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Find Workers' Compensation Insurance Agents in Richland Hills, TX

Directory of workers' compensation insurance agents in Richland Hills, Texas. Verify credentials with the state department of insurance before hiring.

2 agents listed
Updated May 2026
Richland Hills, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 2 workers' compensation insurance agents in Richland Hills, TX Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
ALPA Insurance
7249 Blvd 26, Richland Hills, TX 76180
(817) 479-2300 alpainsurance.com
Alejandra Garcia- Farmers Insurance
6821 Baker Blvd STE A, Richland Hills, TX 76118
(682) 253-1688 agents.farmers.com

Workers compensation insurance agents in Richland Hills Texas help local businesses obtain coverage required by Texas state law. While Texas does not mandate private employers to carry workers comp, many choose to do so for legal protection and employee benefits. An agent can guide you through Texas Department of Insurance rules and help you find a policy that fits your business size and risk level.

What Does a Workers' Compensation Insurance Agent in Richland Hills Cost?

Workers compensation insurance costs in Texas typically range from 0.75 to 2.50 per 100 dollars of payroll, depending on your industry classification and claims history. For a small office business in Richland Hills, annual premiums might start around 500 dollars, while a construction company could pay several thousand dollars. Rates are set by the Texas Department of Insurance but vary by carrier. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Is workers compensation insurance required for businesses in Richland Hills Texas?
Texas is unique because private employers are not required by state law to carry workers compensation insurance. However, if you have a contract with a government entity or work in certain industries like construction, coverage may be mandatory. An agent can help you understand your specific obligations under Texas law.
How does Texas law affect workers compensation claims in Richland Hills?
In Texas, workers comp claims are governed by the Texas Labor Code. Employees who accept benefits under a policy give up their right to sue the employer for negligence. The Texas Division of Workers Compensation oversees dispute resolution and sets time limits for reporting injuries, usually within 30 days.
What does a workers compensation insurance agent in Richland Hills do?
An agent helps you compare policies from multiple carriers, explains coverage options like medical benefits and lost wages, and ensures your business complies with Texas regulations. They also assist with policy renewals and can answer questions about premium audits or claim procedures.