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HomeAuto Insurance AgentsFlorida › Winter Haven

Find Auto Insurance Agents Near You in Winter Haven, FL

Browse auto insurance agents serving Winter Haven, Florida. Updated 2026-07-14.

The top-rated auto insurance agent in Winter Haven, Florida is Rob Semans - State Farm Insurance Agent, rated 4.9 stars across 981 reviews. Other highly rated options include Team Barfield - Barfield Insurance, Acceptance Insurance, Freeway Insurance. This directory lists 22 auto insurance agents serving Winter Haven.

Showing 22 auto insurance agents in Winter Haven, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Rob Semans - State Farm Insurance Agent639 1st St S(863) 299-1274
2Team Barfield - Barfield Insurance141 5th St NW #302(863) 662-3134
3Acceptance Insurance910 Havendale Blvd NW #134(863) 733-7006
4Freeway Insurance1136 6th St NW(863) 733-7003
5Direct Auto Insurance5937 Cypress Gardens Blvd Ste 200(863) 969-4916
6Barfield Insurance & Financial Services Inc.110 Spirit Lake Rd Unit 5(863) 293-5400
7Joseph Bullington: Allstate Insurance1900 Havendale Blvd NW ste c(863) 299-6449
8Karen Bryan - State Farm Insurance Agent391 Ave A SW(863) 268-2800
9Ryan Gunkel - GEICO Insurance Agent5935 Cypress Gardens Blvd Suite 200(863) 269-4700
10Zinsmeister - Your Home, Boat & Auto Insurance Agency1211 6th St SE(863) 294-1034
RS
639 1st St S
Rob Semans - State Farm Insurance Agent
Auto Insurance Agent · Winter Haven, FL

Rob Semans - State Farm Insurance Agent serves the Winter Haven, Florida, area with auto insurance policies and related coverage options. The agency assists local drivers in selecting liability, collision, and comprehensive plans that meet standard state requirements. Customers can also discuss bundling options to combine their auto policy with other personal lines. The office handles claims assistance for accidents and offers roadside assistance coverage for its clients.

TB
141 5th St NW #302
Team Barfield - Barfield Insurance
Auto Insurance Agent · Winter Haven, FL

Team Barfield - Barfield Insurance provides auto insurance policies, offering coverage options such as liability, collision, and comprehensive plans for local drivers in Winter Haven, FL. Their service includes routine policy reviews to help adjust coverage as circumstances change. Claims assistance is also available to guide clients through the process. The team services various residential and commercial properties, including single-family homes, apartments, retail businesses, and restaurants, ensuring their auto coverage aligns with the property-specific needs of each client.

AI
910 Havendale Blvd NW #134
Acceptance Insurance
Auto Insurance Agent · Winter Haven, FL

Acceptance Insurance helps vehicle owners secure appropriate coverage tailored to individual needs. As an auto insurance agent in Winter Haven, Florida, the company offers specialty add-ons such as roadside assistance and rental car reimbursement to enhance standard policies. Agents work with clients to find policies that match their driving habits and budget requirements. This service extends beyond personal vehicles, as the company can also provide protection for commercial sectors including offices, warehouses, and food service operations.

FI
1136 6th St NW
Freeway Insurance
Auto Insurance Agent · Winter Haven, FL

Freeway Insurance serves residents in Winter Haven, Florida, by providing personal auto insurance policies tailored to daily driving needs. The agency also offers commercial coverage for local business vehicles and fleets operating throughout the surrounding area. Clients receive straightforward guidance on liability, collision, and comprehensive options from a licensed agent. Policyholders can expect clear communication regarding coverage changes and renewals. Many customers return for annual policy reviews or to update their plans between regular visits.

DA
5937 Cypress Gardens Blvd Ste 200
Direct Auto Insurance
Auto Insurance Agent · Winter Haven, FL

Direct Auto Insurance in Winter Haven, Florida, is known for providing personal automobile coverage to local drivers. Its service range includes standard liability, collision, and comprehensive policies that meet state requirements. The agency also offers customized options to help with coverage gaps or budget constraints. Agents assist with policy comparisons to find suitable terms and deductible levels. As a specialty service, the company can provide roadside assistance add-ons for towing, flat tires, and lockout emergencies.

BI
110 Spirit Lake Rd Unit 5
Barfield Insurance & Financial Services Inc.
Auto Insurance Agent · Winter Haven, FL

Homeowners, local businesses, and individual vehicle owners in the Winter Haven, FL area turn to Barfield Insurance & Financial Services Inc. for their auto insurance agent needs. This agency helps clients secure personal auto policies designed to meet Florida’s coverage requirements and protect everyday drivers. It also offers efficient policy reviews and claims assistance. Serving the greater Polk County region, the company further extends its services to vehicle owners in the nearby community of Lake Wales.

JB
1900 Havendale Blvd NW ste c
Joseph Bullington: Allstate Insurance
Auto Insurance Agent · Winter Haven, FL

Joseph Bullington: Allstate Insurance serves Winter Haven, Florida and the surrounding communities, handling a full range of standard and specialized auto insurance policies for area drivers. The agency works to cover matters such as liability, collision, and comprehensive protection, as well as roadside assistance and rental reimbursement options. It typically begins each job by reviewing the client's current coverage and driving history to recommend appropriate policy limits that meet local requirements and personal needs.

