The top-rated auto insurance agent in Lafayette, Colorado is Inszone Insurance Services, rated 4.9 stars across 525 reviews. Other highly rated options include Shawn Hughes - State Farm Insurance Agent, Jim Plane - State Farm Insurance Agent, Josh Chase - State Farm Insurance Agent. This directory lists 19 auto insurance agents serving Lafayette.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Inszone Insurance Services | 806 S Public Rd #102 | (303) 660-0470 |
| 2 | Shawn Hughes - State Farm Insurance Agent | 2676 Northpark Dr STE 100 | (303) 665-4600 |
| 3 | Jim Plane - State Farm Insurance Agent | 1319 W Baseline Rd #201b | (720) 890-5916 |
| 4 | Josh Chase - State Farm Insurance Agent | 1200 W South Boulder Rd Ste 202 | (303) 450-8100 |
| 5 | The Woods Insurance Group: Allstate Insurance | 100 E Chester St | (303) 443-9988 |
| 6 | Shelter Insurance - Jo Peters | 808 S Public Rd # 203 | (303) 666-0828 |
| 7 | Marc Sisler - State Farm Insurance Agent | 1345 Plaza Ct N #1a | (303) 993-6067 |
| 8 | Rocky Mountain Insurance Center | 1361 Forest Park Cir #105 | (720) 335-6872 |
| 9 | Farmers Insurance - Daniel Coons | 1225 Cimarron Dr Unit 201 | (303) 665-2752 |
| 10 | Farmers Insurance - Jason Tichota | 2590 Trailridge Dr E Ste 100 | (720) 438-7878 |
Inszone Insurance Services in Lafayette, Colorado, serves local homeowners, businesses, and drivers seeking personal auto coverage. The agency provides standard automobile insurance policies, helping clients meet state requirements and protect their vehicles through tailored liability and collision options. With a focus on clear explanations and practical policy choices, it assists both new and existing customers in navigating their insurance needs. The agency also extends its services to neighboring communities in the Boulder County metropolitan area.
Shawn Hughes - State Farm Insurance Agent serves the Lafayette, Colorado, area and surrounding Boulder County communities. This agency provides auto insurance policies tailored to individual driving needs and budgets. It assists local drivers in comparing coverage options like liability and collision. The team helps customers understand deductible choices and potential discounts for safe driving. It also handles claims support to guide clients through the repair process after an accident. This agency specializes in offering roadside assistance and rental car reimbursement coverage for Lafayette residents.
Jim Plane - State Farm Insurance Agent serves Lafayette, Colorado, and the surrounding Boulder County communities, helping drivers obtain the proper coverage for their vehicles. The agency handles personal auto insurance policies, assisting customers in selecting liability limits and deductibles that match their driving needs. When a typical insurance job arises, Jim Plane takes the time to explain coverage options clearly and answers specific questions about policy details before presenting a personalized quote.
Josh Chase - State Farm Insurance Agent in Lafayette, CO, provides auto insurance policies tailored to individual driving needs. Its service plans include personalized coverage reviews and policy modifications to adapt to changing circumstances. The agency assists clients with claim filing processes and offers guidance on deductibles and liability limits. Through these services, it supports drivers in protecting their vehicles and managing risk on the road. Josh Chase serves local clients with single-family homes, apartments, retail establishments, and restaurants.
The Woods Insurance Group: Allstate Insurance provides auto insurance coverage for drivers living and working in Lafayette, Colorado. The agency also serves local homeowners, renters, and small business owners seeking personalized policy reviews. Agents assist clients in understanding liability limits, comprehensive collision options, and roadside assistance plans. The team focuses on finding suitable coverage for daily commuters and families. The agency additionally serves the neighboring communities of Louisville and the surrounding Boulder County metro area.
Unlike one-time shopping experiences, working with a local auto insurance agent involves an ongoing relationship that adapts coverage as a driver’s needs change. Serving Lafayette, CO, Shelter Insurance - Jo Peters helps clients select policies that balance protection with budget, ensuring compliance with Colorado’s requirements while offering options for additional peace of mind. Consultations for new coverage occur as needed, and existing policies are typically reviewed on a scheduled basis to adjust for life events or evolving circumstances.
Serving Lafayette, Colorado, and the surrounding Boulder County communities, Marc Sisler - State Farm Insurance Agent provides personal auto insurance coverage. The agency handles standard liability and comprehensive policies tailored to local driving conditions. By offering coverage for common risks such as hail damage and mountain road hazards, it addresses area-specific needs. A typical job is approached through a straightforward process of reviewing the customer’s current policy, comparing coverage options, and then adjusting deductibles to fit individual driving habits and budget constraints.
Rocky Mountain Insurance Center specializes in helping drivers in Lafayette, Colorado, secure auto coverage that meets their individual needs. The agency works with clients to navigate coverage options for everyday commuting, family vehicles, and occasional recreational use. It focuses on providing clear explanations of policy terms so customers can make informed decisions. As winter arrives, the Mountain Insurance Center assists local drivers in understanding how their policies handle ice-related accidents, snow chain requirements, and potential claims from vehicle damage on icy roads.
Farmers Insurance - Daniel Coons provides auto insurance in the Lafayette, Colorado area. The agency works to tailor personal and commercial policies to meet local drivers' needs. Supplemental coverage options include rental car reimbursement, roadside assistance, and uninsured motorist protection to address unique driving situations. For business clients, the agency can write commercial auto policies for offices, warehouses, and food service operations.
As winter weather arrives in Lafayette, many drivers seek coverage that protects against ice-related accidents and uninsured motorists. Farmers Insurance - Jason Tichota offers local auto insurance policies designed to address seasonal risks like hail damage and slick-road collisions common across Boulder County. Every policy consultation begins with a thorough review of the client's driving habits and vehicle usage patterns. After assessing coverage needs, they perform an initial inspection of the car to verify its condition and confirm accurate risk assessment.
What Does an a Auto Insurance Agent in Lafayette Cost?
The average cost of auto insurance in Colorado is around 1,800 dollars per year for full coverage, but rates vary based on factors like your age, driving record, and vehicle type. In Lafayette, your specific premium could range from 800 to 3,000 dollars annually depending on your coverage limits and deductibles. This is general information and not insurance advice.
About auto insurance agents in Lafayette
An auto insurance agent in Lafayette Colorado can help you find a policy that meets state requirements and fits your budget. Colorado law requires all drivers to carry liability insurance with minimum limits of 25,000 dollars per person for bodily injury and 15,000 dollars for property damage. A local agent understands the specific needs of drivers in Boulder County and can explain options like uninsured motorist coverage.
Frequently Asked Questions
What are the minimum auto insurance requirements in Colorado?
Colorado requires liability coverage of 25,000 dollars per person for bodily injury, 50,000 dollars per accident for bodily injury, and 15,000 dollars per accident for property damage. You must also carry uninsured motorist coverage unless you reject it in writing.
How do I choose an auto insurance agent in Lafayette?
Look for an agent licensed to sell insurance in Colorado who has experience with local driving conditions. You can ask about their knowledge of Colorado specific laws and their ability to compare quotes from multiple insurance companies.
Can an auto insurance agent help me save money on my policy?
Yes an agent can review your driving history and vehicle details to find discounts you may qualify for. Common discounts in Colorado include safe driver discounts, multi-policy discounts, and low mileage discounts.
Auto Insurance Agents in Other Colorado Cities
Arvada · Aurora · Boulder · Brighton · Castle Rock · Centennial · Colorado Springs · Commerce City · Denver · Durango · Eagle · Englewood · Erie · Fort Collins · Glenwood Springs