The top-rated auto insurance agent in Ormond Beach, Florida is O'Quinn Insurance Services, rated 4.7 stars across 371 reviews. Other highly rated options include First Florida Insurance Ormond Beach, Brightway Insurance, The Lester Agency, Rich Howes: Allstate Insurance. This directory lists 17 auto insurance agents serving Ormond Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | O'Quinn Insurance Services | 763 W Granada Blvd ste a | (386) 204-8039 |
| 2 | First Florida Insurance Ormond Beach | 1339 W Granada Blvd | (386) 223-0124 |
| 3 | Brightway Insurance, The Lester Agency | 570 Memorial Cir Suite 325 | (386) 400-5144 |
| 4 | Rich Howes: Allstate Insurance | 1400 Hand Ave Ste G | (386) 673-2433 |
| 5 | Ryan Ochipa - State Farm Insurance Agent | 785 W Granada Blvd Ste 1 | (386) 677-1119 |
| 6 | FRP of Florida (Halifax Insurance Partners) | 780 W Granada Blvd #200 | (386) 677-4761 |
| 7 | Capital Partners Insurance | 298 S Nova Rd # F | (386) 672-2827 |
| 8 | Tony Pearson - State Farm Insurance Agent | 1387 W Granada Blvd | (386) 673-3611 |
| 9 | Goosehead Insurance - Thomas Scorza | 1951 W Granada Blvd | (386) 456-6411 |
| 10 | East Coast Insurors Inc | 801 S Yonge St | (386) 677-4787 |
O'Quinn Insurance Services in Ormond Beach, Florida, helps clients secure necessary auto insurance coverage to protect their vehicles and meet legal driving requirements. The agency also specializes in offering supplemental policies such as roadside assistance and rental car reimbursement to expand protection. Additional options may include coverage for custom equipment and uninsured motorist protection. Beyond personal automobiles, O'Quinn Insurance Services can develop coverage plans for commercial needs, including office fleets, delivery vehicles used in warehouses, and automobiles operating in food service businesses.
First Florida Insurance Ormond Beach serves the Volusia County area, offering auto insurance agent services to local drivers. The agency helps customers compare coverage options from multiple carriers to find policies that fit their needs. It assists with essential protections such as liability, collision, and comprehensive plans. Drivers in Ormond Beach can also receive guidance on uninsured motorist coverage and personal injury protection.
Brightway Insurance, The Lester Agency serves individual homeowners, renters, and drivers seeking personal auto insurance protection in the Ormond Beach, Florida area. As a local auto insurance agent, the agency helps clients compare coverage options to meet their specific needs and state requirements. Policies typically include liability, collision, and comprehensive options. The agent can also assist with bundling auto and property coverage. The agency additionally serves clients in the greater Daytona Beach region.
Rich Howes: Allstate Insurance provides personal auto insurance policies and coverage options for drivers in Ormond Beach, FL. Clients can work with the agent to review their current plans and adjust coverage levels, deductibles, or add roadside assistance as needed. The office also helps customers manage policy updates, file claims, and explore potential discounts. Its property insurance services extend to single-family homes, apartments, and local retail businesses.
Serving Ormond Beach and the surrounding Volusia County communities, Ryan Ochipa - State Farm Insurance Agent handles auto insurance coverage needs for local drivers. The agency works with clients to review their current policies and explore options that fit their individual driving situations. Each typical job begins with a thorough consultation to understand the customer's specific requirements and concerns, followed by a comparison of available coverage plans. This process ensures every client receives clear guidance tailored to their unique circumstances and budget.
FRP of Florida (Halifax Insurance Partners) in Ormond Beach offers auto insurance through both one-time policy setup and ongoing service options tailored to driver updates. Their coverage guidance helps individuals meet Florida’s financial responsibility requirements while selecting appropriate liability, collision, and comprehensive protection. Local agents assist with clarifying policy terms, filing claims, and adjusting limits when circumstances change. Service runs on an as-needed basis, meaning clients contact them whenever a new quote, policy change, or renewal question arises rather than following a fixed schedule.
As the summer storm season approaches in Ormond Beach, residents often need to review their auto coverage to ensure it meets changing requirements. Capital Partners Insurance helps local drivers assess their current policies and explore suitable options for protection against accidents or weather events. The agency serves clients by explaining coverage types such as liability and collision to help them make informed decisions. A straightforward process begins with an initial inspection of the vehicle to confirm its condition and current mileage.
Tony Pearson - State Farm Insurance Agent in Ormond Beach, FL offers tailored coverage options for automobiles, including liability, collision, and comprehensive plans. It also provides guidance on policy bundling and risk management for local drivers. The agency assists clients in navigating claims processes and adjusting deductibles to fit individual budgets. During Florida’s hurricane season, the agent helps residents review their policies to ensure adequate protection against storm-related vehicle damage.
Goosehead Insurance - Thomas Scorza serves clients in Ormond Beach, Florida, providing auto insurance policies for personal vehicles in residential households. Commercial coverage is also available for local business fleets and company vehicles throughout the surrounding area. Each policy is reviewed with the client to ensure adequate protection aligns with their daily driving needs. Follow-up service is provided between regular visits to address any changes in coverage or to process simple policy adjustments as they arise.
What Does an a Auto Insurance Agent in Ormond Beach Cost?
Average auto insurance costs in Florida are among the highest in the nation, with full coverage policies typically ranging from 2000 to 4000 dollars per year. Minimum liability coverage can cost between 800 and 1500 dollars annually. Actual premiums vary based on your personal profile, coverage limits, and deductibles. This is general information and not insurance advice.
About auto insurance agents in Ormond Beach
An auto insurance agent in Ormond Beach can help you find a policy that meets Florida state requirements. Florida law mandates that all drivers carry Personal Injury Protection (PIP) of at least 10000 dollars and Property Damage Liability (PDL) of at least 10000 dollars. A local agent understands the specific needs of drivers in Volusia County and can explain how factors like hurricane risk and tourist traffic affect your coverage.
Frequently Asked Questions
What are the minimum auto insurance requirements in Florida?
Florida law requires all drivers to have Personal Injury Protection (PIP) of at least 10000 dollars and Property Damage Liability (PDL) of at least 10000 dollars. This is a no-fault insurance system, meaning your own insurance pays for your injuries regardless of fault.
How can an auto insurance agent in Ormond Beach help me?
An agent can review your driving history, vehicle type, and budget to find suitable coverage options. They can also explain optional coverages like collision, comprehensive, and uninsured motorist protection that are not required by Florida law but may be beneficial.
What factors affect auto insurance rates in Ormond Beach?
Rates are influenced by your driving record, age, credit history, vehicle make and model, and where you park your car. Ormond Beach proximity to the coast may also affect rates due to higher risk of hurricane damage and flooding.
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