The top-rated auto insurance agent in Punta Gorda, Florida is Chapman Insurance Group, rated 4.9 stars across 260 reviews. Other highly rated options include Whitco Insurance: Alexia Martin Agency, Karen Cloutier Allstate, Kassie Graddy Lancaster: Allstate Insurance. This directory lists 17 auto insurance agents serving Punta Gorda.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chapman Insurance Group | 517 S Tamiami Trl | (941) 347-4707 |
| 2 | Whitco Insurance: Alexia Martin Agency | 25191 E Olympia Ave Suite 2 | (941) 257-0692 |
| 3 | Karen Cloutier Allstate | 29291 Tribune Blvd UNIT 4 | (239) 984-0185 |
| 4 | Kassie Graddy Lancaster: Allstate Insurance | 2825 S Tamiami Trl ste c | (941) 637-1366 |
| 5 | 3rd Generation Home & Car Insurance - Punta Gorda | 223 Taylor St Suite 221 B | (239) 225-9026 |
| 6 | GreatFlorida Insurance: Jason Venditti | 208 S Tamiami Trl #112 | (941) 655-8170 |
| 7 | Jones Family Insurance Agency | 312 Mary St | (941) 205-0191 |
| 8 | Harbor Star Insurance, LLC | 25418 Marion Ave Suite 2 | (941) 655-8345 |
| 9 | Mike Martin - State Farm Insurance Agent | 425 Cross St UNIT 114 | (941) 505-2550 |
| 10 | Time Insurance & Payroll | 115 W Olympia Ave | (941) 637-1106 |
Chapman Insurance Group serves homeowners, businesses, and property managers in Port Charlotte, FL, by providing auto insurance policies that protect personal vehicles and commercial fleets. The agency helps clients compare coverage options to meet their individual driving needs and budget requirements. Licensed professionals guide customers through liability, collision, and comprehensive plans while ensuring compliance with Florida state regulations. Coverage also extends to drivers in the neighboring Punta Gorda area of Charlotte County.
Whitco Insurance: Alexia Martin Agency serves the Punta Gorda, Florida area with auto insurance solutions for local drivers. As an independent agent, the company works with multiple carriers to match clients with appropriate coverage. It handles standard policies designed to meet state requirements, as well as customized options for different driving needs. Common services include liability protection and comprehensive coverage for vehicles. Collision insurance and uninsured motorist coverage are also specific services this agency provides.
Karen Cloutier Allstate serves homeowners, drivers, and local business owners in Punta Gorda, Florida, helping them secure personal auto insurance and commercial vehicle coverage for standard cars, trucks, and fleets. The agency assists customers in understanding policy options and identifying appropriate liability limits and deductibles for individual needs and budgets. Practical guidance on bundling auto policies with other lines is offered to those seeking consolidated protection. This agent also works with clients in the surrounding Port Charlotte area and other nearby communities within Charlotte County.
Kassie Graddy Lancaster: Allstate Insurance provides a full range of auto insurance policies, including liability, collision, and comprehensive coverage for personal vehicles. It also offers routine policy reviews and claims assistance to help clients maintain their coverage and navigate incidents. In addition to auto insurance, the agency serves property owners by offering protection for single-family homes, apartments, retail spaces, and restaurants in the Punta Gorda area.
When seeking auto insurance, customers may choose between a one-time policy purchase or ongoing coverage management. 3rd Generation Home & Car Insurance - Punta Gorda assists local drivers in selecting suitable liability and comprehensive plans. The agency also helps clients understand coverage limits and deductibles. For those who need only a single policy setup, service can be provided as a one-time transaction. However, if a client prefers ongoing policy reviews or annual renewal assistance, the company also offers service on a scheduled, as-needed basis.
GreatFlorida Insurance: Jason Venditti provides specialized auto insurance policy services, including liability coverage, collision, and comprehensive protection for residents in Punta Gorda, FL. The agency also handles general insurance consultations to match drivers with appropriate plans based on their individual needs and driving records. It assists clients with adjusting coverage limits after a move or a change in vehicle ownership, and helps local policyholders review their deductibles before the peak hurricane season.
Serving Punta Gorda and the surrounding communities of Southwest Florida, Jones Family Insurance Agency handles auto insurance policies for local drivers. The agency works to match coverage options to individual needs, considering factors like vehicle type and driving history. By reviewing available protections from basic liability to comprehensive plans, it helps clients understand their choices. To handle a typical job, the agency begins with a thorough consultation to identify specific coverage requirements before comparing suitable options.
Harbor Star Insurance, LLC provides auto insurance policies designed to meet standard coverage needs while also offering optional add-ons such as roadside assistance and rental car reimbursement. Working in Punta Gorda, FL, the agency helps drivers navigate local insurance requirements with clear, practical guidance. Its services extend beyond personal vehicles to support a variety of commercial sectors, including offices, warehouses, and food service establishments.
Mike Martin's State Farm Insurance Agency serves residential customers in Punta Gorda, Florida, offering personalized auto insurance policies to protect personal vehicles and daily drivers. The agency also provides commercial auto coverage for local business vehicles operating throughout the Charlotte County area and surrounding regions. Each policy is reviewed to match the specific driving needs of the client. The office follows up with policyholders between regular visits to discuss coverage adjustments, ensure ongoing protection, and maintain consistent service through every renewal period.
As storm season approaches in Punta Gorda, drivers need coverage that includes comprehensive and collision options. Time Insurance & Payroll provides standard auto policies for local residents and commuters across Charlotte County. Its licensed agents assist with liability limits, uninsured motorist protection, and deductibles tailored to individual driving habits and vehicle value. Customers can also obtain proof-of-insurance cards and discuss bundling with other personal lines. The initial step involves a no-obligation inspection of the vehicle and a review of the driver’s current declarations page.
What Does an a Auto Insurance Agent in Punta Gorda Cost?
Auto insurance costs in Punta Gorda Florida vary by driver age vehicle type and coverage limits. Average annual premiums for full coverage in Florida range from 1,800 to 3,000 dollars. Minimum liability coverage may cost between 600 and 1,200 dollars per year. Your actual rate depends on your driving record credit score and other factors. This is general information not insurance advice.
About auto insurance agents in Punta Gorda
Auto insurance agents in Punta Gorda Florida help drivers find coverage that meets state requirements. Florida law mandates Personal Injury Protection (PIP) and Property Damage Liability (PDL) for all drivers. A local agent can explain these rules and help you choose additional coverage like collision or comprehensive.
Frequently Asked Questions
What are the minimum auto insurance requirements in Florida?
Florida requires drivers to carry at least 10,000 dollars in Personal Injury Protection (PIP) and 10,000 dollars in Property Damage Liability (PDL). An agent in Punta Gorda can help you understand these minimums and suggest extra coverage.
How do I choose an auto insurance agent in Punta Gorda?
Look for an agent licensed in Florida who has experience with local driving conditions. Ask about their knowledge of Florida insurance laws and their ability to compare quotes from multiple companies.
Can an auto insurance agent help me after an accident in Florida?
Yes, an agent can guide you through the claims process and explain your coverage. They can also help you understand Florida laws about accident reporting and the 14 day deadline for seeking medical treatment after a crash.
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