The top-rated auto insurance agent in Durango, Colorado is Wendy Most - State Farm Insurance Agent, rated 4.9 stars across 384 reviews. Other highly rated options include Jay Hwang - State Farm Insurance Agent, Wade Agency, LLC American Family Insurance, Wilson Group Insurance®️. This directory lists 20 auto insurance agents serving Durango.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Wendy Most - State Farm Insurance Agent | 1854 Main Ave | (970) 259-2550 |
| 2 | Jay Hwang - State Farm Insurance Agent | 207 E 11th St | (970) 247-3105 |
| 3 | Wade Agency, LLC American Family Insurance | 835 E 2nd Ave #425 | (970) 259-0091 |
| 4 | Wilson Group Insurance®️ | 1099 Main Ave Ste 310a | (970) 682-6700 |
| 5 | Eytchison Insurance Agency | 450 S Camino Del Rio #102 | (970) 247-0006 |
| 6 | Denise Elliott - State Farm Insurance Agent | 25825 US-160 | (970) 247-4060 |
| 7 | Woolverton Insurance | 725 E College Dr Unit C-2 UPSTAIRS | (970) 259-9332 |
| 8 | Chris Latshaw - State Farm Insurance Agent | 400 S Camino Del Rio Ste C | (970) 259-4500 |
| 9 | Farmers Insurance - Allen Michalak | 2223 Main Ave #101 | (970) 247-4302 |
| 10 | Schield Insurance, Inc. | 450 S Camino Del Rio STE 209 | (970) 247-7751 |
Wendy Most - State Farm Insurance Agent serves the Durango, Colorado area as a local auto insurance agent. This agency offers standard auto insurance policies to area drivers. It assists customers in matching coverage levels to their personal needs and legal requirements. The team also provides support for policy adjustments and claims filing when accidents occur. Typical services include liability coverage, collision protection, and comprehensive insurance for vehicles in this region.
Jay Hwang - State Farm Insurance Agent in Durango, CO, provides auto insurance policies along with related coverage options such as liability, collision, and comprehensive protection. The agency also offers maintenance support for existing policies, including assistance with claims filing and policy adjustments to accommodate changing driving needs. Service plans are designed to help customers manage their coverage through regular check-ins and updates. This agency serves properties that include single-family homes, apartments, retail businesses, and restaurants.
Wade Agency, LLC American Family Insurance serves the Durango, Colorado area and surrounding communities with personalized auto insurance options. The agency handles standard coverage decisions, liability limits, and comprehensive and collision protection needs for local drivers. It works with individuals to tailor policies that meet specific vehicle and budget requirements. To handle a typical job, the agent reviews driving history and vehicle details to recommend appropriate protection levels.
Wilson Group Insurance® in Durango, CO helps clients choose between a one-time policy quote or an ongoing auto insurance plan that updates as needs change. Coverage options typically include liability, collision, and comprehensive protection for local drivers navigating mountain roads and seasonal weather. As an auto insurance agent, the company guides customers through policy comparisons and claim filing procedures for both private vehicles and commercial fleets. Service is available on an as-needed basis, whether for an initial purchase, a policy renewal, or a coverage adjustment between terms.
Eytchison Insurance Agency offers personalized auto insurance coverage, including liability, collision, and comprehensive policies for personal and commercial vehicles. It serves drivers throughout the Durango area, helping them understand coverage options and file claims efficiently. The agency works with multiple carriers to find suitable protection plans tailored to individual driving needs and budgets. During the winter months, it assists local policyholders with claims and coverage questions related to snow-related accidents and icy road conditions.
Denise Elliott - State Farm Insurance Agent serves local homeowners, businesses, and drivers in Durango, Colorado, providing personalized auto insurance policies to protect vehicles and meet state coverage requirements. The agency also helps property managers and renters secure appropriate liability and collision protection for their specific needs. Clients receive assistance in comparing deductibles and coverage limits to find suitable plans. Denise Elliott’s office additionally offers its services to customers in the surrounding communities, including the nearby town of Bayfield.
Woolverton Insurance provides auto insurance coverage to drivers in Durango, Colorado, assisting them with policy selection and claims support. The agency offers standard liability and collision protection, along with add-ons such as uninsured motorist coverage and roadside assistance. The team works with individuals to tailor plans that meet personal driving needs and budget requirements. Woolverton Insurance can serve commercial sectors requiring fleet policies for offices, warehouses, and food service operations.
As Durango’s winter snow and icy roads test even the most careful drivers, Chris Latshaw - State Farm Insurance Agent provides coverage tailored to local conditions. This auto insurance agent reviews each client’s driving habits and vehicle type to recommend appropriate liability and collision options. After a brief phone consultation, an agent schedules a quick on-site inspection of the car to finalize the policy details.
Farmers Insurance - Allen Michalak provides auto insurance coverage for residential customers in and around Durango, Colorado. The agency also handles commercial insurance policies for local businesses. The company works with drivers in Durango and the surrounding region. Clients can expect thorough explanations of coverage options tailored to their individual needs. After an initial policy is set, the agent remains available for follow-up questions and policy adjustments between regular renewal visits.
What Does an a Auto Insurance Agent in Durango Cost?
The average cost of auto insurance in Colorado is around 1,800 dollars per year for full coverage, but rates in Durango can vary. Minimum liability coverage may cost 500 to 800 dollars annually. Factors like your driving record, vehicle type, and coverage limits affect your premium. This is general information and not insurance advice.
About auto insurance agents in Durango
Auto insurance agents in Durango Colorado help drivers find coverage that meets Colorado state law. Colorado requires all drivers to carry minimum liability insurance of 25/50/15. Local agents can explain how Durango weather and mountain driving may affect your policy needs.
Frequently Asked Questions
What is the minimum auto insurance coverage required in Colorado?
Colorado law requires at least 25,000 dollars per person for bodily injury, 50,000 dollars per accident for bodily injury, and 15,000 dollars per accident for property damage. This is often called 25/50/15 coverage. An agent can help you decide if higher limits are right for you.
Do I need an SR22 filing in Durango Colorado?
An SR22 is required if you have a DUI, serious traffic violation, or a lapse in insurance coverage. Your auto insurance agent can file the SR22 form with the Colorado DMV. The filing is typically required for three years.
How does Durango weather affect my auto insurance rates?
Durango receives significant snow and ice in winter, which increases the risk of accidents. Insurance agents consider local weather patterns when quoting rates. You may want to ask about comprehensive coverage for weather-related damage.
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