The top-rated auto insurance agent in St Cloud, Florida is Univista Insurance, rated 5.0 stars across 787 reviews. Other highly rated options include MM Insurance Pro, Client Care Insurance, Dolly Clements Garcia - State Farm Insurance Agent. This directory lists 20 auto insurance agents serving St Cloud.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Univista Insurance | 521 13th St | (407) 964-1787 |
| 2 | MM Insurance Pro | 1207 Michigan Ave | (407) 908-7474 |
| 3 | Client Care Insurance | 2001 Hickory Tree Rd | (407) 574-5599 |
| 4 | Dolly Clements Garcia - State Farm Insurance Agent | 1101 New York Ave | (407) 556-3203 |
| 5 | Ford Insurance | 113 E 13th St | (407) 847-5892 |
| 6 | Amsley Insurance Services | 1617 13th St | (407) 892-9645 |
| 7 | Fiesta Auto Insurance & Tax Service | 4589 13th St | (407) 743-2340 |
| 8 | Advantage Insurance Advisors - St. Cloud | 910 13th St | (321) 945-8153 |
| 9 | GreatFlorida Insurance: Tony Busby | 1417 Hamlin Ave UNIT G | (407) 270-8220 |
| 10 | Barakat Insurance Agency | 2722 13th St | (407) 705-3877 |
With Central Florida hurricane season bringing unpredictable storms, securing reliable auto coverage becomes essential for drivers in St Cloud. Univista Insurance assists local residents by explaining policy options tailored to their daily commutes and regional weather risks. Their agents guide clients through Florida’s specific coverage requirements, ensuring vehicles are protected against both collision and comprehensive claims. After an initial discussion, a licensed representative schedules a brief inspection to verify the vehicle’s condition before finalizing the new policy.
MM Insurance Pro serves auto insurance customers throughout the Osceola County area, including St. Cloud. As an auto insurance agency, it helps drivers obtain coverage for their vehicles, from liability policies to comprehensive plans that protect against theft and weather damage. The agency guides clients in understanding their coverage options and assists with filing claims when needed. It handles both standard auto policies and specialized coverage for drivers requiring high-risk insurance due to driving records.
Client Care Insurance provides a full range of auto insurance services for drivers in St Cloud, FL, including policy selection, coverage reviews, and claims assistance. It offers routine policy maintenance, such as updating coverage levels and adding or removing vehicles from existing plans. The agency works with local drivers to find suitable protection for standard sedans, trucks, and SUVs. It also services rental properties and single-family homes for clients who bundle their personal auto with homeowner policies.
Dolly Clements Garcia - State Farm Insurance Agent serves homeowners, renters, drivers, and local business owners in the St Cloud, FL area. The agency offers auto insurance policies tailored to meet state coverage requirements and individual protection needs. As an auto insurance agent, the office assists customers in selecting appropriate liability, collision, and comprehensive options. The agency also provides support for policy changes, claims filing, and coverage reviews. Its services extend to neighboring communities throughout the greater Kissimmee metro region, including residents near Narcoossee Road.
Ford Insurance serves St. Cloud and the surrounding Central Florida communities, handling a full range of personal auto coverage needs. This includes liability protection, comprehensive and collision plans, and uninsured motorist options to meet local driving requirements. The agency works with clients to review individual coverage limits and deductibles, building policies that provide financial protection on area roads. It then files the necessary paperwork and issues proof of insurance documents to complete the transaction.
For auto insurance, customers choose either a single policy purchase or an ongoing service relationship. Amsley Insurance Services in St Cloud, FL helps clients understand the coverage options that protect their vehicles and meet state requirements. An agent reviews personal driving habits and budget to recommend appropriate policy limits. Services are available on a scheduled or as-needed basis for policy renewals, coverage adjustments, and claims assistance.
Fiesta Auto Insurance & Tax Service in St Cloud, Florida, assists clients in securing standard automobile coverage while also offering options for roadside assistance and rental reimbursement. Their agents help drivers compare liability, collision, and comprehensive plans from multiple insurers. The agency can serve various commercial sectors, including offices, warehouses, and food service operations that require fleet or business-use auto policies.
In Central Florida’s busy summer storm season, drivers across St. Cloud need to confirm their policies cover potential flood and wind damage. Advantage Insurance Advisors - St. Cloud responds by tailoring auto coverage to match local driving conditions and individual risk profiles. Their agents provide personal consultations to help customers understand their policy limits and deductibles. Coverage options are presented clearly, allowing each client to make an informed decision about their protection. An initial policy review is the first step in this process.
GreatFlorida Insurance: Tony Busby offers auto insurance policies tailored to local driving needs in the St Cloud, Florida area. The agency assists clients in selecting appropriate coverage plans and navigating claims processes with straightforward guidance. Beyond standard liability and comprehensive policies, it addresses common seasonal concerns tied to Florida's weather patterns. Its work often involves helping policyholders adjust their coverage before the hurricane season begins each year, ensuring residents have adequate protection against storm-related vehicle damage and flooding risks.
Barakat Insurance Agency works with drivers in St. Cloud, Florida, to secure auto insurance coverage that meets state requirements and personal driving needs. The agency can arrange optional add-ons such as roadside assistance, rental car reimbursement, and comprehensive or collision protection for vehicles of all ages. Policies are explained clearly to help customers understand their deductibles and liability limits before making a decision. This agency routinely handles insurance for standard personal vehicles, and in the commercial sector, it can serve offices, warehouses, and food service businesses that require fleet or delivery coverage.
What Does an a Auto Insurance Agent in St Cloud Cost?
Auto insurance costs in St Cloud, Florida vary by driver profile, vehicle type, and coverage levels. Average annual premiums for full coverage in Florida range from 1,800 to 3,000, while minimum liability policies may cost 600 to 1,200 per year. Factors like driving record, credit score, and location influence your rate. This is general information and not insurance advice.
About auto insurance agents in St Cloud
Auto insurance agents in St Cloud, Florida help drivers find coverage that meets state legal requirements. Florida law mandates a minimum of 10,000 in Personal Injury Protection (PIP) and 10,000 in Property Damage Liability (PDL). Local agents can also explain optional coverages like collision and comprehensive for added protection.
Frequently Asked Questions
What are the minimum auto insurance requirements in Florida?
Florida law requires at least 10,000 in Personal Injury Protection (PIP) and 10,000 in Property Damage Liability (PDL). These minimums do not cover damage to your own vehicle or injuries to others beyond those limits.
How do I find an auto insurance agent in St Cloud Florida?
You can search online for independent agents or captive agents in St Cloud. Many agencies have local offices where you can discuss your needs in person and compare quotes from multiple carriers.
Does Florida require uninsured motorist coverage?
Florida does not require uninsured motorist (UM) coverage by law, but insurance companies must offer it to you. You can reject UM coverage in writing, but it is often recommended for extra protection.
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