ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Auto Insurance Agents Near You in Panama City Beach, FL
Directory of auto insurance agents in Panama City Beach, Florida. Verify credentials with the state department of insurance before hiring.
12 agents listed
Updated May 2026
Panama City Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 12 auto insurance agents in Panama City Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Brian Taylor Insurance
2605 Thomas Dr # 210, Panama City Beach, FL 32408
(850) 249-8060
briantaylorinsurance.net
Andrew Reuther - State Farm Insurance Agent
8804 Front Beach Rd, Panama City Beach, FL 32407
(850) 234-5454
insuredbyandrew.com
Mark Kinkade - State Farm Insurance Agent
16821 Panama City Beach Pkwy, Panama City Beach, FL 32413
(850) 249-5990
insuredbymark.com
Joe Brown: Allstate Insurance
17206 Panama City Beach Pkwy, Panama City Beach, FL 32413
(850) 238-8921
agents.allstate.com
Highland Finance
7923 Panama City Beach Pkwy, Panama City Beach, FL 32407
(850) 359-5989
highland.finance
Lay's Insurance Agency
12118 Panama City Beach Pkwy Suite 22, Panama City Beach, FL 32407
(850) 271-2710
laysinsuranceagency.com
Hall Insurance Agency
5 Miracle Strip Loop UNIT 9, Panama City Beach, FL 32407
(850) 234-2434
hallinsurancepcb.com
Coastal Community Insurance Now Proudly Partnered with Acentria Insurance
12129 Panama City Beach Pkwy, Panama City Beach, FL 32407
(850) 230-0800
cciafl.com
We Insure The Emerald Coast
7923 Panama City Beach Pkwy, Panama City Beach, FL 32407
(850) 399-9050
weinsuretheemeraldcoast.com
Brightway Insurance, The PPG Agency
17651 Panama City Beach Pkwy Ste 1, Panama City Beach, FL 32413
(850) 630-4020
brightway.com
Anderson Insurance Services
611 Camelia St, Panama City Beach, FL 32407
(850) 233-4334
ezquote123.com
Gulf Coast Insurance Partners LLC
208 Biltmore Pl, Panama City Beach, FL 32413
(850) 588-5096
An auto insurance agent in Panama City Beach can help you navigate Florida insurance requirements. Florida law requires all drivers to carry Personal Injury Protection (PIP) of at least $10,000 and Property Damage Liability of $10,000. A local agent understands the specific risks of driving in a beach community and can tailor a policy to your needs.
What Does a Auto Insurance Agent in Panama City Beach Cost?
In Florida, the average cost of full coverage auto insurance is around $2,300 per year, but rates in Panama City Beach can range from $1,500 to $3,500 depending on your driving record, vehicle type, and coverage limits. Minimum liability coverage may cost $600 to $1,200 annually. Many factors affect your premium including age, credit score, and claims history. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum auto insurance requirements in Florida?
Florida requires $10,000 in Personal Injury Protection (PIP) and $10,000 in Property Damage Liability (PDL). PIP covers your medical expenses regardless of fault. PDL covers damage you cause to another persons property.
How do I find a reliable auto insurance agent in Panama City Beach?
You can search online directories or ask for referrals from friends and neighbors. Look for agents licensed in Florida who have experience with local driving conditions and hurricane-related claims. Many agencies offer free quotes and consultations.
Does my auto insurance cover damage from hurricanes or flooding in Panama City Beach?
Standard auto insurance policies do not cover flood damage. Comprehensive coverage is required to pay for damage from hurricanes, flooding, or other non-collision events. An agent can help you add comprehensive coverage to your policy.
Free • No Obligation
Compare Auto Insurance Agents
Get matched with agents in Panama City Beach who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.