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Find Workers' Compensation Insurance Agents Near You in Westerly, RI
Compare workers' compensation insurance agents in Westerly. Review contact information and insurance categorys before you decide.
9 agents listed
Updated May 2026
Westerly, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 9 workers' compensation insurance agents in Westerly, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lathrop Insurance
33 Crestview Dr, Westerly, RI 02891
(401) 596-2525
lathropinsurance.com
Fallon Insurance Agency
43 Broad St # 3, Westerly, RI 02891
(401) 868-8265
fallonagency.com
Mansfield Insurance Agency
115 High St #1821, Westerly, RI 02891
(401) 596-2096
mansfieldins.com
Louis Panciera Insurance
48 Main St, Westerly, RI 02891
(401) 596-4977
louispancierainc.com
Neri Agency, Inc.: Allstate Insurance
105 Franklin St Unit 29, Westerly, RI 02891
(401) 596-7770
agents.allstate.com
Thorp & Trainer
107 Airport Rd, Westerly, RI 02891
(401) 596-0146
thorptrainer.com
Schonning Insurance
90 Airport Rd, Westerly, RI 02891
(401) 348-2000
schonninginsurance.com
Bouvier Insurance, A HUB International Company: Westerly
2 Wilder Ave, Westerly, RI 02891
(401) 326-6000
binsurance.com
Philip Overton - Prudential Financial
53 High St Suite 31, Westerly, RI 02891
(401) 596-8297
prudential.com
Workers compensation insurance agents in Westerly Rhode Island help local businesses comply with state law. Rhode Island requires nearly all employers to carry workers compensation coverage, even those with just one employee. A local agent can guide you through the specific requirements of Title 28 of the Rhode Island General Laws and help you find a policy that fits your business needs.
What Does a Workers' Compensation Insurance Agent in Westerly Cost?
Typical workers compensation insurance costs in Rhode Island range from 0.75 to 2.50 per 100 dollars of payroll for low-risk office jobs to 5.00 to 15.00 per 100 dollars for high-risk construction or manufacturing work. Rates are set by the state and vary by classification code and your claims history. This is general information and does not constitute insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need workers compensation insurance for my small business in Westerly?
Yes, Rhode Island law requires all employers with one or more employees to carry workers compensation insurance. This includes part-time and seasonal workers. Failure to have coverage can result in fines and legal penalties.
How does a workers compensation insurance agent in Westerly help me?
An agent evaluates your business risks, explains Rhode Island coverage requirements, and compares policies from multiple carriers. They also assist with policy renewals, audits, and claims questions to keep your business compliant.
What factors affect the cost of workers comp insurance in Rhode Island?
Costs depend on your industry classification, payroll size, claims history, and safety record. Rhode Island uses a classification system set by the National Council on Compensation Insurance (NCCI). Your agent can help you find discounts for safety programs or drug-free workplaces.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.