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Workers' Compensation Insurance Agents in Malta, NY

Directory of workers' compensation insurance agents in Malta, New York. Verify credentials with the state department of insurance before hiring.

2 agents listed
Updated May 2026
Malta, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 2 workers' compensation insurance agents in Malta, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mackenzie Frederick - State Farm Insurance Agent
1 Hemphill Pl Ste 105, Malta, NY 12020
(518) 899-4734 mfrederickinsurance.com
EverGro Insurance Agency
100 Saratoga Village Blvd #36-O, Malta, NY 12020
(518) 400-1088 evergroinsurance.com

Workers compensation insurance agents in Malta New York help local businesses secure coverage required by New York State law. New York requires almost all employers to provide workers comp benefits to their employees. A local agent can guide you through NYS classification codes and premium calculations specific to Saratoga County industries.

What Does a Workers' Compensation Insurance Agent in Malta Cost?

Workers compensation insurance costs in New York are based on your industry classification code and total payroll. For a typical small business in Malta, rates can range from 0.75 to over 10 dollars per 100 dollars of payroll. High-risk industries like construction pay more than low-risk office work. Your agent can provide a quote based on your specific business details. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a workers compensation insurance agent in Malta do?
A workers compensation insurance agent helps businesses find and purchase a policy that meets New York State requirements. They assess your business risks, explain coverage options, and assist with claims reporting and policy renewals.
Is workers compensation insurance required for all businesses in Malta New York?
Yes, New York State law requires almost all employers to carry workers compensation insurance. This includes part-time workers and family members. Failure to have coverage can result in fines and stop-work orders.
How much does workers compensation insurance cost for a small business in Malta?
Costs vary by industry and payroll. In New York, rates are set by the New York Compensation Insurance Rating Board. Small businesses might pay between 1 and 5 dollars per 100 dollars of payroll. Actual costs depend on your specific classification code and claims history.