Skip to main content

Compare Workers' Compensation Insurance Agents in Horizon City, TX

Looking for a workers' compensation insurance agent in Horizon City? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Horizon City, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 2 workers' compensation insurance agents in Horizon City, TX Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Insurance - Elizabeth Correa
14200 Ashford St Ste A1, Horizon City, TX 79928
(915) 500-5140 agents.farmers.com
Farmers Insurance - Claudia Ramirez Agency
13034 Eastlake Blvd J, Horizon City, TX 79928
(915) 201-0191 agents.farmers.com

A workers compensation insurance agent in Horizon City Texas helps local businesses secure coverage required by Texas law. While Texas does not mandate workers comp for most private employers, many contractors and public entities must carry it. An agent can explain the Texas Division of Workers Compensation rules and help you choose the right policy for your industry.

What Does a Workers' Compensation Insurance Agent in Horizon City Cost?

Workers compensation insurance costs in Texas vary by industry, payroll size, and claims history. For a small business in Horizon City, annual premiums might range from 500 to 3,000 dollars per employee for high risk jobs, while low risk office work can be under 300 dollars per employee. Rates are set by the Texas Department of Insurance and each carrier files its own rates. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Is workers compensation insurance required in Texas for Horizon City businesses?
Texas is unique because most private employers are not required to carry workers compensation insurance. However, public employers and some contractors must have it. An agent can clarify your obligations under Texas Labor Code and help you decide if opting out is right for your business.
What does a workers compensation insurance agent in Horizon City do?
An agent helps you compare policies from multiple carriers, explains Texas specific coverage options like medical benefits and wage replacement, and assists with claims reporting. They also ensure your business classification codes are correct to avoid overpaying.
How long do I have to report a workplace injury in Texas?
Under Texas law, an employee must notify their employer of a work injury within 30 days. The employer then has 8 days to report the claim to the insurance carrier. An agent can guide you on proper reporting procedures to stay compliant.