The top-rated auto insurance agent in Ames, Iowa is Fortress Insurance Services, rated 5.0 stars across 636 reviews. Other highly rated options include Mark Doyle - State Farm Insurance Agent, Scott Richardson - State Farm Insurance Agent, Louis Slaughter III - State Farm Insurance Agent. This directory lists 20 auto insurance agents serving Ames.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Fortress Insurance Services | 426 S 17th St | (515) 337-8700 |
| 2 | Mark Doyle - State Farm Insurance Agent | 2701 Stange Rd Ste 110 | (515) 232-8090 |
| 3 | Scott Richardson - State Farm Insurance Agent | 101 Main St | (515) 232-0030 |
| 4 | Louis Slaughter III - State Farm Insurance Agent | 3515 Lincoln Way #102 | (515) 292-9030 |
| 5 | AlekCO Insurance | 119 Stanton Ave STE 702 | (515) 978-9040 |
| 6 | Pat Brown - State Farm Insurance Agent | 1112 Buckeye Ave | (515) 233-1295 |
| 7 | Severson Insurance Agency, Inc | 3206 Grand Ave #102 | (515) 232-7203 |
| 8 | Shelter Insurance - Mike Dolan | 1228 Grand Ave | (515) 232-3555 |
| 9 | Gallagher Insurance, Risk Management & Consulting | 1416 Buckeye Ave | (515) 232-7060 |
| 10 | Joe Leto - COUNTRY Financial Representative | 315 6th St #205 | (515) 233-3045 |
Fortress Insurance Services serves the Ames, Iowa, area as a local auto insurance agent. The company works with drivers to find personal auto coverage that fits their daily commuting needs. Clients can get help comparing policy options to meet Iowa’s minimum liability requirements. Policyholders may also receive assistance with roadside assistance options and comprehensive coverage for weather-related incidents common to the region. The agency handles policy adjustments for multi-vehicle households and offers guidance on uninsured motorist coverage.
Mark Doyle - State Farm Insurance Agent in Ames, IA, offers a comprehensive range of auto insurance products designed to protect drivers against liability, collision, and comprehensive risks. The agency provides personalized service plans, including regular policy reviews to ensure coverage aligns with changing needs and life events. Clients can expect assistance with claims filing and coverage adjustments for their vehicles. This agent services a diverse clientele, from single-family homeowners and apartment renters to retail businesses and restaurants that require commercial auto coverage for their operations.
Scott Richardson serves homeowners, businesses, and property managers in Ames, IA with comprehensive auto insurance coverage. The agency provides personalized policy reviews to help clients select appropriate liability limits and deductibles for their vehicles. Local drivers benefit from assistance with claims filing and policy adjustments as their needs change over time. Discounts for safe driving and multi-policy bundling are standard options discussed during consultations. The office also extends its service to neighboring communities within Story County, including Nevada.
Serving Ames, Iowa, and the surrounding Story County communities, Louis Slaughter III - State Farm Insurance Agent handles auto insurance policies for local drivers. The agency works with clients to select liability, collision, and comprehensive coverage that fits their commuting and travel needs. Typical jobs involve reviewing a customer's driving history and vehicle details to tailor a policy that meets state requirements and personal preferences. The approach begins with a thorough needs assessment and then compares available options to find an appropriate balance of protection and cost.
AlekCO Insurance provides specialized auto insurance coverage options, including liability, collision, and comprehensive plans tailored for clients in Ames, IA. It assists customers with policy selection, claims support, and adjustments to coverage as driving needs change. The agency works to help drivers meet state requirements while navigating coverage decisions for their vehicles and daily commutes. During winter months, it helps policyholders review protections against risks like ice damage or collisions on slick, snow-covered roads.
Pat Brown - State Farm Insurance Agent in Ames, IA offers both one-time auto insurance policy purchases and ongoing service options for long-term coverage management. Clients can explore personalized liability, collision, and comprehensive plans to protect their vehicles. Service is provided on an as-needed basis, with regular check-ins available to adjust policies when life circumstances change. Appointments can be scheduled at the Ames office for face-to-face consultations or handled remotely for policy renewals and claims assistance.
As winter approaches in Ames, Iowa, freezing rain and heavy snow create hazardous road conditions that test even the most cautious driver. Severson Insurance Agency, Inc offers auto insurance policies designed to address these seasonal perils. A local agent reviews individual driving habits, vehicle type, and typical commute distances to recommend a plan. Coverage options may include liability and collision protection alongside uninsured motorist provisions. Following a conversation with a licensed agent, the process typically concludes with the agent arranging a quick inspection of the vehicle to finalize the policy.
Shelter Insurance – Mike Dolan in Ames, IA provides auto insurance policies to help protect drivers against financial loss from accidents and liability. The agency also offers specialty coverages that can be added to a standard policy, including roadside assistance and rental car reimbursement for added convenience during unexpected events or repairs. Beyond personal auto protection, this agent serves commercial sectors such as offices, warehouses, and food service operations with appropriate business insurance solutions.
Gallagher Insurance, Risk Management & Consulting serves the Ames, Iowa area as a dedicated auto insurance agent. The company helps local drivers secure essential coverage options that meet state requirements and protect personal assets. Their professionals work to match each client with appropriate liability, collision, and comprehensive policies. For those with specific needs such as roadside assistance or rental reimbursement, the firm handles the selection and binding of those additional services. They also assist clients in reviewing policy deductibles and limits during annual renewals.
What Does an a Auto Insurance Agent in Ames Cost?
Typical auto insurance costs in Iowa range from 800 to 1,500 dollars per year for full coverage, though rates vary by driver. Minimum liability coverage may cost 400 to 700 dollars annually. Factors like your age, vehicle, and driving history affect your exact rate. This is general information and not insurance advice.
About auto insurance agents in Ames
Auto insurance agents in Ames, Iowa help drivers find coverage that meets state requirements and personal needs. Iowa law mandates liability insurance with minimum limits of 20,000 dollars per person and 40,000 dollars per accident for bodily injury. An agent can explain options like collision, comprehensive, and uninsured motorist coverage to protect you on Ames roads.
Frequently Asked Questions
What are the minimum auto insurance requirements in Iowa?
Iowa requires liability coverage of at least 20,000 dollars per person and 40,000 dollars per accident for bodily injury, plus 15,000 dollars for property damage. Drivers must also carry uninsured motorist coverage of 20,000 dollars per person and 40,000 dollars per accident.
How can an auto insurance agent in Ames help me save money?
An agent can compare policies from multiple insurers to find discounts for safe driving, bundling home and auto, or completing a defensive driving course. They also help you choose deductibles and coverage limits that fit your budget.
What factors affect auto insurance rates in Ames Iowa?
Rates are based on your driving record, age, vehicle type, and credit history. Location in Ames, annual mileage, and claims history also impact your premium. An agent can explain how these factors apply to your situation.
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