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Auto Insurance Agents in Port Charlotte, FL

Browse auto insurance agents serving Port Charlotte, Florida. Contact information and addresses listed below.

20 agents listed
Updated May 2026
Port Charlotte, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 20 auto insurance agents in Port Charlotte, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Patrice Weston - State Farm Insurance Agent
1946 Kings Hwy, Port Charlotte, FL 33980
(941) 627-5626 patriceweston.com
Shepherd Insurance
1357 S McCall Rd, Port Charlotte, FL 33981
(941) 214-8668 arnoldinsuresme.com
Chapman Insurance Group
2455 S Tamiami Trl, Port Charlotte, FL 33952
(941) 979-8426 cigflorida.com
ABC Insurance Group Inc
1225 S Tamiami Trl UNIT A10, Port Charlotte, FL 33953
(941) 255-5663 abcinsurancegroup.net
AAA Port Charlotte
21229 Olean Blvd Ste A, Port Charlotte, FL 33952
(941) 627-1544 locator.acg.aaa.com
Direct Auto Insurance
1825 S Tamiami Trl Suite B3, Port Charlotte, FL 33948
(941) 627-5000 local.directauto.com
SWFL Insurance
3718 N Tamiami Trl, Port Charlotte, FL 33952
(941) 624-3444 swflinsurance.com
Insurance Depot Of Charlotte County
2395 S Tamiami Trl UNIT 4, Port Charlotte, FL 33952
(941) 766-7283 insurancedepotofcharlottecounty.com
John Joiner Agency
701 JC Center Ct #11, Port Charlotte, FL 33954
(941) 613-1566 johnjoineragency.com
Amistad Insurance | Affordable Insurance Port Charlotte
21234 Olean Blvd STE 6, Port Charlotte, FL 33952
(941) 203-5880 amistadinsurance.com
Sebanda Insurance
1900 S Tamiami Trl #104, Port Charlotte, FL 33948
(941) 280-0036 sebandainsurancefranchiseseventy.com
AWA Insurance
17179 Bonnie Ave, Port Charlotte, FL 33954
(941) 889-7836 awainsurance.com
We Insure Debbie Reynolds
3417 S Tamiami Trl # B, Port Charlotte, FL 33952
(941) 787-2374 weinsuregroup.com
We Insure Ashley Guzman
18245 Paulson Dr Suite 124, Port Charlotte, FL 33954
(941) 787-7612 weinsuregroup.com
Shepherd Insurance
18501 Murdock Cir Suite 500, Port Charlotte, FL 33948
(941) 639-7050 shepherdins.com
Edwin Pickett: Allstate Insurance
2605 S Tamiami Trl Ste 2, Port Charlotte, FL 33952
(941) 627-5180 agents.allstate.com
Spinnaker Insurance Agency
532 S Tamiami Trl Unit 1, Port Charlotte, FL 33953
(941) 613-2210 spinnakerinsuranceagency.com
Brightway Insurance, The Diaz Family Agency
2495 Caring Way STE D, Port Charlotte, FL 33952
(941) 867-6757 brightway.com
GreatFlorida Insurance: Darlene Antinori
2762 S Tamiami Trl unit a, Port Charlotte, FL 33952
(941) 764-7991 portcharlotte.greatflorida.com
Del Toro Insurance
3769 S Tamiami Trl Unit A, Port Charlotte, FL 33952
(941) 203-6582 deltoroinsurance.com

Auto insurance agents in Port Charlotte, Florida help drivers find coverage that meets state legal requirements. Florida law requires all drivers to carry Personal Injury Protection (PIP) of at least 10,000 dollars and Property Damage Liability of at least 10,000 dollars. An agent can explain these minimums and help you choose additional coverage options like collision or comprehensive insurance.

What Does a Auto Insurance Agent in Port Charlotte Cost?

Auto insurance costs in Port Charlotte vary based on factors like your age, driving history, vehicle, and coverage levels. The average annual premium in Florida is around 2,300 dollars for full coverage, but rates can range from 1,200 to over 4,000 dollars depending on your situation. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum auto insurance requirements in Florida?
Florida law requires 10,000 dollars of Personal Injury Protection (PIP) and 10,000 dollars of Property Damage Liability (PDL) per accident. PIP covers your medical expenses regardless of fault, while PDL covers damage you cause to another persons property.
Do I need an agent to buy auto insurance in Port Charlotte?
No, you can buy insurance directly from an insurance company online or by phone. However, an agent can help compare policies from multiple companies and explain Florida specific rules like no-fault insurance and the 14 day rule for seeking medical treatment after an accident.
How can an auto insurance agent help me save money in Florida?
An agent can review your driving record, vehicle type, and coverage needs to find discounts you may qualify for. Common Florida discounts include safe driver discounts, multi-policy discounts, and discounts for completing a defensive driving course.