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Find Auto Insurance Agents Near You in Winter Haven, FL

Looking for a auto insurance agent in Winter Haven? Review the directory below to compare your options.

20 agents listed
Updated May 2026
Winter Haven, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 20 auto insurance agents in Winter Haven, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Rob Semans - State Farm Insurance Agent
639 1st St S, Winter Haven, FL 33880
(863) 299-1274 robsemans.com
Team Barfield - Barfield Insurance
141 5th St NW #302, Winter Haven, FL 33881
(863) 662-3134 teambarfield.com
Acceptance Insurance
910 Havendale Blvd NW #134, Winter Haven, FL 33881
(863) 733-7006 locations.acceptance.com
Freeway Insurance
1136 6th St NW, Winter Haven, FL 33881
(863) 733-7003 locations.freeway.com
Direct Auto Insurance
5937 Cypress Gardens Blvd Ste 200, Winter Haven, FL 33884
(863) 969-4916 local.directauto.com
Barfield Insurance & Financial Services Inc.
110 Spirit Lake Rd Unit 5, Winter Haven, FL 33880
(863) 293-5400 insurewithbarfield.com
Joseph Bullington: Allstate Insurance
1900 Havendale Blvd NW ste c, Winter Haven, FL 33881
(863) 299-6449 agents.allstate.com
Karen Bryan - State Farm Insurance Agent
391 Ave A SW, Winter Haven, FL 33880
(863) 268-2800 choosekaren.com
Ryan Gunkel - GEICO Insurance Agent
5935 Cypress Gardens Blvd Suite 200, Winter Haven, FL 33884
(863) 269-4700 geico.com
Zinsmeister - Your Home, Boat & Auto Insurance Agency
1211 6th St SE, Winter Haven, FL 33880
(863) 294-1034 zinsmeisterinsurance.com
GreatFlorida Insurance: Brock Schnabel
5658 Cypress Gardens Blvd, Winter Haven, FL 33884
(863) 594-2600 winterhaven.greatflorida.com
Dan Mann - State Farm Insurance Agent
6380 Cypress Gardens Blvd, Winter Haven, FL 33884
(863) 318-8881 danmanninsurance.com
American Insurance Inc
3610 Havendale Blvd, Winter Haven, FL 33881
(863) 965-2886 americaninsuranceinc.com
White Chip Insurance – Winter Haven
1217 6th St SW, Winter Haven, FL 33880
(863) 342-6723 whitechipinsurance.com
Garland Insurance fka Victory Insurance
116 W Central Ave, Winter Haven, FL 33880
(863) 683-9334
Clearvue Insurance Agency (Formerly Lorna Wilson Agency)
308 Ave G SW Suite 201, Winter Haven, FL 33880
(863) 866-8990 clearvueinsurance.com
Cypress Insurance Management
3021 Cypress Gardens Rd, Winter Haven, FL 33884
(863) 326-1885 cypressinsuranceonline.com
Dershimer Insurance Agency
190 Avenue A NW, Winter Haven, FL 33881
(863) 299-8330 dershimerinsurance.com
Carroll-Marshall Insurance, Inc.
205 Ave G SW, Winter Haven, FL 33880
(863) 293-1111 cminsure.com
Protec Sure Insurance FL
1186 Havendale Blvd NW, Winter Haven, FL 33881
(689) 314-7807

An auto insurance agent in Winter Haven Florida can help you navigate state coverage requirements. Florida law mandates Personal Injury Protection (PIP) and Property Damage Liability (PDL) for all drivers. A local agent understands the specific needs of Polk County drivers and can explain options like uninsured motorist coverage.

What Does a Auto Insurance Agent in Winter Haven Cost?

Auto insurance costs in Winter Haven Florida vary widely based on your driving record vehicle type and coverage levels. On average Florida drivers pay around 2,000 to 3,500 dollars per year for full coverage insurance. Minimum coverage policies can cost between 800 and 1,500 dollars annually. This is general information and not insurance advice. Always consult a licensed agent for a quote specific to your situation.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum auto insurance requirements in Florida?
Florida law requires at least 10,000 dollars in Personal Injury Protection (PIP) and 10,000 dollars in Property Damage Liability (PDL). These minimums do not cover damage to your own vehicle. An agent can help you decide if additional coverage is right for your situation.
How do I find a reliable auto insurance agent in Winter Haven?
You can search for licensed agents through the Florida Department of Financial Services website. Ask friends or neighbors in Winter Haven for recommendations. Look for an agent who has experience with Florida insurance laws and local driving conditions.