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Find Workers' Compensation Insurance Agents Near You in Willoughby, OH
Directory of workers' compensation insurance agents in Willoughby, Ohio. Verify credentials with the state department of insurance before hiring.
4 agents listed
Updated May 2026
Willoughby, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 4 workers' compensation insurance agents in Willoughby, OH
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Great Lakes Insurance Pros
38052 Euclid Ave #101, Willoughby, OH 44094
(440) 709-1696
glipros.com
The Merhar Agency LLC
4077 Clark Ave, Willoughby, OH 44094
(440) 946-2040
merharagency.com
Tom Ferguson - State Farm Insurance Agent
33203 Euclid Ave, Willoughby, OH 44094
(440) 944-3339
tomferguson.us
Howell Insurance Agency
34331 Ridge Rd, Willoughby, OH 44094
(440) 943-7000
howell.agency
Workers compensation insurance agents in Willoughby Ohio help employers secure coverage required under Ohio law. Ohio is a monopolistic state where the Ohio Bureau of Workers Compensation sets rates and provides coverage. A local agent can guide you through the application process and ensure compliance with state regulations.
What Does a Workers' Compensation Insurance Agent in Willoughby Cost?
Workers compensation insurance costs in Ohio are determined by the Ohio BWC based on your business type and payroll. Rates typically range from 0.50 to 5.00 dollars per 100 dollars of payroll, depending on risk classification. For example, a low-risk office job might cost 0.50 dollars per 100 dollars of payroll, while a high-risk construction job could cost 5.00 dollars or more. Actual costs vary by situation. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need workers compensation insurance for my Willoughby business?
Yes, Ohio law requires most employers with at least one employee to carry workers compensation coverage. You can obtain this through the Ohio Bureau of Workers Compensation or a private insurance carrier if you qualify for self-insurance. An agent can help you determine your specific obligations.
How does Ohio workers compensation differ from other states?
Ohio is a monopolistic state, meaning the Ohio BWC is the primary provider of workers compensation insurance. Private insurance is only available for certain self-insured employers. Rates are set by the BWC based on industry classification and your claims history.
What happens if I do not have workers comp coverage in Willoughby?
Failure to carry required coverage can result in fines, stop-work orders, and personal liability for employee injuries. The Ohio BWC can assess penalties of up to 100 percent of the premium owed. An agent can help you avoid these risks by securing proper coverage.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Ohio.