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Find Workers' Compensation Insurance Agents in South Kingstown, RI
Directory of workers' compensation insurance agents in South Kingstown, Rhode Island. Verify credentials with the state department of insurance before hiring.
4 agents listed
Updated May 2026
South Kingstown, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 4 workers' compensation insurance agents in South Kingstown, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Capalbo Insurance Group LLC
49 S County Commons Way F-3F, South Kingstown, RI 02879
(401) 268-3000
capalboinsurance.com
Kingston Insurance Agency, LLC
730 Kingstown Rd 2nd Floor, South Kingstown, RI 02879
(401) 433-9442
kingstoninsuranceagency.com
EverTrust Insurance RI
77 Old Tower Hill Rd, South Kingstown, RI 02879
(401) 293-8224
Northwestern Mutual Life Insurance
24 Salt Pond Rd STE D8, South Kingstown, RI 02879
(401) 789-4600
northwesternmutual.com
Workers compensation insurance agents in South Kingstown help local businesses obtain the coverage required by Rhode Island law. Rhode Island General Law Title 28 mandates that nearly all employers with one or more employees carry workers compensation insurance. An agent can guide you through policy options and ensure compliance with state regulations.
What Does a Workers' Compensation Insurance Agent in South Kingstown Cost?
Typical workers compensation insurance costs in Rhode Island range from about $0.50 to $3.00 per $100 of payroll, depending on the job classification and claims history. For a small retail business the rate may be around $1.00 per $100, while construction trades can be higher. Each policy is unique and final costs depend on your specific business details. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Is workers compensation insurance required for all businesses in South Kingstown Rhode Island?
Yes, Rhode Island law requires any employer with one or more employees to carry workers compensation insurance. This includes part time and seasonal workers. Failure to have coverage can result in fines and legal penalties.
What does a workers compensation insurance agent in South Kingstown do?
A workers compensation insurance agent helps you find a policy that meets Rhode Island state requirements. They explain coverage options, help with payroll classification, and assist with claims reporting. They also advise on ways to reduce your premium through safety programs.
How are workers compensation insurance premiums calculated in Rhode Island?
Premiums are based on your payroll, the classification code for each type of work, and your experience modification factor. The experience mod compares your claims history to other businesses in your industry. An agent can help you understand these factors and find competitive quotes.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.