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HomeAuto Insurance AgentsFlorida › Cutler Bay

Find Auto Insurance Agents Near You in Cutler Bay, FL

Browse auto insurance agents serving Cutler Bay, Florida. Updated 2026-07-14.

The top-rated auto insurance agent in Cutler Bay, Florida is Ellie Mills - State Farm Insurance Agent, rated 5.0 stars across 708 reviews. Other highly rated options include Estrella Insurance, Choice One Insurance, Del Toro Insurance. This directory lists 11 auto insurance agents serving Cutler Bay.

Showing 11 auto insurance agents in Cutler Bay, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Ellie Mills - State Farm Insurance Agent20330 Old Cutler Rd(305) 238-8688
2Estrella Insurance20214 Old Cutler Rd(305) 232-7690
3Choice One Insurance18400 SW 97th Ave STE 101(305) 252-1873
4Del Toro Insurance18651 S Dixie Hwy(305) 252-1009
5Univista Insurance18932 S Dixie Hwy(305) 433-7393
6Claudia's Insurance Inc18901 SW 106th Ave #132(786) 293-9141
7Arena Insurance Agency Corp10720 Caribbean Blvd Suite 423(305) 251-3312
8Lumina Insurance At Cutler Bay20250 S Dixie Hwy Ste 202(786) 409-0930
9Good Driver Insurance19335 S Dixie Hwy(305) 836-1130
10Estrella Insurance20214 Old Cutler Rd(305) 232-7690
EM
20330 Old Cutler Rd
Ellie Mills - State Farm Insurance Agent
Auto Insurance Agent · Cutler Bay, FL

Ellie Mills - State Farm Insurance Agent serves Cutler Bay and the surrounding communities of southern Miami-Dade County. The agency handles auto insurance policies designed to meet Florida state requirements while offering additional coverage options to protect drivers against accidents, theft, and liability claims. Each auto insurance policy is built around an assessment of the client’s driving habits and vehicle type. Ellie Mills assisted every customer by comparing their specific needs with available plans to create a personalized insurance solution.

EI
20214 Old Cutler Rd
Estrella Insurance
Auto Insurance Agent · Cutler Bay, FL

Estrella Insurance offers a distinction between one-time policy purchases and recurring coverage plans in Cutler Bay, Florida. As an auto insurance agent, the company assists drivers in tailoring policies for liability or comprehensive protection. Customers may seek an initial quote without a long-term commitment or opt for ongoing monthly installments. Routine services, including policy adjustments and claim support, are available according to individual needs. Service typically runs on an as-needed basis, allowing clients to schedule appointments for either new coverage or account updates.

CO
18400 SW 97th Ave STE 101
Choice One Insurance
Auto Insurance Agent · Cutler Bay, FL

Choice One Insurance serves the Miami-Dade County area from its Cutler Bay, Florida location. As an auto insurance agency, the company helps clients secure coverage options that meet state requirements and protect against financial loss from accidents. The agency reviews individual driving histories and vehicle types to recommend appropriate policy limits and deductibles. It also assists customers with adding uninsured motorist protection and selecting comprehensive and collision coverage for their vehicles in the Cutler Bay region.

DT
18651 S Dixie Hwy
Del Toro Insurance
Auto Insurance Agent · Cutler Bay, FL

Del Toro Insurance in Cutler Bay, Florida provides personalized auto insurance coverage options tailored to individual driving needs and local requirements. The agency assists clients with comparing policy types, liability limits, and deductibles to secure the appropriate protection for their vehicles and financial situations. It regularly helps residents navigate coverage adjustments following major weather events common to South Florida, such as hurricane season or sudden flooding, which can significantly alter driving risks and insurance needs.

UI
18932 S Dixie Hwy
Univista Insurance
Auto Insurance Agent · Cutler Bay, FL

As the rainy season hits Cutler Bay, Florida, many drivers review their coverage to ensure it meets local flood and storm requirements. Univista Insurance addresses these concerns by matching clients with appropriate auto policies that comply with state regulations. The agency emphasizes finding the right balance between liability limits and comprehensive protection. Their process includes comparing options from multiple providers to fit different driving needs and budgets. Every client begins with a thorough review of their current coverage or a no-obligation assessment of their vehicle insurance requirements during an initial consultation.

