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Workers' Compensation Insurance Agents in Clayton, NY

Directory of workers' compensation insurance agents in Clayton, New York. Verify credentials with the state department of insurance before hiring.

3 agents listed
Updated May 2026
Clayton, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 3 workers' compensation insurance agents in Clayton, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Grant E Dier, Inc.
351 James St, Clayton, NY 13624
(315) 686-5161 dierinsurance.com
Cerow Agency Inc
221 John St, Clayton, NY 13624
(315) 686-3111 cerowagency.com
Thousand Islands Agency
853 James St, Clayton, NY 13624
(315) 686-5536 tiagency.com

Workers compensation insurance agents in Clayton New York help local businesses secure coverage required by New York State law. New York mandates that nearly all employers provide workers comp benefits for employees. An agent can guide you through the classification codes and premium calculations specific to the Thousand Islands region.

What Does a Workers' Compensation Insurance Agent in Clayton Cost?

Workers compensation insurance costs in New York vary by industry classification and payroll. For a small business in Clayton, annual premiums typically range from 500 to 3000 dollars per employee for low-risk office work, and up to 5000 dollars or more for construction or maritime jobs. Rates are set by the New York State Insurance Fund and private carriers. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need workers compensation insurance for my business in Clayton New York?
Yes, New York State requires all employers with one or more employees to carry workers compensation insurance. This includes part-time and seasonal workers common in the Clayton tourism and maritime industries.
How does a workers compensation insurance agent in Clayton help my business?
An agent can review your business operations to determine the correct classification codes for your employees. They also help you compare policies from multiple carriers to find coverage that meets New York State requirements.
What happens if I do not carry workers comp insurance in New York?
New York imposes severe penalties including fines up to 2000 dollars per 10-day period of non-compliance. You may also face a stop-work order and personal liability for any employee injury costs.