrounding Cedar Valley communities, Matt Hennig - State Farm Insurance Agent handles personal auto insurance policies for local drivers. The agency assists clients in selecting coverage that meets their specific needs, from standard liability to comprehensive protection. To manage each typical job, the agent first reviews the customer's driving history and vehicle details, then presents clear policy options and explains coverage, deductibles, and available discounts before helping the client finalize the plan.

SH
213 E San Marnan Dr
Steve Hubbard - State Farm Insurance Agent
Auto Insurance Agent · Waterloo, IA

Steve Hubbard - State Farm Insurance Agent in Waterloo, IA, specializes in providing auto insurance policies tailored to individual driving needs. It also offers general insurance services to local residents, assisting with coverage reviews and policy adjustments as life circumstances change. The agency helps clients understand liability limits, deductibles, and optional protections like roadside assistance. During winter months in Iowa, it advises on comprehensive coverage for ice-related accidents and rental car support while vehicles are repaired from overnight freezing conditions.

SA
622 W 4th St
The Sinnott Agency
Auto Insurance Agent · Waterloo, IA

Spring and summer storms in Waterloo, Iowa, can lead to unexpected vehicle damage, leaving drivers needing guidance on auto insurance coverage. The Sinnott Agency helps customers review their policies and understand how to file a claim for repairs or a replacement. As a local auto insurance agent, the company works to match individual needs with appropriate coverage options, including liability and comprehensive plans. The process typically begins with an initial assessment, where an agent inspects the driver’s current policy and discusses any required adjustments.

FI
2747 University Ave
Farmers Insurance - Zachary Goodwin
Auto Insurance Agent · Waterloo, IA

Farmers Insurance - Zachary Goodwin provides auto insurance policies for drivers in Waterloo, Iowa, tailoring coverage to individual needs. This agency can specialize in adding roadside assistance, rental car reimbursement, and comprehensive protection options to standard plans. It also handles policy adjustments for customers who use their vehicles for delivery or gig work. Commercial sectors served include office complexes, warehouses, and food service operations that require fleet or business-use auto insurance.

GI
2945 Airport Blvd
Gallagher Insurance, Risk Management & Consulting
Auto Insurance Agent · Waterloo, IA

Gallagher Insurance, Risk Management & Consulting in Waterloo, IA provides residential auto insurance, covering personal vehicles against common roadway risks. Commercial auto coverage is also available for local businesses needing fleet or individual-use vehicle protection. The agency serves clients throughout Waterloo and the surrounding Black Hawk County area. Agent consultations focus on matching policy types to each driver’s specific mileage, vehicle value, and commuting patterns. Customers are encouraged to contact the office for follow-up service between regular policy review visits, such as updating coverage after a move or vehicle change.

SF
974 Home Plaza
State Farm Insurance
Auto Insurance Agent · Waterloo, IA
TI
2920 Falls Ave
Tjernagel Insurance
Auto Insurance Agent · Waterloo, IA
(319) 235-6719
tjernagelins.com
SI
3680 University Ave Ste B
Shelter Insurance - Jeff Gudenkauf
Auto Insurance Agent · Waterloo, IA
(319) 235-8090
shelterinsurance.com/CA/agent/JEFFGUDENKAUF
FJ
3265 W 4th St
Fish-Johnson Insurance Agency
Auto Insurance Agent · Waterloo, IA
(319) 233-3335
fishjohnsonins.com
EH
611 Ansborough Ave
Elliott Hartman Agency
Auto Insurance Agent · Waterloo, IA
(319) 233-8459
elliotthartman.com
MH
2741 University Ave
Matt Haak - State Farm Insurance Agent
Auto Insurance Agent · Waterloo, IA
(319) 235-4444
teamhaak.com
YI
1010 E Mitchell Ave #2
Yarwood Insurance Agency Inc.
Auto Insurance Agent · Waterloo, IA
(319) 233-8463
yarwoodins.com
VI
1827 Ansborough Ave
Veridian Insurance
Auto Insurance Agent · Waterloo, IA
(800) 235-3228
veridiancu.org/personal/insure
BI
3222 Kimball Ave ste b
BankIowa Insurance
Auto Insurance Agent · Waterloo, IA
(319) 232-4571
bankiowainsurance.com
KI
1425 W 5th St Ste 2
Kvale Insurance
Auto Insurance Agent · Waterloo, IA
(319) 833-9428
kvaleinsurance.com
GP
2913 Falls Ave
Gene Pint & Associates
Auto Insurance Agent · Waterloo, IA
(319) 234-8936
americannational.com/agent

What Does an a Auto Insurance Agent in Waterloo Cost?

The average cost of auto insurance in Iowa is around 1,100 dollars per year for full coverage, though rates vary widely based on factors like age, driving history, and vehicle type. Waterloo drivers may see slightly different rates due to local accident statistics. This is general information and not insurance advice.

About auto insurance agents in Waterloo

Auto insurance agents in Waterloo, Iowa help drivers find coverage that meets Iowa state law requirements. Iowa law mandates liability coverage of at least 20/40/15 for bodily injury and property damage. Agents can also explain optional coverages like comprehensive and collision for added protection.

Frequently Asked Questions

What are the minimum auto insurance requirements in Iowa?

Iowa requires minimum liability limits of 20,000 dollars per person for bodily injury, 40,000 dollars per accident for bodily injury, and 15,000 dollars per accident for property damage. Uninsured motorist coverage is also required.

How do I choose an auto insurance agent in Waterloo?

Look for an agent who is licensed in Iowa and has experience with local driving conditions. Ask about their process for comparing quotes from multiple carriers to find a policy that fits your budget and needs.

Can an agent help me if I have a poor driving record?

Yes, many agents can help drivers with tickets or accidents find coverage. They may know which companies specialize in high-risk insurance or can suggest ways to improve your rate over time.

Auto Insurance Agents in Other Iowa Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each auto insurance agent's credentials and current standing with your state Department of Insurance.