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HomeAuto Insurance AgentsFlorida › Clearwater

Find Auto Insurance Agents Near You in Clearwater, FL

Browse auto insurance agents serving Clearwater, Florida. Updated 2026-07-14.

The top-rated auto insurance agent in Clearwater, Florida is Florida Strategic Insurance, rated 4.9 stars across 568 reviews. Other highly rated options include Mark Forgas Jr. - State Farm Insurance Agent, David Tapia: Allstate Insurance, Acceptance Insurance. This directory lists 25 auto insurance agents serving Clearwater.

Showing 25 auto insurance agents in Clearwater, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Florida Strategic Insurance5830 142nd Ave N(727) 546-6000
2Mark Forgas Jr. - State Farm Insurance Agent1944 N Hercules Ave STE A(813) 792-8449
3David Tapia: Allstate Insurance133 N Garden Ave(727) 449-8800
4Acceptance Insurance1670 S Missouri Ave(727) 203-7021
5Freeway Insurance1993 Drew St(727) 203-7001
6Craig Duncan - State Farm Insurance Agent2454 McMullen Booth Rd #421(727) 725-3668
7Gustavo Espinosa - GEICO Insurance Agent18423 US Hwy 19 N(727) 373-1283
8Achieva Insurance Agency4590 Ulmerton Rd Suite 208(888) 351-4672
9GreatFlorida Insurance: Jeff Callahan1700 N McMullen Booth Rd Ste D2(727) 315-0805
10Island Insurance Specialists Inc29170 US Hwy 19 N(727) 754-5036
FS
5830 142nd Ave N
Florida Strategic Insurance
Auto Insurance Agent · Clearwater, FL

Florida Strategic Insurance serves the Clearwater, Florida, metro and surrounding Pinellas County-area communities. As an auto insurance agent, it helps drivers review existing policies and compare coverage options to meet their needs. The agency also assists clients in filing claims and navigating the complexities of liability and collision protection. Specific services it handles include bundling auto with other personal lines and advising on uninsured motorist coverage.

MF
1944 N Hercules Ave STE A
Mark Forgas Jr. - State Farm Insurance Agent
Auto Insurance Agent · Clearwater, FL

Serving Clearwater, Florida, and the surrounding communities, Mark Forgas Jr. - State Farm Insurance Agent handles auto insurance policies for local drivers. It helps customers secure liability, collision, and comprehensive coverage tailored to their vehicles and driving habits. The company reviews each client's specific needs and driving history to recommend appropriate protection. To handle a typical job, it conducts a thorough needs assessment and then compares available options from its carrier network.

DT
133 N Garden Ave
David Tapia: Allstate Insurance
Auto Insurance Agent · Clearwater, FL

David Tapia: Allstate Insurance serves Clearwater homeowners, local businesses, and property managers with personal auto insurance coverage for their vehicles. The agency also handles policies for multiple cars and standard liability protections common in the Tampa Bay area. Customers can discuss deductibles, roadside assistance options, and rental car coverage during consultations. David Tapia’s office additionally provides auto insurance solutions for residents of Largo and nearby communities in Pinellas County.

AI
1670 S Missouri Ave
Acceptance Insurance
Auto Insurance Agent · Clearwater, FL

Acceptance Insurance provides both one-time auto policy purchases and ongoing coverage plans for drivers in Clearwater, Florida, ensuring clients can choose between a single-term approach or continuous protection. The agency handles standard liability policies as well as comprehensive and collision options, addressing the varying insurance needs of local motorists. Customers seeking flexible arrangements may opt for scheduled payment plans or request service on an as-needed basis through the office.

FI
1993 Drew St
Freeway Insurance
Auto Insurance Agent · Clearwater, FL

Freeway Insurance offers personalized auto coverage options including liability, collision, and comprehensive policies for drivers in Clearwater, Florida. It serves a diverse clientele, from young drivers seeking their first policy to experienced motorists looking to adjust existing plans. The agency guides customers through coverage selection and policy management with straightforward advice tailored to local driving conditions. As Florida’s hurricane season approaches, Freeway Insurance helps policyholders review their comprehensive coverage to ensure protection against potential storm-related vehicle damage.

CD
2454 McMullen Booth Rd #421
Craig Duncan - State Farm Insurance Agent
Auto Insurance Agent · Clearwater, FL

When seeking auto insurance, drivers may choose a one-time policy purchase or ongoing coverage with periodic adjustments. Craig Duncan, a State Farm Insurance Agent in Clearwater, FL, helps clients select plans that address liability, collision, and comprehensive needs. Regular policy reviews allow for updates as driving habits or vehicle values change. Service is available on a scheduled or as-needed basis, with appointments offered during business hours for reviewing claims or modifying existing coverage.

GE
18423 US Hwy 19 N
Gustavo Espinosa - GEICO Insurance Agent
Auto Insurance Agent · Clearwater, FL

Gustavo Espinosa - GEICO Insurance Agent in Clearwater, FL provides auto insurance coverage options, including liability, collision, and comprehensive policies, each detailed to address different driver needs. The agent explains policy terms and helps clients choose appropriate deductibles for their budgets. It also assists with policy adjustments and claims support. This auto insurance agent services clients with single-family homes, apartments, retail businesses, and restaurants.

AI
4590 Ulmerton Rd Suite 208
Achieva Insurance Agency
Auto Insurance Agent · Clearwater, FL

Achieva Insurance Agency specializes in auto insurance coverage options tailored for Clearwater drivers, including liability and comprehensive plans. The agency also assists with general policy reviews and claim support to meet local road safety requirements. It helps customers navigate the increased need for collision coverage during Florida’s summer rainy season, providing guidance to address potential flood or hydroplaning risks typical in the region.

