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HomeAuto Insurance AgentsFlorida › Panama City Beach

Find Auto Insurance Agents Near You in Panama City Beach, FL

Browse auto insurance agents serving Panama City Beach, Florida. Updated 2026-07-14.

The top-rated auto insurance agent in Panama City Beach, Florida is Brian Taylor Insurance, rated 4.9 stars across 402 reviews. Other highly rated options include Andrew Reuther - State Farm Insurance Agent, Mark Kinkade - State Farm Insurance Agent, Highland Finance. This directory lists 12 auto insurance agents serving Panama City Beach.

Showing 12 auto insurance agents in Panama City Beach, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Brian Taylor Insurance2605 Thomas Dr # 210(850) 249-8060
2Andrew Reuther - State Farm Insurance Agent8804 Front Beach Rd(850) 234-5454
3Mark Kinkade - State Farm Insurance Agent16821 Panama City Beach Pkwy(850) 249-5990
4Highland Finance7923 Panama City Beach Pkwy(850) 359-5989
5Joe Brown: Allstate Insurance17206 Panama City Beach Pkwy(850) 238-8921
6Lay's Insurance Agency12118 Panama City Beach Pkwy Suite 22(850) 271-2710
7Hall Insurance Agency5 Miracle Strip Loop UNIT 9(850) 234-2434
8We Insure The Emerald Coast7923 Panama City Beach Pkwy(850) 399-9050
9Coastal Community Insurance Now Proudly Partnered with Acentria Insurance12129 Panama City Beach Pkwy(850) 230-0800
10Brightway Insurance, The PPG Agency17651 Panama City Beach Pkwy Ste 1(850) 630-4020
BT
2605 Thomas Dr # 210
Brian Taylor Insurance
Auto Insurance Agent · Panama City Beach, FL

Brian Taylor Insurance serves the Panama City Beach, Florida metro area as a local auto insurance agent. The agency helps drivers obtain personal auto coverage to meet state requirements and protect their vehicles on local roads. It assists customers in comparing policy options from multiple carriers to find suitable liability and collision protection. In this coastal market, the agent handles both standard auto policies and specialized coverage for vehicles in high-traffic tourist zones.

AR
8804 Front Beach Rd
Andrew Reuther - State Farm Insurance Agent
Auto Insurance Agent · Panama City Beach, FL

Andrew Reuther - State Farm Insurance Agent offers comprehensive auto insurance coverage for customers in Panama City Beach, Florida. Its services include customized policies designed to protect vehicles and drivers against common risks on local roads. The agency provides ongoing policy reviews and claims assistance to help clients manage their coverage over time. It serves a variety of local properties, including single-family homes, apartments, retail storefronts, and restaurants with available business insurance options.

MK
16821 Panama City Beach Pkwy
Mark Kinkade - State Farm Insurance Agent
Auto Insurance Agent · Panama City Beach, FL

Homeowners, families, and local business owners in Panama City Beach, Florida turn to Mark Kinkade - State Farm Insurance Agent for their auto insurance needs. The agency helps customers select personal auto policies tailored to their driving habits and vehicle coverage requirements. It also provides guidance on liability limits and deductible options to fit different budgets. This agent serves the greater Panama City metro area as well as nearby communities such as Lynn Haven and Callaway.

HF
7923 Panama City Beach Pkwy
Highland Finance
Auto Insurance Agent · Panama City Beach, FL

Highland Finance in Panama City Beach, FL assists clients with both one-time policy comparisons and ongoing coverage management. Their auto insurance agents help drivers select liability, collision, or comprehensive plans suited to local driving conditions. Service appointments and policy renewals are handled on either a scheduled or as-needed basis, depending on the client’s preference for regular check-ins or occasional support.

JB
17206 Panama City Beach Pkwy
Joe Brown: Allstate Insurance
Auto Insurance Agent · Panama City Beach, FL

Joe Brown: Allstate Insurance serves Panama City Beach, Florida, and the surrounding communities along the Gulf Coast. As an auto insurance agent, the office handles standard coverage options like liability, collision, and comprehensive plans, as well as additional protections such as uninsured motorist coverage and roadside assistance. To complete a typical job, the agent evaluates each customer's driving habits and vehicle details, then compares policy bundles to match specific needs and state requirements for a tailored, consistent solution.

