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Compare Workers' Compensation Insurance Agents in Narragansett, RI
Looking for a workers' compensation insurance agent in Narragansett? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Narragansett, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 2 workers' compensation insurance agents in Narragansett, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Narragansett
14 Woodruff Ave, Narragansett, RI 02882
(401) 789-3000
branches.northeast.aaa.com
Sunshine Insurance RI
120 Point Judith Rd, Narragansett, RI 02882
(401) 213-1307
Workers compensation insurance agents in Narragansett help local businesses obtain the required coverage under Rhode Island law. Rhode Island requires most employers to carry workers compensation insurance for all employees, including part-time and seasonal workers. An agent can explain how state-specific classifications and rates apply to your Narragansett business.
What Does a Workers' Compensation Insurance Agent in Narragansett Cost?
Workers compensation insurance costs in Rhode Island vary by industry and payroll. For a small business in Narragansett, annual premiums typically range from several hundred to several thousand dollars. High-risk industries like construction may pay more than low-risk office work. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a workers compensation insurance agent in Narragansett do?
An agent helps you find a policy that meets Rhode Island workers compensation requirements. They can compare quotes from multiple carriers and advise on coverage limits. They also assist with filing claims and managing policy changes.
Is workers compensation insurance required for all businesses in Narragansett?
Yes, Rhode Island law requires nearly all employers with one or more employees to carry workers compensation insurance. This includes full-time, part-time, and seasonal workers. Sole proprietors and some family members may be exempt.
How do Rhode Island workers compensation rates work?
Rates are set by the Rhode Island Department of Business Regulation based on industry classification codes. Your premium is calculated using your payroll and the rate for your business class. An agent can help you verify your classification to ensure accurate pricing.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.