The top-rated auto insurance agent in Thornton, Colorado is Horizons Insurance, Inc, rated 4.9 stars across 254 reviews. Other highly rated options include Garrett Callaway - State Farm Insurance Agent, Farmers Insurance - Nathan Sanchez, Wynter Pacha - GEICO Insurance Agent. This directory lists 22 auto insurance agents serving Thornton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Horizons Insurance, Inc | 1596 E 101st Ave | (303) 412-5842 |
| 2 | Garrett Callaway - State Farm Insurance Agent | 3957 B E 120th Ave | (303) 452-1572 |
| 3 | Farmers Insurance - Nathan Sanchez | 51 W 84th Ave Ste 215 | (720) 506-0272 |
| 4 | Wynter Pacha - GEICO Insurance Agent | 550 Thornton Pkwy Suite 218 | (720) 624-2200 |
| 5 | Tim Sexton - State Farm Insurance Agent | 550 Thornton Pkwy Unit 174 | (303) 284-5211 |
| 6 | GIS INSURANCE LLC / TRU SERVICES | 8621 Washington St | (720) 231-6528 |
| 7 | Farmers Insurance - Kelly Stetka | 3907 E 120th Ave #222 | (303) 452-3413 |
| 8 | Farmers Insurance - Moises Cacique | 11363 Colorado Blvd | (720) 798-3443 |
| 9 | Seguros Insurance | 81 W 84th Ave Unit 160 | (720) 540-3404 |
| 10 | KGS Agency | 2090 E 104th Ave Suite 204 | (303) 468-8900 |
Horizons Insurance, Inc serves the Thornton, Colorado area and surrounding Adams County communities as an auto insurance agent. The company assists local drivers in selecting coverage that meets their individual needs, from liability policies required by Colorado law to more comprehensive options. It also helps clients evaluate additional protections such as collision and comprehensive coverage for their vehicles. For those in Thornton, Horizons Insurance, Inc specifically addresses uninsured and underinsured motorist coverage details.
Garrett Callaway’s State Farm Insurance Agency in Thornton, Colorado, provides auto insurance coverage to local drivers, alongside options for home and life policies. The agent assists clients in selecting appropriate liability, collision, and comprehensive plans while offering ongoing policy reviews and claims support. Long-term service includes regular account check-ins to help adjust coverage as needs change. The agency services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Farmers Insurance - Nathan Sanchez serves the Thornton, Colorado area and its surrounding communities, handling auto insurance coverage for local drivers. The agency works with clients to address their vehicle protection needs, from liability options to comprehensive plans. Each inquiry is approached through a straightforward assessment of the driver's situation, aiming to match coverage with individual requirements. This process typically begins with a review of driving habits and vehicle details to present suitable policy choices.
Wynter Pacha - GEICO Insurance Agent serves homeowners, renters, and drivers in Thornton, Colorado, offering personalized auto insurance policies to protect vehicles and comply with state requirements. The agency guides clients through coverage options, including liability, collision, and comprehensive plans, ensuring they meet local driving laws. It also assists with bundling home and auto policies for convenience. In addition to its Thornton location, the agency covers residents in nearby Northglenn and the surrounding Adams County communities.
For clients choosing between a one-time policy review or ongoing policy management, Tim Sexton - State Farm Insurance Agent in Thornton, CO offers both structured service options. Auto insurance coverage typically includes liability, collision, comprehensive, and uninsured motorist protection tailored to individual driving needs and vehicle types. The agency also assists with roadside assistance and rental car coverage add-ons. All customer service and claim support in this area operates on either a scheduled appointment basis or as-needed for immediate policy questions and roadside assistance requests.
Specializing in tailored auto insurance policies for individual drivers and families, GIS INSURANCE LLC / TRU SERVICES guides clients through coverage options from liability to comprehensive plans in Thornton, Colorado. The agency regularly assists with policy bundling, claims guidance, and managing the unique driving risks along busy Front Range corridors. As winter storms bring icy roads and reduced visibility each year, this agent helps local drivers secure adequate protection against weather-related collisions and roadside emergencies.
Farmers Insurance - Kelly Stetka provides personal auto insurance policies for drivers in the Thornton, CO area. Specialty coverages available through this agency include rental car reimbursement and roadside assistance options to help policyholders after an accident. Claims support is offered to assist customers through the repair process. This auto insurance agent can also serve commercial sectors such as local offices, warehouses, and food service establishments, tailoring liability and coverage needs for business vehicles.
Farmers Insurance - Moises Cacique provides residential auto insurance for drivers in Thornton, Colorado, and the surrounding area. They also assist local business owners with commercial coverage to protect company vehicles and fleet operations. Their services are available throughout Thornton and the greater Adams County region. After helping clients select a suitable policy, the agency typically follows up to review coverage needs and can adjust plans in between regular service intervals.
As winter roads in Thornton, Colorado, become slick with ice and snow, residents seek reliable coverage to protect their vehicles. Seguros Insurance provides auto insurance policies to help local drivers meet state requirements and plan for unexpected accidents or storm-related damage as traffic conditions shift with the seasons. The agency offers options to help customers select appropriate liability and collision limits. To begin the process, a policyholder first schedules a brief vehicle inspection or an online interview to assess their coverage needs and driving history.
What Does an a Auto Insurance Agent in Thornton Cost?
The average cost of auto insurance in Colorado is around 1,800 dollars per year for full coverage, though rates vary widely. Thornton drivers may pay between 1,200 and 2,500 dollars annually depending on factors like age, driving record, and vehicle type. Minimum liability coverage is typically less expensive, often ranging from 400 to 800 dollars per year. This is general information and not insurance advice.
About auto insurance agents in Thornton
Auto insurance agents in Thornton, Colorado help drivers find coverage that meets state requirements and personal needs. Colorado law requires all drivers to carry liability insurance with minimum limits of 25,000 dollars per person for bodily injury, 50,000 dollars per accident for bodily injury, and 15,000 dollars for property damage. A local agent can explain these requirements and help you choose additional options like collision or comprehensive coverage.
Frequently Asked Questions
What is the minimum auto insurance coverage required in Colorado?
Colorado law requires liability insurance with at least 25,000 dollars per person for bodily injury, 50,000 dollars per accident for bodily injury, and 15,000 dollars per accident for property damage. Uninsured motorist coverage is also required unless you reject it in writing.
How do I find a licensed auto insurance agent in Thornton?
You can search the Colorado Division of Insurance website to verify an agents license. Many local agencies in Thornton also have physical offices where you can discuss your needs in person.
Can an auto insurance agent help me save money on my policy?
Yes, an agent can review your driving history, vehicle type, and coverage needs to find discounts you may qualify for. Common discounts include safe driver, multi-policy, and good student discounts.
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