LS
12118 Panama City Beach Pkwy Suite 22
Lay's Insurance Agency
Auto Insurance Agent · Panama City Beach, FL

Lay's Insurance Agency specializes in tailoring auto insurance policies to meet the diverse needs of drivers in Panama City Beach, FL, offering coverage that addresses both standard liability and collision protection. The agency works closely with clients to compare options from multiple carriers, ensuring each driver finds a plan that fits their budget and lifestyle. For those navigating the busy tourist season or preparing for potential hurricane-related vehicle damage, it provides guidance on comprehensive coverage to stay protected year-round.

HI
5 Miracle Strip Loop UNIT 9
Hall Insurance Agency
Auto Insurance Agent · Panama City Beach, FL

With Panama City Beach’s seasonal influx of tourists and unpredictable coastal weather, Hall Insurance Agency in Panama City Beach, FL helps local drivers find auto coverage that accounts for year-round traffic changes and storm risks. The agency works with clients to explain liability limits, uninsured motorist protection, and comprehensive options suited for Gulf Coast road hazards. They begin by scheduling a personal policy review to examine each driver’s current coverage gaps and accident history.

WI
7923 Panama City Beach Pkwy
We Insure The Emerald Coast
Auto Insurance Agent · Panama City Beach, FL

We Insure The Emerald Coast provides auto insurance coverage to residential clients in Panama City Beach and its surrounding neighborhoods. Commercial auto policies are also offered for small businesses operating within the local area. As a dedicated auto insurance agency, their team works directly with clients to understand specific driving needs and policy requirements. They make a point of following up after each policy is issued to ensure coverage remains appropriate, and they welcome repeat service from customers between regular visits to update their protection.

CC
12129 Panama City Beach Pkwy
Coastal Community Insurance Now Proudly Partnered with Acentria Insurance
Auto Insurance Agent · Panama City Beach, FL

Coastal Community Insurance Now Proudly Partnered with Acentria Insurance provides auto insurance policies for drivers in the Panama City Beach area. Its agents help clients select appropriate liability and collision coverage options. The agency also offers related add-ons such as roadside assistance and rental reimbursement for greater peace of mind. This office serves a variety of commercial sectors, including local offices, warehouses, and food service establishments that require vehicle protection for their business operations.

BI
17651 Panama City Beach Pkwy Ste 1
Brightway Insurance, The PPG Agency
Auto Insurance Agent · Panama City Beach, FL

Brightway Insurance, The PPG Agency in Panama City Beach, FL, is known for helping local drivers find suitable auto insurance coverage that meets their individual needs. Serving the Panama City Beach area, the agency works with multiple carriers to offer a range of policy options. It assists clients in comparing liability limits, collision, and comprehensive plans to protect their vehicles. For added flexibility, the agency can include roadside assistance coverage as an optional add-on to a standard policy.

AI
611 Camelia St
Anderson Insurance Services
Auto Insurance Agent · Panama City Beach, FL
(850) 233-4334
ezquote123.com
GC
208 Biltmore Pl
Gulf Coast Insurance Partners LLC
Auto Insurance Agent · Panama City Beach, FL
(850) 588-5096

What Does an a Auto Insurance Agent in Panama City Beach Cost?

In Florida, the average cost of full coverage auto insurance is around $2,300 per year, but rates in Panama City Beach can range from $1,500 to $3,500 depending on your driving record, vehicle type, and coverage limits. Minimum liability coverage may cost $600 to $1,200 annually. Many factors affect your premium including age, credit score, and claims history. This is general information, not insurance advice.

About auto insurance agents in Panama City Beach

An auto insurance agent in Panama City Beach can help you navigate Florida insurance requirements. Florida law requires all drivers to carry Personal Injury Protection (PIP) of at least $10,000 and Property Damage Liability of $10,000. A local agent understands the specific risks of driving in a beach community and can tailor a policy to your needs.

Frequently Asked Questions

What are the minimum auto insurance requirements in Florida?

Florida requires $10,000 in Personal Injury Protection (PIP) and $10,000 in Property Damage Liability (PDL). PIP covers your medical expenses regardless of fault. PDL covers damage you cause to another persons property.

How do I find a reliable auto insurance agent in Panama City Beach?

You can search online directories or ask for referrals from friends and neighbors. Look for agents licensed in Florida who have experience with local driving conditions and hurricane-related claims. Many agencies offer free quotes and consultations.

Does my auto insurance cover damage from hurricanes or flooding in Panama City Beach?

Standard auto insurance policies do not cover flood damage. Comprehensive coverage is required to pay for damage from hurricanes, flooding, or other non-collision events. An agent can help you add comprehensive coverage to your policy.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each auto insurance agent's credentials and current standing with your state Department of Insurance.