GI
1700 N McMullen Booth Rd Ste D2
GreatFlorida Insurance: Jeff Callahan
Auto Insurance Agent · Clearwater, FL

As Clearwater hurricane season approaches, many drivers update their coverage needs. GreatFlorida Insurance: Jeff Callahan handles auto insurance adjustments for fluctuating local weather risks. The agency works with standard personal auto policies and addresses Florida-specific requirements like PIP or comprehensive coverage gaps. Every new client consultation starts with a review of the current policy to identify missing protections. A quick check of the vehicle's mileage, prior claims, and current deductibles follows.

II
29170 US Hwy 19 N
Island Insurance Specialists Inc
Auto Insurance Agent · Clearwater, FL

Island Insurance Specialists Inc, located in Clearwater, FL, provides auto insurance agent services to local drivers. This agency helps clients select personal auto policies and can arrange coverage add-ons such as roadside assistance and rental car reimbursement. For the local business community, the company can also handle commercial auto insurance needs. Available commercial sectors an agent here serves include offices, warehouses, and food service establishments.

BA
1452 Court St
Bay Area Insurance Shop, Inc.
Auto Insurance Agent · Clearwater, FL
(727) 446-4416
bayareainsuranceshop.com
TI
2121 NE Coachman Rd
The Turner Insurance Advisor Group aka Turner Insurance
Auto Insurance Agent · Clearwater, FL
(727) 442-0012
turnergroupfl.com
AI
1934 Soule Rd
Arrington Insurance of Florida
Auto Insurance Agent · Clearwater, FL
(727) 595-8405
aioflorida.com
GH
918 S Missouri Ave
Gotta Havit Auto Insurance
Auto Insurance Agent · Clearwater, FL
(727) 446-7735
gottahavitinsurance.com
DI
25191 US Hwy 19 N B
Dimmitt Insurance
Auto Insurance Agent · Clearwater, FL
(866) 763-6627
dimmittinsurance.com
II
1831 N Belcher Rd. STE A1
Impel Insurance, LLC
Auto Insurance Agent · Clearwater, FL
(727) 223-3765
impelinsurance.com
DA
1231 S Missouri Ave
Direct Auto Insurance
Auto Insurance Agent · Clearwater, FL
(727) 443-5781
local.directauto.com/florida/clearwater/1231-s-missouri-ave
GI
1468 Gulf to Bay Blvd
GreatFlorida Insurance: Mike Lazanis
Auto Insurance Agent · Clearwater, FL
(727) 441-9080
clearwater2.greatflorida.com
GA
28917 US Hwy 19 N
Gator Auto Insurance of Clearwater
Auto Insurance Agent · Clearwater, FL
(727) 773-8554
gatorautoins.com
SS
1345 S Missouri Ave
Single Source Insurance
Auto Insurance Agent · Clearwater, FL
(727) 298-0302
singlesourceme.com
UO
1738 Drew St
United One Insurance
Auto Insurance Agent · Clearwater, FL
(727) 351-1111
u1bb.com
GA
1200 S Highland Ave
Gator Auto Insurance of South Clearwater
Auto Insurance Agent · Clearwater, FL
(727) 447-8408
gatorautoins.com
AI
1212 Cleveland St
Auto Insurance Plus
Auto Insurance Agent · Clearwater, FL
(727) 446-9116
autoinsureplus.com
FA
3165 N McMullen Booth Rd Building G-2
The Fessler Agency, Inc.
Auto Insurance Agent · Clearwater, FL
(727) 726-3377
fessleragency.com
GF
1700 McMullen Booth Rd Ste D2
GREAT FLORIDA INS OF SAFETY HARBOR
Auto Insurance Agent · Clearwater, FL
(727) 315-0808
safetyharbor.greatflorida.com

What Does an a Auto Insurance Agent in Clearwater Cost?

The average cost of auto insurance in Florida is higher than the national average, often ranging from 1500 to 3000 dollars per year for minimum coverage. Full coverage policies can cost between 2500 and 5000 dollars annually depending on factors like driving history vehicle type and location in Clearwater. Costs vary significantly by individual case. This is general information and not insurance advice.

About auto insurance agents in Clearwater

An auto insurance agent in Clearwater Florida can help you find coverage that meets state requirements. Florida law mandates Personal Injury Protection (PIP) and Property Damage Liability (PDL) for all drivers. A local agent understands the specific needs of Clearwater residents including hurricane and flood related risks.

Frequently Asked Questions

What are the minimum auto insurance requirements in Florida?

Florida requires drivers to carry at least 10000 dollars in Personal Injury Protection (PIP) and 10000 dollars in Property Damage Liability (PDL). These minimums do not cover damage to your own vehicle or injuries to others beyond the limits. An agent can help you decide if additional coverage is right for you.

How do I choose an auto insurance agent in Clearwater?

Look for an agent who is licensed in Florida and has experience with local coverage needs. Ask about their knowledge of Florida insurance laws and the types of policies they offer. Compare quotes from multiple agents to find a policy that fits your budget and needs.

Can my credit score affect my auto insurance rate in Florida?

Yes, Florida insurers may use your credit based insurance score to determine your premium. A higher score can lead to lower rates while a lower score may increase costs. An agent can explain how this factor applies to your specific situation.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each auto insurance agent's credentials and current standing with your state Department of Insurance.