The top-rated auto insurance agent in Kailua-Kona, Hawaii is Nakoa Kai Insurance Professionals: Allstate Insurance, rated 4.9 stars across 110 reviews. Other highly rated options include First American Title Company, Inc., Matt DeMille - State Farm Insurance Agent, Lance Matsumura - State Farm Insurance Agent. This directory lists 12 auto insurance agents serving Kailua-Kona.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nakoa Kai Insurance Professionals: Allstate Insurance | 75-167 Hualalai Rd Ste 101 | (808) 326-1125 |
| 2 | First American Title Company, Inc. | 75-240 Nani Kailua Dr Suite 1 | (808) 329-4431 |
| 3 | Matt DeMille - State Farm Insurance Agent | Hale Ku'i Plaza, 73-4976 Kamanu St #201 | (808) 331-1113 |
| 4 | Lance Matsumura - State Farm Insurance Agent | 75-240 Nani Kailua Dr APT 12 | — |
| 5 | Aloha Insurance Services Inc | 75-5931 Walua Rd #100 | (808) 334-0044 |
| 6 | Keinnen Kato - State Farm Insurance Agent | 75-5722 Kuakini Hwy # 210 | (808) 327-5433 |
| 7 | Atlas Insurance Agency | 75-167E Hualalai Rd | (808) 329-4844 |
| 8 | Paradise Insurance LLC | 74-5620 Palani Rd #205 | (808) 315-7207 |
| 9 | Hoku Insurance LLC | 75-170 Hualalai Rd ste a100 | (808) 809-7670 |
| 10 | Safe Secure Insurance Agency HI | 75-5591 Palani Rd # 2004 | (808) 930-1222 |
Nakoa Kai Insurance Professionals: Allstate Insurance serves the Hilo, Hawaii area, offering auto insurance policies to local drivers. The agency helps customers navigate coverage options that meet state requirements and personal needs. Agents work with individuals to review policy details, including liability and collision coverage. Understanding ocean conditions, wind, and volcanic hazards in the Big Island region is part of tailoring suitable plans. The company also handles bundling auto insurance with other personal policies and provides assistance with claims processing for vehicles on Hawaii Island.
First American Title Company, Inc. serves Kailua-Kona and the broader Hawaii County area with auto insurance agency services. It helps drivers meet state financial responsibility requirements by offering standard liability policies. The agency also facilitates the filing of insurance claims for vehicle damage or accidents. Drivers can obtain personal auto coverage and arrange specialized protection for high-risk situations such as an at-fault accident.
Homeowners, renters, and drivers in Kailua-Kona account for the core customers of Matt DeMille - State Farm Insurance Agent, which offers auto insurance policies tailored to individual coverage needs. The agency assists clients with selecting liability limits, collision protection, and uninsured motorist coverage to meet Hawaii’s requirements. Business operators and property owners likewise receive guidance on bundled personal insurance options. Its service area also extends to surrounding communities such as Captain Cook and Holualoa along the Kona coast.
Serving the Kailua-Kona area and surrounding West Hawaii communities, Aloha Insurance Services Inc handles auto insurance applications and policy needs for local drivers. The company works with individuals to find coverage that meets basic requirements and offers additional protection options. Each client receives guidance in selecting policies tailored to their driving habits and vehicle type. To complete a typical job, the agency reviews coverage needs, explains available choices, and helps secure a policy matching the driver's situation.
Keinnen Kato - State Farm Insurance Agent in Kailua-Kona, HI, helps clients choose between one-time auto policies or recurring coverage that renews regularly. Their service focuses on explaining available protection options, such as liability, collision, and comprehensive plans, to meet individual driving needs. The agent works with drivers to select suitable policy terms for local road conditions and vehicle use in the Kailua-Kona area. Service for policy adjustments, claims assistance, and coverage reviews runs on an as-needed basis.
In Kailua-Kona, where year-round sunshine and sudden downpours can test driving conditions, Atlas Insurance Agency helps local drivers manage their auto coverage needs. Operating as an auto insurance agent, this company works with area motorists to explore policies that meet Hawaii’s requirements. Whether protecting against liability risks or considering comprehensive options for island roads, they guide clients through available coverage choices. An initial consultation or inspection of the driver’s current vehicle is typically the first step toward reviewing their policy.
Paradise Insurance LLC in Kailua-Kona specializes in customizing auto insurance policies to match individual driving habits and vehicle types. It also provides general insurance service work, including policy reviews, claims assistance, and coverage adjustments for local residents. The agency helps clients navigate island-specific concerns such as insuring vehicles against volcanic ash damage and securing adequate protection during peak tourist seasons when traffic increases significantly.
Hoku Insurance LLC serves Kailua-Kona drivers with standard auto coverage. The agency can help arrange policies tailored for daily commuting, occasional recreational use, or long-distance travel needs. Clients may discuss adding rental reimbursement, roadside assistance, or glass coverage. The agency works with individuals and businesses seeking vehicle protection in the Hawaii area. Its service extends to commercial sectors such as offices needing fleet liability, warehouses requiring cargo insurance, and food service operations with delivery vehicles.
Safe Secure Insurance Agency HI provides auto insurance services for residential customers in Kailua-Kona. The agency also offers commercial coverage options for local businesses and vehicles throughout the surrounding area. Professionals guide clients through policy selection, coverage explanations, and claims assistance, ensuring customers meet Hawaii’s insurance requirements. They maintain regular contact with policyholders between scheduled visits to address any policy changes, answer questions, and facilitate renewals or updates as driving circumstances evolve.
What Does an a Auto Insurance Agent in Kailua-Kona Cost?
The cost of auto insurance in Hawaii varies by driver, vehicle, and coverage level. On average, drivers in Hawaii pay between $800 and $1,500 per year for a standard policy. Factors like your age, driving record, and location in Kailua-Kona can affect your rate. This is general information and not insurance advice.
About auto insurance agents in Kailua-Kona
An auto insurance agent in Kailua-Kona can help you find the right coverage for your vehicle. Hawaii law requires all drivers to carry no-fault insurance with a minimum of $10,000 in personal injury protection and $20,000 in bodily injury liability per person. Local agents understand the unique driving conditions on the Big Island, from volcanic highways to coastal roads.
Frequently Asked Questions
What are the minimum auto insurance requirements in Hawaii?
Hawaii requires no-fault insurance with at least $10,000 in personal injury protection and $20,000 in bodily injury liability per person. You also need $10,000 in property damage liability. An agent can explain these requirements and help you meet them.
How do I find a reliable auto insurance agent in Kailua-Kona?
You can search online directories or ask for referrals from local residents. Look for agents who are licensed by the Hawaii Department of Commerce and Consumer Affairs. Many agents in Kailua-Kona offer free consultations to discuss your needs.
Can an auto insurance agent help me save money on my policy?
Yes, an agent can review your driving history and vehicle details to find discounts. Common discounts in Hawaii include multi-policy, safe driver, and good student discounts. An agent can also help you adjust your deductibles to lower your premium.