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Workers' Compensation Insurance Agents in West Warwick, RI

Directory of workers' compensation insurance agents in West Warwick, Rhode Island. Verify credentials with the state department of insurance before hiring.

9 agents listed
Updated May 2026
West Warwick, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 9 workers' compensation insurance agents in West Warwick, RI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Dacey Insurance Agency, a World Company
1350 Division Rd #101, West Warwick, RI 02893
(401) 398-8020 daceyinsurance.com
John J Clarke Insurance, Inc
1226 Main St #1, West Warwick, RI 02893
(401) 821-7330 insuranceri.info
Graham Insurance Inc
328 Cowesett Ave Suite 4, West Warwick, RI 02893
(401) 828-7946 grahaminsuranceinc.com
Silver Auto Insurance
1350 Division Rd #101, West Warwick, RI 02893
(401) 298-9815
MetLife - Donna Averill
312 Cowesett Ave, West Warwick, RI 02893
(401) 279-0735
World Insurance Associates LLC
1350 Division Rd Suite 101 & 104A, West Warwick, RI 02893
(401) 884-1090 locations.worldinsurance.com
Blink Insurance Service
1235 Division Rd, West Warwick, RI 02893
(401) 655-2967
Insurance
255 Quaker Ln # 700, West Warwick, RI 02893
(401) 615-7110
Smile More Insurance LLC
312 Cowesett Ave, West Warwick, RI 02893
(401) 655-2911

Workers compensation insurance agents in West Warwick help businesses comply with Rhode Island state law. Rhode Island requires most employers to carry workers compensation coverage. A local agent can explain the specific rules for your industry and help you find a policy that fits your needs.

What Does a Workers' Compensation Insurance Agent in West Warwick Cost?

Workers compensation insurance costs in Rhode Island vary by industry and payroll. For a small office or retail business, annual premiums may range from 500 to 2,000 dollars per employee. Higher risk industries like construction or manufacturing can cost 3,000 to 10,000 dollars or more per employee per year. These are general estimates and your actual cost will depend on your specific business details. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need workers compensation insurance in West Warwick Rhode Island?
Yes, Rhode Island law requires all employers with one or more employees to carry workers compensation insurance. This includes part-time and seasonal workers. Failure to have coverage can result in fines and legal penalties.
How does a workers compensation insurance agent help my business?
An agent reviews your business operations and payroll to find a policy that meets Rhode Island requirements. They can also assist with claims reporting and help you understand your experience modification factor. This service can save you time and reduce compliance risks.
What factors affect workers compensation insurance costs in Rhode Island?
Costs are based on your industry classification, payroll size, and claims history. Rhode Island uses a state-mandated rate system, but individual carriers can offer different discounts. An agent can compare options to find competitive pricing for your specific situation.