The top-rated auto insurance agent in Palm Coast, Florida is Angel Hall - State Farm Insurance Agent, rated 4.9 stars across 544 reviews. Other highly rated options include O'Quinn Insurance Services, Insurance Office of America, Integrity Insurance Group of Florida. This directory lists 19 auto insurance agents serving Palm Coast.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Angel Hall - State Farm Insurance Agent | 800 Belle Terre Pkwy Suite 114 | (386) 437-7117 |
| 2 | O'Quinn Insurance Services | 1499 Palm Coast Pkwy NW Ste F | (386) 204-8789 |
| 3 | Insurance Office of America | 1 Hargrove Grde Building B, Suite 3 | (386) 276-9130 |
| 4 | Integrity Insurance Group of Florida | 5182 N Ocean Shore Blvd unit c | (386) 259-1000 |
| 5 | The Berk Insurance Agency | 17 Old Kings Rd suite r | (386) 627-7405 |
| 6 | Tilton & Unger Insurance | 3 Cypress Branch Way #101 | (386) 447-4448 |
| 7 | Coastal Palm Insurance Company | 2 Pine Lakes Pkwy #6 | (386) 313-5908 |
| 8 | Heart of Florida Insurance Group | 21 Old Kings Rd N B102 | (386) 445-0061 |
| 9 | Brightway Insurance, The Flagler Agency | 55 Plaza Dr #5 | (386) 597-8200 |
| 10 | Matt Rio - State Farm Insurance Agent | 1475 Palm Cst Pkwy NW #107 | (386) 302-0366 |
Angel Hall’s State Farm Insurance agency serves the Palm Coast, Florida area, offering auto insurance policies to local drivers. The agency helps residents understand their coverage options, including liability and comprehensive plans, while assisting with claims and policy adjustments. It also provides access to State Farm’s resources for managing policies online or via mobile app. Among the services handled are personal auto insurance for individual vehicles and multi-car discounts for households with more than one vehicle.
O'Quinn Insurance Services in Palm Coast, Florida provides a range of auto insurance policies designed to protect drivers in the local area. It offers assistance with selecting coverage levels that suit individual driving habits and vehicle needs. Maintenance of each policy includes regular reviews to help adjust coverage as circumstances change. The agency also supports clients through the claims process with clear guidance. In addition to auto insurance, it services other properties, including single-family homes, apartments, retail locations, and restaurants, which broadens its offerings for residents and business owners alike.
Insurance Office of America serves Palm Coast and the surrounding Flagler County communities, handling auto insurance policies for local drivers. It works with clients to select appropriate coverage levels that meet Florida’s legal requirements and protect personal assets. The agency provides standard options such as liability, collision, and comprehensive plans, along with available add-ons like roadside assistance. For a typical job, it evaluates a driver’s vehicle and driving history to recommend a balanced policy that fits their daily commute and budget.
Integrity Insurance Group of Florida distinguishes between one-time policy purchases for short-term needs and recurring service plans that offer ongoing protection adjustments as circumstances change. Operating in Palm Coast, it arranges auto insurance coverage to help vehicle owners meet financial responsibility laws and offset repair costs after collisions or theft. Services are provided on an as-needed basis to address specific policy inquiries, coverage reviews, or claims assistance whenever clients require support, without a fixed appointment schedule.
The Berk Insurance Agency in Palm Coast, FL, specializes in evaluating liability coverage and collision protection for private passenger vehicles. It also assists clients with general auto insurance needs, such as comparing policy deductibles and uninsured motorist options. This agent regularly reviews plans to help drivers maintain proper coverage following local changes like shifts in commute patterns or seasonal tourism traffic that increase road congestion and accident risk.
Tilton & Unger Insurance serves homeowners, businesses, and property managers in Palm Coast, Florida, offering personalized auto insurance agent services. The agency helps clients navigate coverage options for personal vehicles and commercial fleets, working to match policies with individual needs and budgets. It assists with policy reviews, claims support, and coverage adjustments as circumstances change. While based in Palm Coast, the agency also extends its services to the neighboring community of Bunnell along the Flagler County corridor.
As the summer storm season approaches in Palm Coast, local drivers often seek coverage that accounts for the unique weather patterns of the region. Coastal Palm Insurance Company provides auto insurance guidance tailored to these conditions, helping customers navigate policy options that align with their daily commutes and occasional evacuation needs. With a focus on explaining coverage choices without pressure, the agent ensures clients understand their liability and collision protections. The process begins with a straightforward evaluation of the driver’s current policy and vehicle details during an initial consultation.
Heart of Florida Insurance Group arranges automobile coverage for drivers in the Palm Coast area. Its agents focus on standard liability and collision policies while assisting clients with specialty add-ons such as roadside assistance, rental reimbursement, and uninsured motorist protection. The company also works to bundle personal auto policies with other lines of coverage when possible. Beyond individual vehicles, the firm can serve commercial sectors including local offices, warehouses, and food service operations.
Brightway Insurance, The Flagler Agency serves residential auto insurance needs in Palm Coast, Florida, helping customers secure coverage for personal vehicles. The agency also writes commercial auto policies for local businesses requiring fleet or liability protection. Clients throughout Palm Coast and surrounding areas can receive guidance in comparing policies from multiple carriers. Follow-up service is available to adjust coverage details or update driver information between regular visits, ensuring the policy remains aligned with changing circumstances.
Matt Rio - State Farm Insurance Agent in Palm Coast, FL, is known for providing personalized auto insurance coverage to local drivers. The agency assists customers in the region with selecting appropriate liability, collision, and comprehensive policies that meet state requirements. It also helps drivers explore available discounts and adjust deductibles to fit their budgets. In addition to standard auto protection, the agency offers the option to add rental car reimbursement or roadside assistance coverage to an existing policy.
What Does an a Auto Insurance Agent in Palm Coast Cost?
The average cost of full coverage auto insurance in Florida is around $2,300 per year, but rates in Palm Coast can vary. Minimum liability coverage may cost between $600 and $1,200 annually depending on your age, driving record, and vehicle. Factors like your ZIP code in Palm Coast, annual mileage, and claims history also affect your premium. This is general information and not insurance advice.
About auto insurance agents in Palm Coast
An auto insurance agent in Palm Coast, Florida can help you navigate the states unique insurance laws. Florida requires drivers to carry Personal Injury Protection (PIP) of at least $10,000 and Property Damage Liability of $10,000. A local agent understands the specific risks for drivers in Flagler County and can explain how uninsured motorist coverage works in Florida.
Frequently Asked Questions
What are the minimum auto insurance requirements in Florida?
Florida law requires every driver to have at least $10,000 in Personal Injury Protection (PIP) and $10,000 in Property Damage Liability (PDL). These minimums do not cover damage to your own vehicle. An agent can help you decide if additional coverage like collision or comprehensive is right for you.
How can a Palm Coast auto insurance agent help me?
A local agent can review your driving history and vehicle type to find coverage options from multiple insurance companies. They can explain Florida-specific rules like the 14-day rule for seeking medical treatment after an accident to maintain PIP benefits. They also assist with claims and policy changes.
Does my credit score affect my auto insurance rate in Florida?
Yes, in Florida insurance companies may use your credit-based insurance score to help determine your premium. This is allowed under Florida law. A higher score can lead to lower rates. An agent can explain how this factor applies to your specific situation.
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