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Showing 3 workers' compensation insurance agents in Portsmouth, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Paul St Laurent: Allstate Insurance
202B Clock Tower Square, Portsmouth, RI 02871
(401) 732-1001
agents.allstate.com
Bessette Insurance
3056 E Main Rd, Portsmouth, RI 02871
(401) 683-0177
bessetteinsurance.com
Embrace Benefits
300 High Point Ave 2nd Floor, Portsmouth, RI 02871
(401) 239-0006
embracebenefits.com
What Does a Workers' Compensation Insurance Agent in Portsmouth Cost?
Workers compensation insurance costs in Rhode Island vary by industry and payroll. For example, a small office business might pay around $0.50 to $1.50 per $100 of payroll, while a construction company could pay $5 to $15 per $100 of payroll. Premiums are also affected by your experience modification factor. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need workers compensation insurance in Portsmouth Rhode Island?
Yes, Rhode Island law requires all employers with one or more employees to carry workers compensation insurance. This includes part time and seasonal workers. Failure to provide coverage can result in fines and legal penalties.
How does a workers compensation insurance agent help my business?
An agent can assess your business risks and find a policy that fits your needs. They also help you understand Rhode Island specific rules like the 10 day waiting period for lost wages. Agents can assist with claims and policy renewals.
What factors affect workers compensation insurance costs in Rhode Island?
Costs are based on your industry classification, payroll size, and claims history. Rhode Island uses a state approved rate system. Your agent can help you identify safety programs that may lower your premium.