The top-rated auto insurance agent in Waipahu, Hawaii is Larry Welsch - State Farm Insurance Agent, rated 5.0 stars across 207 reviews. Other highly rated options include Guy Matsumoto - State Farm Insurance Agent, Valerie Bruner at Comparion Insurance Agency, Kendrick Nishiguchi at Comparion Insurance Agency. This directory lists 18 auto insurance agents serving Waipahu.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Larry Welsch - State Farm Insurance Agent | 94-429 Ukeʻe St #101 | (808) 944-3450 |
| 2 | Guy Matsumoto - State Farm Insurance Agent | 94-849 Lumiaina St Ste 104 | (808) 671-7888 |
| 3 | Valerie Bruner at Comparion Insurance Agency | 94-849 Lumiaina St #206 | (808) 650-6105 |
| 4 | Kendrick Nishiguchi at Comparion Insurance Agency | 94-849 Lumiaina St #206 | (808) 650-6071 |
| 5 | Susan Santos - State Farm Insurance Agent | 94-229 Waipahu Depot St #201 | (808) 677-0098 |
| 6 | Dawn Mira-Whitson: Allstate Insurance | 94-210 Pupukahi St Ste 208 | (808) 677-1428 |
| 7 | Ricky Bonilla: Allstate Insurance | 94-050 Farrington Hwy Ste B1-8 | (808) 676-0501 |
| 8 | Leilani Yee at Comparion Insurance Agency | 94-849 Lumiaina St #206 | (808) 650-6073 |
| 9 | Deborah Sumulong at Comparion Insurance Agency | 94-849 Lumiaina St #206 | (808) 650-6074 |
| 10 | Roy D Burnett Jr - State Farm Insurance Agent | 94-487 Akoki St Ste 103 | (808) 688-1551 |
Larry Welsch - State Farm Insurance Agent serves Waipahu and the greater Honolulu County area, primarily by helping motorists with their auto insurance needs. The agency works with customers to find coverage that fits individual driving habits and budgets. It also assists with policy adjustments, such as adding a new vehicle or updating a deductible after a life change. In addition to standard liability and collision plans, this business handles protection for uninsured and underinsured motorists on Oahu roads.
Guy Matsumoto - State Farm Insurance Agent in Waipahu, HI, provides auto insurance coverage, including liability, collision, and comprehensive options. The office helps clients select appropriate deductibles and policy limits for their vehicles. Maintenance plans may involve annual policy reviews to adjust coverage as a car ages. The agency assists with filing claims and navigating the claims process in the local area. It handles insurance needs for drivers of single-family homes, apartments, retail businesses, and restaurants.
Homeowners, families, and drivers in Waipahu seeking reliable auto insurance coverage can work with Valerie Bruner at Comparion Insurance Agency. The company provides personalized policy options tailored to individual driving needs and vehicle types. Its agent helps clients review and compare coverage from multiple providers to find suitable protection. The office also serves the greater Ewa Beach area and surrounding communities across Oahu’s western side.
The primary difference between one-time auto insurance shoppers and those needing ongoing policy support is that the former often seek a single quote, while the latter require continuous service. As a local auto insurance agent, Kendrick Nishiguchi at Comparion Insurance Agency provides coverage options tailored for Waipahu, HI, drivers. This office assists with selecting appropriate policies for varying needs. Service appointments for your account can be arranged on either a one-time inquiry or an as-needed basis for policy adjustments and renewal support.
As Waipahu drivers prepare for hurricane season or the annual safety inspection rush, Susan Santos - State Farm Insurance Agent provides local auto insurance guidance. This agency helps customers navigate policy requirements specific to Hawaii’s roads and weather conditions. Coverage choices are explained clearly, considering both island driving patterns and potential storm-related claims. New clients begin with a personalized consultation to review their current protection and discuss any gaps. An initial policy review and vehicle inspection assessment are then scheduled before any final coverage decisions are made.
Dawn Mira-Whitson: Allstate Insurance provides comprehensive auto insurance services for drivers in the Waipahu area. The agency helps clients select appropriate liability and collision coverage, and it can advise on specialty add-ons such as rental car reimbursement and roadside assistance. Policies are designed to address local driving conditions and typical island vehicle usage. The agency also serves the insurance needs of commercial sectors, including local offices, warehouses, and food service establishments operating in the region.
As an Allstate auto insurance agent based in Waipahu, this office provides tailored coverage options including liability, collision, and comprehensive policies. It also assists clients with bundling home and auto plans to simplify protection across the island. The team guides drivers through available discounts and helps them understand how their individual situation affects their premium. During Hawaii's rainy season, this agent specifically helps customers review flood coverage and adjust their policies to guard against increased road hazards and water damage from passing storms.
Leilani Yee at Comparion Insurance Agency is a local provider serving Waipahu, HI, known for offering personalized auto insurance policies to meet individual driver needs. The agency works with multiple carriers to help clients find suitable coverage for their vehicles and driving habits. It assists with standard liability and collision plans, along with optional extras such as uninsured motorist protection and roadside assistance. This service ensures drivers can secure tailored financial safeguards for their commuting and travel requirements in the area.
Deborah Sumulong at Comparion Insurance Agency provides auto insurance services to residential customers in Waipahu, HI. Commercial auto coverage is also available for local business vehicles in the surrounding area. Every policy review begins with a clear discussion of individual driving needs. Claims support is handled directly, helping clients understand their options after an incident. The office welcomes follow-up questions between regular policy reviews, ensuring coverage stays aligned with changing circumstances for each driver.
What Does an a Auto Insurance Agent in Waipahu Cost?
The average cost of auto insurance in Hawaii is around $1,200 to $1,800 per year for full coverage, though rates vary by driver age, vehicle type, and driving record. Minimum liability coverage may cost between $400 and $700 per year. An agent in Waipahu can provide a personalized quote based on your specific situation. This is general information and not insurance advice.
About auto insurance agents in Waipahu
Auto insurance agents in Waipahu help drivers find coverage that meets Hawaii state requirements. Hawaii law mandates that all drivers carry no-fault personal injury protection (PIP) of at least $10,000 and liability coverage of $20,000 per person and $40,000 per accident. A local agent can explain these requirements and help you choose a policy that fits your needs and budget.
Frequently Asked Questions
What are the minimum auto insurance requirements in Hawaii?
Hawaii requires drivers to have no-fault personal injury protection (PIP) of at least $10,000 per person. Liability coverage must be at least $20,000 per person and $40,000 per accident for bodily injury, plus $10,000 for property damage. An agent in Waipahu can help you meet these minimums.
How do I find an auto insurance agent in Waipahu?
You can search online for local insurance agencies in Waipahu or ask for referrals from friends and family. Many agents offer free quotes and can meet with you in person or by phone to discuss your coverage needs.
Can an auto insurance agent help me save money on my policy?
Yes, an agent can review your driving history and vehicle to find discounts you may qualify for. Common discounts in Hawaii include multi-policy, safe driver, and good student discounts. An agent can also help you adjust deductibles and coverage limits to fit your budget.