The top-rated auto insurance agent in Fernandina Beach, Florida is Brightway Insurance, The Coastal Agency, rated 4.9 stars across 241 reviews. Other highly rated options include Brightway Insurance, The Tarzia Agency, Fernando Cevallos - State Farm Insurance Agent, 8 Flags Insurance Agency. This directory lists 20 auto insurance agents serving Fernandina Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brightway Insurance, The Coastal Agency | 5472 1st Coast Hwy Suite 12 | (904) 712-6300 |
| 2 | Brightway Insurance, The Tarzia Agency | 960185 Gateway Blvd STE 107 | (904) 491-7622 |
| 3 | Fernando Cevallos - State Farm Insurance Agent | 474418 E State Rd 200 | (904) 261-2664 |
| 4 | 8 Flags Insurance Agency | 1411 S 14th St STE M | (904) 310-6515 |
| 5 | Compass Group Insurance | 11 S 11th St | (904) 746-4648 |
| 6 | Estrella Insurance | 474268 E State Rd 200 | (904) 432-8736 |
| 7 | Nelson & Associates Insurance, LLC. | 1890 S 14th St #301 | (904) 326-3288 |
| 8 | Amelia Insurance | 2384 Sadler Rd | (904) 261-3606 |
| 9 | Morrow Insurance Group, Inc. | 1896 S 14th St STE 5 | (904) 261-0707 |
| 10 | Tatum Insurance Agency of Amelia Island | 5317 S Fletcher Ave #3 | (904) 729-4575 |
Brightway Insurance, The Coastal Agency serves Nassau County and the surrounding northeast Florida region from its base in Fernandina Beach. This independent agency specializes in helping local drivers secure auto insurance coverage suited to their individual needs and budget. Policyholders can work directly with an agent to compare multiple insurance carriers for their personal vehicles. The agency also handles requests for policy adjustments, including adding a new vehicle or updating an existing driver to the policy.
Brightway Insurance, The Tarzia Agency offers a range of personal and commercial auto insurance policies in Fernandina Beach, FL. It assists clients in selecting appropriate coverage levels and helps explain the details of liability, collision, and comprehensive plans. The agency also reviews and adjusts existing policies as needs change. Service includes processing policy changes and guiding claims submissions. In addition to standard auto coverage, the agency services insurance needs for single-family homes, apartments, retail spaces, and restaurants.
Homeowners and vehicle owners in the community can turn to Fernando Cevallos - State Farm Insurance Agent for auto insurance coverage. This local agency works to help clients protect their vehicles while navigating the requirements of Florida driving laws. Personalized attention is offered to assist with selecting appropriate policy options and managing account changes when necessary. In addition to serving Fernandina Beach, this agent also provides its services to nearby Yulee.
8 Flags Insurance Agency serves Fernandina Beach and the surrounding communities of Nassau County. The agency handles a full range of auto insurance policies for area drivers. It works to find coverage options that fit individual needs and budgets. When handling a typical job, the agent reviews each client's driving history and vehicle details to provide clear policy comparisons for informed decisions.
When selecting an auto insurance agent, clients can choose between a single purchase for immediate coverage or ongoing service with periodic policy reviews. Compass Group Insurance, located in Fernandina Beach, FL, assists drivers in securing liability, collision, and comprehensive protection tailored to individual needs. This agency also helps navigate coverage options for personal vehicles, ensuring compliance with Florida regulations. Service is provided on an as-needed basis, with clients contacting the office whenever they require new policies, policy updates, or claims assistance.
Estrella Insurance in Fernandina Beach, Florida, provides auto insurance for area residents, helping ensure personal vehicles meet local coverage requirements. The agency also extends its services to commercial auto policies for businesses operating in Nassau County and nearby communities. Working with drivers throughout the Fernandina Beach region, the office assists clients in reviewing their policies as needs change. After securing initial coverage, the agent follows up to address any questions or adjustments that arise between regular visits, supporting long-term account maintenance.
As an auto insurance agent in Fernandina Beach, FL, Nelson & Associates Insurance, LLC. offers liability and collision coverage tailored to local driving patterns. It also provides general policy reviews and claims assistance to help clients manage routine coverage needs. The agency helps drivers select appropriate limits for uninsured motorist protection and medical payments. During hurricane season, it advises residents on how comprehensive coverage relates to storm damage
Amelia Insurance works with clients to find personal auto policies that meet their needs, including specialty coverages such as roadside assistance and rental reimbursement. The agency serves drivers in Fernandina Beach and throughout the surrounding Nassau County area. Policies can be tailored to protect individual vehicles, family cars, or commercial fleets. The company also handles insurance for a range of business operations, including local offices, warehouses, and food service establishments.
As Fernandina Beach residents prepare for hurricane season or the daily commute across the Amelia River bridges, Morrow Insurance Group, Inc. provides auto insurance coverage tailored to local driving conditions. This agency focuses on matching policyholders with appropriate liability and comprehensive plans. They understand coastal humidity and storm threats that can affect vehicle safety and claims. After an initial consultation, a representative schedules a brief inspection of the vehicle to verify its condition before finalizing the policy terms.
What Does an a Auto Insurance Agent in Fernandina Beach Cost?
Auto insurance costs in Florida vary by driver age vehicle and coverage level. Average annual premiums in Florida are around 2300 but Fernandina Beach rates may differ based on local risk factors. Minimum liability coverage costs less than full coverage. This is general information and not insurance advice.
About auto insurance agents in Fernandina Beach
Auto insurance agents in Fernandina Beach Florida help drivers find coverage that meets Florida law requirements. Florida requires all drivers to carry at least 10000 in Personal Injury Protection and 10000 in Property Damage Liability. Local agents can also explain optional coverages like collision and comprehensive for vehicles driven on Amelia Island roads.
Frequently Asked Questions
What are the minimum auto insurance requirements in Florida?
Florida law requires 10000 in Personal Injury Protection and 10000 in Property Damage Liability. Agents in Fernandina Beach can help you add uninsured motorist coverage and other options.
How do I find a local auto insurance agent in Fernandina Beach?
You can search online for agents in Nassau County or visit local offices in Fernandina Beach. Agents must be licensed by the Florida Department of Financial Services.
Does Florida require proof of insurance at all times?
Yes, Florida law requires you to carry proof of insurance in your vehicle. You must show it during traffic stops or after an accident. Failure to do so can result in fines.
Auto Insurance Agents in Other Florida Cities
Altamonte Springs · Apopka · Bartow · Belle Glade · Belleview · Boca Raton · Bonita Springs · Boynton Beach · Bradenton · Brandon · Brooksville · Cape Coral · Casselberry · Clearwater · Clermont