The top-rated workers' compensation insurance agent in Wilmington, North Carolina is Able Insurance, rated 4.8 stars across 2,675 reviews. Other highly rated options include Jonathan Calhoun - State Farm Insurance Agent, Atlantic Coast Insurance Agency, Acrisure Wilmington, NC (Don Bullard). This directory lists 20 workers' compensation insurance agents serving Wilmington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Able Insurance | 4008 Oleander Dr | (910) 452-4333 |
| 2 | Jonathan Calhoun - State Farm Insurance Agent | 507 Shipyard Blvd | (910) 632-2397 |
| 3 | Atlantic Coast Insurance Agency | 29 S Kerr Ave | (910) 343-0030 |
| 4 | Acrisure Wilmington, NC (Don Bullard) | 110 Dungannon Blvd #150 | (910) 791-5400 |
| 5 | Superior Insurance | 2390 Carolina Beach Rd #101 | (910) 399-6628 |
| 6 | Wells Insurance | 1 N 3rd St | (910) 762-8551 |
| 7 | April Jones Insurance | 1213 Culbreth Dr Suite 455 | (910) 660-0215 |
| 8 | Insurance Solutions | 1201 Floral Pkwy | (910) 332-0404 |
| 9 | ALLCHOICE Insurance | 2018 Eastwood Rd | (910) 500-6116 |
| 10 | Sheally Insurance Group | 34 Covil Ave | (910) 452-9877 |
Able Insurance works with businesses throughout New Hanover County and the Wilmington area on their workers’ compensation insurance needs. As a local agency, it helps employers select coverage that meets state requirements while protecting both the company and its workforce. The team guides clients through policy options for various industries, assisting with claims reporting and premium management. Able Insurance specifically handles contractor policies and coverage for small retail businesses operating in this region.
Jonathan Calhoun - State Farm Insurance Agent serves local business owners, property managers, and small-to-medium enterprises needing workers' compensation insurance in Wilmington, NC. The company helps employers understand coverage requirements and manage claims procedures to protect their workforce and bottom line. Policies are customized to fit different industry risks and payroll structures. Clients receive guidance on compliance with North Carolina workers' compensation laws and workplace safety resources. The agency also covers nearby areas within New Hanover County and the Carolina Beach and Leland communities.
Atlantic Coast Insurance Agency provides comprehensive workers' compensation coverage solutions for businesses throughout the Wilmington, NC area, including policy placement and risk management guidance. The agency assists clients with navigating claims processes and offers proactive support to help manage workplace safety and compliance obligations, ensuring ongoing policy maintenance and adjustments as business needs evolve. It services a diverse property base including single-family homes, apartments, retail, and restaurants.
Serving Wilmington, North Carolina, and the surrounding communities, Acrisure (Don Bullard) focuses on workers’ compensation insurance for local businesses. The agent handles coverage for medical costs and lost wages arising from workplace injuries, addressing a wide range of industries from construction to small retail. For a typical job, it reviews the client’s operational risks and employee classifications to match limits with state requirements, tailoring a policy to fit the specific business needs.
Superior Insurance in Wilmington, NC distinguishes between one-time consultations for immediate workers’ compensation needs and ongoing service for continuous policy management. Their coverage options are tailored to help local businesses meet North Carolina’s mandatory insurance requirements while protecting against workplace injury claims. The service operates on both a scheduled appointment basis for regular policy reviews and as-needed support for new claims or sudden coverage adjustments.
Wells Insurance specializes in connecting Wilmington businesses with workers’ compensation policies that meet regulatory obligations and protect against workplace injury costs. The agency routinely advises employers on coverage limits, claims reporting, and premium audits to maintain compliance. Workers’ compensation risks evolve with seasonal weather events like hurricane season, when the agency helps clients secure coverage for temporary workers involved in clean-up and debris removal.
As coastal North Carolina businesses prepare for hurricane season, April Jones Insurance provides workers' compensation coverage in Wilmington to help employers manage employee injury risks and comply with state regulations. The company assists local contractors, hospitality staff, and small business owners in securing policies that address medical expenses and lost wages. Each client receives a review of their specific workplace hazards to ensure appropriate protection is in place. An initial inspection of the job site is scheduled to identify potential safety concerns and adjust coverage accordingly.
Insurance Solutions provides workers’ compensation insurance coverage in the Wilmington, NC area, focusing on the specific needs of local business owners. The agency helps employers secure policies that cover medical expenses and lost wages for work-related injuries. It also advises on risk management practices to help reduce claims. Commercial operations that typically require this coverage include offices, warehouses, and food service establishments.
ALLCHOICE Insurance serves Wilmington businesses seeking workers’ compensation coverage, starting with support for their commercial insurance needs across the region. As a local agency, it assists employers in obtaining policies that meet state requirements and protect both staff and company operations. The agency works directly with clients to review coverage options and adjust plans as job roles evolve. Between regular policy reviews, agents provide follow-up service for claims questions or payroll changes, ensuring businesses stay compliant and prepared year after year.
Sheally Insurance Group in Wilmington, NC is known for helping businesses secure workers' compensation coverage tailored to their operational needs. They assist local employers in managing the complexities of occupational injury insurance, ensuring compliance with North Carolina regulations while balancing cost and protection. Their services typically extend to evaluating risk exposures and recommending appropriate policy structures. A specialty service they can add on is offering guidance on experience modification factors to help reduce future premiums.
What Does a a Workers' Compensation Insurance Agent in Wilmington Cost?
Workers compensation insurance costs in North Carolina vary by industry and payroll. Average rates range from about 1.5 to 3.5 dollars per 100 dollars of payroll for low-risk office jobs. For high-risk construction work rates can be 10 to 20 dollars per 100 dollars of payroll. Your exact premium depends on your business classification and claims history. This is general information and not insurance advice.
About workers' compensation insurance agents in Wilmington
Workers compensation insurance agents in Wilmington North Carolina help businesses meet state legal requirements. North Carolina law requires most employers with three or more employees to carry workers compensation coverage. An agent can guide you through the process of obtaining a policy that fits your business needs.
Frequently Asked Questions
Who needs workers compensation insurance in North Carolina?
In North Carolina any employer with three or more employees must carry workers compensation insurance. Certain industries like construction have additional requirements. Sole proprietors and partners may choose to exempt themselves.
What does a workers compensation insurance agent do in Wilmington?
A workers compensation insurance agent helps you find a policy that meets North Carolina state requirements. They can explain coverage options and help you compare quotes from different carriers. They also assist with policy changes and renewals.
How long do I have to report a workplace injury in North Carolina?
In North Carolina an employee must notify their employer of a workplace injury within 30 days. The employer then has five days to report the injury to their insurance carrier. An agent can help you understand these reporting deadlines.
Workers' Compensation Insurance Agents in Other North Carolina Cities
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