KB
391 Ave A SW
Karen Bryan - State Farm Insurance Agent
Auto Insurance Agent · Winter Haven, FL

As an auto insurance agent, Karen Bryan of State Farm in Winter Haven, Florida, provides both one-time policy comparisons and ongoing coverage management for local drivers. She helps clients select liability, collision, and comprehensive options tailored to their vehicles and driving habits. Services also include periodic policy reviews to adjust coverage as needs change. This auto insurance agency operates on a recurring, as-needed basis, with clients able to request service whenever their situation requires a policy update or a new quote.

RG
5935 Cypress Gardens Blvd Suite 200
Ryan Gunkel - GEICO Insurance Agent
Auto Insurance Agent · Winter Haven, FL

Ryan Gunkel - GEICO Insurance Agent offers tailored auto insurance policies, including liability, collision, and comprehensive coverage. The agency serves drivers in Winter Haven, FL, helping them navigate personal insurance needs and policy adjustments. It assists with coverage reviews and quotes, aiming to address each customer’s driving circumstances and budget. As hurricane season approaches or storm-related vehicle damage becomes a concern, the agency specializes in updating policies to cover wind, flood, and comprehensive claims.

ZY
1211 6th St SE
Zinsmeister - Your Home, Boat & Auto Insurance Agency
Auto Insurance Agent · Winter Haven, FL

When winter storms threaten Florida’s citrus country, drivers in Winter Haven need an agent who understands local weather risks. Zinsmeister - Your Home, Boat & Auto Insurance Agency offers auto insurance plans designed for the region’s seasonal rains and occasional hail. The agency helps customers review liability limits and coverage options for personal vehicles. Policies can address common neighborhood concerns such as uninsured motorist protection and gap coverage for newer cars. An agent meets with each client to inspect the vehicle and any recent driving record specifics before formalizing a plan.

GI
5658 Cypress Gardens Blvd
GreatFlorida Insurance: Brock Schnabel
Auto Insurance Agent · Winter Haven, FL
(863) 594-2600
winterhaven.greatflorida.com
DM
6380 Cypress Gardens Blvd
Dan Mann - State Farm Insurance Agent
Auto Insurance Agent · Winter Haven, FL
(863) 318-8881
danmanninsurance.com
AI
3610 Havendale Blvd
American Insurance Inc
Auto Insurance Agent · Winter Haven, FL
(863) 965-2886
americaninsuranceinc.com
WC
1217 6th St SW
White Chip Insurance – Winter Haven
Auto Insurance Agent · Winter Haven, FL
(863) 342-6723
whitechipinsurance.com
CI
308 Ave G SW Suite 201
Clearvue Insurance Agency (Formerly Lorna Wilson Agency)
Auto Insurance Agent · Winter Haven, FL
(863) 866-8990
clearvueinsurance.com
GI
116 W Central Ave
Garland Insurance fka Victory Insurance
Auto Insurance Agent · Winter Haven, FL
(863) 683-9334
CI
3021 Cypress Gardens Rd
Cypress Insurance Management
Auto Insurance Agent · Winter Haven, FL
(863) 326-1885
cypressinsuranceonline.com
CM
205 Ave G SW
Carroll-Marshall Insurance, Inc.
Auto Insurance Agent · Winter Haven, FL
(863) 293-1111
cminsure.com
PS
1186 Havendale Blvd NW
Protec Sure Insurance FL
Auto Insurance Agent · Winter Haven, FL
(689) 314-7807
MI
151 1st St S C
Mercer Insurance Agency, Inc.
Auto Insurance Agent · Winter Haven, FL
(863) 293-7606
mercuryinsurance.com/agents/florida/mercer-insurance-agency-09f318.html
DI
190 Avenue A NW
Dershimer Insurance Agency
Auto Insurance Agent · Winter Haven, FL
(863) 299-8330
dershimerinsurance.com
EB
1330 Havendale Blvd NW
Ewing Blackwelder & Duce Insurance
Auto Insurance Agent · Winter Haven, FL
(863) 293-2838
ebdins.com

What Does an a Auto Insurance Agent in Winter Haven Cost?

Auto insurance costs in Winter Haven Florida vary widely based on your driving record vehicle type and coverage levels. On average Florida drivers pay around 2,000 to 3,500 dollars per year for full coverage insurance. Minimum coverage policies can cost between 800 and 1,500 dollars annually. This is general information and not insurance advice. Always consult a licensed agent for a quote specific to your situation.

About auto insurance agents in Winter Haven

An auto insurance agent in Winter Haven Florida can help you navigate state coverage requirements. Florida law mandates Personal Injury Protection (PIP) and Property Damage Liability (PDL) for all drivers. A local agent understands the specific needs of Polk County drivers and can explain options like uninsured motorist coverage.

Frequently Asked Questions

What are the minimum auto insurance requirements in Florida?

Florida law requires at least 10,000 dollars in Personal Injury Protection (PIP) and 10,000 dollars in Property Damage Liability (PDL). These minimums do not cover damage to your own vehicle. An agent can help you decide if additional coverage is right for your situation.

How do I find a reliable auto insurance agent in Winter Haven?

You can search for licensed agents through the Florida Department of Financial Services website. Ask friends or neighbors in Winter Haven for recommendations. Look for an agent who has experience with Florida insurance laws and local driving conditions.

Can an auto insurance agent help me lower my premium in Winter Haven?

Yes an agent can review your policy and suggest discounts such as safe driver discounts or multi-policy bundling. They can also help you adjust your deductible or remove unnecessary coverage. Each case is different so an agent can give you personalized options.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each auto insurance agent's credentials and current standing with your state Department of Insurance.