The top-rated workers' compensation insurance agent in Orem, Utah is Advance Insurance, rated 4.8 stars across 1,319 reviews. Other highly rated options include Miller & Associates Insurance Advisors, Bear River Mutual Insurance - Keystone Insurance Services, L.A. Bowen Insurance Agency, Inc.. This directory lists 18 workers' compensation insurance agents serving Orem.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Advance Insurance | 248 S State St | (801) 226-1100 |
| 2 | Miller & Associates Insurance Advisors | 566 W 800 N UNIT 203 | (801) 228-1384 |
| 3 | Bear River Mutual Insurance - Keystone Insurance Services | 980 E 800 N # 204 | (801) 406-3953 |
| 4 | L.A. Bowen Insurance Agency, Inc. | 1345 W 1600 N St | (801) 226-7283 |
| 5 | Englund Insurance Group | 350 W Center St | (385) 406-8886 |
| 6 | Hill Insurance & Investments LLC | 183 E 840 S | (801) 226-0606 |
| 7 | Insurance Of America | 347 E 1200 S | (801) 854-2348 |
| 8 | Black Arrow Insurance | 815 W 1250 S | (385) 250-7279 |
| 9 | Action Commercial Insurance | 891 S Orem Blvd | (801) 802-0401 |
| 10 | Salmon Insurance LLC | 1391 740 E | (801) 223-3200 |
Advance Insurance serves Orem and Utah County as a workers' compensation insurance agent. The company helps local employers secure coverage that meets state requirements for workplace injury protection. It guides businesses through policy selection, ensuring compliance with Utah’s labor laws. Clients receive assistance with risk management strategies to reduce workplace accidents. The firm also handles payroll classification and premium audits. It manages experience modification factors and assists with claims reporting processes for injured workers.
Miller & Associates Insurance Advisors provides workers' compensation insurance brokerage services for businesses in the Orem, Utah area. It helps employers navigate policy selection and manage premium costs through thorough risk assessments. The agency also offers ongoing policy maintenance to ensure compliance with evolving state regulations. This includes periodic coverage reviews to adjust for payroll changes or new operational exposures. Its services cover a broad range of commercial properties, including single-family homes operated as businesses, apartment complexes, retail storefronts, and local restaurants.
Bear River Mutual Insurance - Keystone Insurance Services serves local businesses and property managers in Orem, Utah, providing workers’ compensation insurance coverage. As a licensed agent, the firm helps employers navigate required workplace injury protection policies in the state. It assists clients with risk management guidance and policy selection to meet compliance standards. The agency also extends its services to employers in nearby Provo and throughout the greater Utah Valley metro area.
Serving the Orem, Utah area and surrounding communities, L.A. Bowen Insurance Agency, Inc. handles workers’ compensation insurance coverage to protect local businesses. It assists companies in securing policies that meet state requirements for employee injury benefits. A typical job begins with a consultation to review a business’s operational risks and payroll size. The agency then identifies suitable carrier options, explains coverage components like medical and disability provisions, and helps finalize the policy application.
Englund Insurance Group specializes in workers' compensation insurance, offering tailored coverage solutions for businesses of all sizes. Located in Orem, UT, the agency guides employers through complex coverage requirements, helping to protect both employees and company assets. They assist with policy selection, claims support, and compliance with local regulations. During periods of seasonal hiring in Utah’s mountain and service industries, the agency helps businesses adjust their coverage to accommodate temporary workforce fluctuations and changing risk levels.
Hill Insurance & Investments LLC assists businesses in Orem, Utah with both one-time policy reviews and recurring annual coverage renewals. These services help employers meet state workers’ compensation requirements while protecting staff from job-related injuries. The agency evaluates liability limits and ensures compliance with local regulations for varied industries. Their professional assistance typically operates on a scheduled basis, coinciding with each client’s policy renewal cycle or as needed for mid-term adjustments and audits.
As construction activity in Orem picks up each spring, local businesses face renewed exposure to workplace injury risks. Insurance Of America helps these employers secure workers' compensation policies that meet Utah’s legal requirements while protecting both the company and its workforce. By assessing each client's specific operational hazards—whether in roofing, manufacturing, or small retail—this Orem agent matches coverage to the actual risk level of each job site. The process begins with an initial review of the business’s accident history and safety protocols during a complimentary consultation.
Black Arrow Insurance serves the greater Orem area as a workers' compensation insurance agent, facilitating coverage that protects employers against the costs of workplace injuries. The company focuses specifically on structuring policies that comply with local regulations while balancing coverage limits with premium affordability. Its specialty includes helping businesses navigate the complexities of experience modification ratings and return-to-work programs tailored for smaller operations. Common commercial sectors it can serve include offices, warehouses, and food service.
Salmon Insurance LLC provides workers’ compensation insurance consultation for businesses in Orem, Utah, beginning with residential service for local clients. Commercial coverage is also arranged for small and medium-sized companies throughout the surrounding area, helping employers meet state regulations while managing workplace risk. Each client receives policy guidance tailored to their specific industry and workforce needs. Follow-up service is available between regular visits to address claim questions, adjust coverage levels, or review renewal options as a business grows or changes its operations.
What Does a a Workers' Compensation Insurance Agent in Orem Cost?
Workers compensation insurance costs in Orem Utah vary by industry, payroll, and claims history. Typical rates range from 0.50 to 3.00 dollars per 100 dollars of payroll for low-risk office jobs, up to 10.00 dollars or more for high-risk construction work. Utah uses a competitive rating system so agents can compare quotes from multiple carriers. This is general information and not insurance advice.
About workers' compensation insurance agents in Orem
Workers compensation insurance agents in Orem Utah help employers obtain coverage required by Utah state law. Utah Code Title 34A requires most employers with one or more workers to carry workers compensation insurance. Agents can also assist with policy audits and claims support for local businesses in Utah County.
Frequently Asked Questions
Which employers in Orem need workers compensation insurance?
Under Utah Code 34A-2-103, all employers with one or more employees must carry workers compensation insurance. This includes part-time and seasonal workers. Independent contractors may be exempt if they meet specific criteria under Utah law.
How do I verify an Orem workers compensation agent is licensed?
You can check an agents license through the Utah Insurance Department website. Agents must hold a valid Utah resident license or a non-resident license for property and casualty insurance. Confirm they are authorized to sell workers compensation policies in Utah.
What happens if I do not have workers comp coverage in Orem?
Utah law imposes severe penalties for non-compliance. The Utah Labor Commission can issue stop-work orders and fines of up to 1000 dollars per day. Employers may also face personal liability for employee injuries and legal costs.
Workers' Compensation Insurance Agents in Other Utah Cities
American Fork · Bountiful · Cedar City · Clearfield · Cottonwood Heights · Draper · Farmington · Kaysville · Layton · Lehi · Logan · Midvale · Murray · Ogden · Pleasant Grove