The top-rated workers' compensation insurance agent in Stillwater, Oklahoma is Jeff Millerd - State Farm Insurance Agent, rated 4.9 stars across 517 reviews. Other highly rated options include Lucas Grounds - State Farm Insurance Agent, J K Meadors & Co, Scott Leming - State Farm Insurance Agent. This directory lists 20 workers' compensation insurance agents serving Stillwater.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jeff Millerd - State Farm Insurance Agent | 401 S Main St | (405) 372-4242 |
| 2 | Lucas Grounds - State Farm Insurance Agent | 2121 W 6th Ave | (405) 372-9700 |
| 3 | J K Meadors & Co | 703 S Western Rd | (405) 377-0000 |
| 4 | Scott Leming - State Farm Insurance Agent | 1102 W 6th Ave | (405) 372-9206 |
| 5 | Farmers Insurance - Jodie Jackson | 1120 N Duck St # B | (405) 743-1000 |
| 6 | Messer Bowers Insurance | 730 S Western Rd | (405) 372-1238 |
| 7 | Loftis & Wetzel Insurance - Stillwater | 139 S Main St | (405) 334-5477 |
| 8 | Shelter Insurance - Jeff Bryant | 2300 W 7th Ave | (405) 743-1999 |
| 9 | The Peak Agency - Oklahoma City | 1209 S Main St | (405) 449-4330 |
| 10 | The Murphy Agency | 118 W 8th Ave | (405) 372-5544 |
Jeff Millerd - State Farm Insurance Agent serves the Stillwater, Oklahoma area and surrounding communities, specializing in workers' compensation insurance agency services. This agent provides coverage solutions designed to protect businesses and their employees against work-related injuries and illnesses. Policy options are tailored to meet local industry requirements, helping employers manage their risk. Jeff Millerd - State Farm Insurance Agent handles coverage for workplace accident claims and ongoing medical benefits for injured workers in Stillwater.
Lucas Grounds - State Farm Insurance Agent in Stillwater, OK, provides workers' compensation insurance coverage designed to protect businesses from costs associated with workplace injuries. The agency assists clients in selecting appropriate policies and offers ongoing service to help manage risk and meet filing requirements. Regular policy reviews are conducted to ensure coverage keeps pace with changing business needs. The agency serves a variety of commercial properties, including single-family homes, apartments, retail establishments, and restaurants.
Businesses and employers in Stillwater, OK, including those with regional operations, rely on this firm for workers' compensation insurance agent services. The agency helps local companies manage risk through coverage options that protect employees and meet regulatory requirements. It provides guidance on policy selection, claims support, and workplace safety strategies tailored to industry needs. Its coverage area extends to neighboring communities such as Perkins, offering similar professional assistance to commercial clients throughout the surrounding metro region.
Serving Stillwater, Oklahoma, and the surrounding Payne County communities, Scott Leming - State Farm Insurance Agent provides coverage for workers' compensation insurance. The agency handles employer liability policies that help cover medical expenses and lost wages for employees injured on the job. Its general approach to managing a typical claim begins with a thorough review of the incident to ensure accurate filing and compliance with state regulations.
Farmers Insurance - Jodie Jackson offers workers' compensation insurance agency services in Stillwater, Oklahoma. It specializes in helping local businesses obtain coverage that addresses workplace injury claims and related medical expenses. The agency also guides employers through policy selection to meet state requirements and operational needs. Whether a business faces seasonal fluctuations in staffing or experiences a sudden workplace incident, the agency assists with adjusting coverage to maintain compliance and protect operations during these transitions.
For workers’ compensation needs, a business can choose a one-time policy review or a recurring service plan that includes annual audits and modifications. Messer Bowers Insurance assists Stillwater employers through coverage selection, helping align policies with Oklahoma regulations and workplace risk levels. Understanding local industry classifications is key to proper premium calculation. The firm identifies appropriate carve-outs or experience rating adjustments. Their services operate on an as-needed basis, allowing clients to request consultations or policy amendments whenever circumstances require an immediate adjustment.
Loftis & Wetzel Insurance - Stillwater provides commercial insurance brokerage services for businesses in Oklahoma, with a specialized focus on workers' compensation coverage. The agency helps employers navigate workplace injury protection requirements and manage associated claim processes for their respective industries. It assists clients in structuring policies that address specific operational risks and compliance needs. This firm serves a range of commercial sectors, including professional offices, warehouses, storage facilities, and food service establishments.
As Stillwater businesses navigate seasonal shifts in staffing and liability, securing proper workers’ compensation coverage becomes essential for protecting both employees and operations. Shelter Insurance, operated by Jeff Bryant, provides local guidance on policies tailored to regional industry needs. The agency evaluates each company’s size, risk factors, and payroll to recommend appropriate plans that satisfy Oklahoma requirements. An initial consultation is followed by a thorough review of existing safety protocols and a scheduled on-site workplace inspection to assess hazards and verify accurate classification codes.
The Peak Agency - Oklahoma City is a workers' compensation insurance agent in Stillwater, Oklahoma, known for helping local businesses secure coverage that meets state requirements. It assists clients with managing premium costs through employer classifications and claims oversight. The agency evaluates policy options from various carriers to find suitable protection for different industry types. It can provide additional services by integrating return-to-work programs that help reduce lost-time claims and control overall policy expenses.
What Does a a Workers' Compensation Insurance Agent in Stillwater Cost?
Workers compensation insurance costs in Oklahoma typically range from 0.50 to 2.50 dollars per 100 dollars of payroll, depending on your industry risk classification. For a small office business, the rate might be around 0.50 dollars, while construction work can be 2.00 dollars or more. Your premium is also affected by your claims history and safety programs. This is general information and not insurance advice.
About workers' compensation insurance agents in Stillwater
Workers compensation insurance agents in Stillwater help Oklahoma businesses meet state coverage requirements. Oklahoma law requires most employers with one or more employees to carry workers compensation insurance. An agent can explain the specific rules for agricultural workers and other exemptions under Oklahoma statute.
Frequently Asked Questions
What does a workers compensation insurance agent in Stillwater do?
An agent helps you choose a policy that meets Oklahoma state requirements. They can explain coverage limits and assist with claims reporting. They also help you understand how your premium is calculated based on payroll and industry classification.
Is workers compensation insurance required for all businesses in Stillwater Oklahoma?
Yes, most Oklahoma employers with one or more employees must carry workers compensation insurance. Exceptions include some agricultural employers and certain sole proprietors. An agent can confirm if your business qualifies for an exemption.
How can I find a workers compensation insurance agent in Stillwater?
You can search online for licensed agents in Payne County or contact the Oklahoma Insurance Department for a list. Many local independent agencies in Stillwater offer workers compensation policies. You can also ask other business owners for referrals.
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