CS
18901 SW 106th Ave #132
Claudia's Insurance Inc
Auto Insurance Agent · Cutler Bay, FL

Claudia's Insurance Inc provides auto insurance policies and coverage options tailored to individual driving needs, including liability, collision, and comprehensive plans. The agency assists clients in selecting appropriate deductibles and reviewing policy details to ensure adequate protection. Ongoing support includes filing claims and updating coverage as circumstances change. Located in Cutler Bay, FL, it services drivers owning single-family homes as well as those renting apartments, and it also works with persons operating retail shops and restaurants needing commercial auto coverage.

AI
10720 Caribbean Blvd Suite 423
Arena Insurance Agency Corp
Auto Insurance Agent · Cutler Bay, FL

Arena Insurance Agency Corp serves homeowners, renters, and drivers in Cutler Bay, Florida. It offers auto insurance policies tailored to individual driving needs and local coverage regulations. Residents seeking personal protection for their vehicles can discuss liability limits, collision, and comprehensive options. The agency also assists clients with policy renewals and claims guidance to navigate the process smoothly. In addition to Cutler Bay, Arena Insurance Agency Corp extends its services to neighboring communities within the greater Miami‑Dade County metro area.

LI
20250 S Dixie Hwy Ste 202
Lumina Insurance At Cutler Bay
Auto Insurance Agent · Cutler Bay, FL

Lumina Insurance At Cutler Bay serves the Cutler Bay area and surrounding South Florida communities. The agency handles auto insurance policies for drivers seeking personal vehicle coverage. It assists clients with initial policy setup, regular renewals, and adjusting coverage as their needs evolve. Navigating local regulations and liability requirements is part of its daily work. Each typical customer request is addressed by reviewing their specific driving situation and insurance needs, then presenting suitable policy options from the various carriers it represents.

GD
19335 S Dixie Hwy
Good Driver Insurance
Auto Insurance Agent · Cutler Bay, FL

Offering both one-time policy purchases and recurring service plans, Good Driver Insurance specializes in personal auto coverage for the Cutler Bay, FL area. Their agents provide year-round support, helping clients navigate Florida’s specific insurance requirements. This includes liability, collision, and comprehensive options tailored to local driving conditions. They also process claims and guide customers through policy updates or renewals. All recommendations are based on individual vehicle profiles and driving history. Service is performed on an as-needed basis, with no fixed schedule or mandatory recurring appointments required for ongoing policy maintenance.

EI
20214 Old Cutler Rd
Estrella Insurance
Auto Insurance Agent · Cutler Bay, FL

Estrella Insurance offers a distinction between one-time policy purchases and recurring coverage plans in Cutler Bay, Florida. As an auto insurance agent, the company assists drivers in tailoring policies for liability or comprehensive protection. Customers may seek an initial quote without a long-term commitment or opt for ongoing monthly installments. Routine services, including policy adjustments and claim support, are available according to individual needs. Service typically runs on an as-needed basis, allowing clients to schedule appointments for either new coverage or account updates.

UI
20280 Old Cutler Rd
Univista Insurance
Auto Insurance Agent · Cutler Bay, FL
(786) 401-2505
univistainsurance.com/location/cutter-bay-fl-33189-1

What Does an a Auto Insurance Agent in Cutler Bay Cost?

The average cost of full coverage auto insurance in Florida is around $2,300 per year, though rates vary widely by driver profile and location. In Cutler Bay, factors like your driving record, vehicle type, and credit history can affect your premium. Minimum liability coverage may cost between $600 and $1,200 annually. This is general information and not insurance advice.

About auto insurance agents in Cutler Bay

An auto insurance agent in Cutler Bay can help you navigate Floridas no-fault insurance laws and find a policy that meets state requirements. Florida law mandates Personal Injury Protection (PIP) and Property Damage Liability (PDL) coverage. A local agent understands the specific driving conditions and insurance needs of the Cutler Bay area.

Frequently Asked Questions

What are the minimum auto insurance requirements in Florida?

Florida requires drivers to carry at least $10,000 in Personal Injury Protection (PIP) and $10,000 in Property Damage Liability (PDL). These minimums do not cover damage to your own vehicle or injuries to others beyond those limits.

How can an auto insurance agent in Cutler Bay help me save money?

An agent can compare quotes from multiple insurers to find competitive rates. They can also identify discounts such as multi-policy, safe driver, or low mileage discounts that you may qualify for.

Do I need uninsured motorist coverage in Florida?

Uninsured motorist coverage is not required by Florida law but is highly recommended. It helps pay for your injuries if you are hit by a driver without insurance. An agent can explain the benefits and help you decide on appropriate limits.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each auto insurance agent's credentials and current standing with your state Department of Insurance.