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Workers' Compensation Insurance Agents in St James, NY

Looking for a workers' compensation insurance agent in St James? Review the directory below to compare your options.

9 agents listed
Updated May 2026
St James, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 9 workers' compensation insurance agents in St James, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
James Winter - State Farm Insurance Agent
312 Lake Ave, St James, NY 11780
(631) 981-1000 jamesjwinter.com
Thomas Maher: Allstate Insurance
462 Moriches Rd, St James, NY 11780
(631) 686-5177 agents.allstate.com
Christian Gregory: Allstate Insurance
872 Middle Country Rd, St James, NY 11780
(631) 265-5800 agents.allstate.com
Jim Winter - State Farm Insurance Agent
312 Lake Ave, St James, NY 11780
(631) 584-5929 jameslwinter.com
Tim Fleming: Allstate Insurance
419 N Country Rd Ste 1, St James, NY 11780
(631) 208-5266 agents.allstate.com
Dowling Knipfing Klein Insurance
500 Lake Ave, St James, NY 11780
(631) 584-6222 dkkins.com
James Insurance service NY
610 Middle Country Rd, St James, NY 11780
(917) 336-8437
Larry Darcey: Allstate Insurance
872 Middle Country Rd, St James, NY 11780
(631) 265-5800 agents.allstate.com
CSI Insurance Agency
271 Lake Ave, St James, NY 11780
(631) 257-5522 csiinsagency.com

Workers compensation insurance agents in St James New York help local businesses secure the required coverage under New York State law. New York requires most employers to provide workers compensation insurance for their employees, with penalties for non-compliance. A local agent can guide you through the specific requirements for Suffolk County businesses.

What Does a Workers' Compensation Insurance Agent in St James Cost?

Workers compensation insurance costs in New York vary by industry, payroll size, and claims history. Typical rates range from 0.75 to 2.50 dollars per 100 dollars of payroll for low-risk office jobs, and 5 to 20 dollars per 100 dollars for high-risk construction work. New York uses a loss cost multiplier system that can affect final premiums. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a workers compensation insurance agent in St James do?
A workers compensation insurance agent helps you find and purchase a policy that meets New York State requirements. They explain coverage options, assist with payroll classification, and help you understand your legal obligations under NY Workers Compensation Law.
Is workers compensation insurance mandatory for businesses in St James New York?
Yes, New York law requires most employers to carry workers compensation insurance. Failure to provide coverage can result in fines up to 2000 dollars per 10-day period and possible criminal charges. A local agent can ensure your policy meets state standards.
How do I choose a workers compensation insurance agent in St James?
Look for an agent licensed in New York with experience serving small to medium businesses in Suffolk County. Ask about their knowledge of NY-specific rating rules and classification codes. Check their reputation with local business groups.