ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Workers' Compensation Insurance Agents Near You in Ramsey, NJ
Directory of workers' compensation insurance agents in Ramsey, New Jersey. Verify credentials with the state department of insurance before hiring.
3 agents listed
Updated May 2026
Ramsey, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 3 workers' compensation insurance agents in Ramsey, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Randy Loyd - State Farm Insurance Agent
145 N Franklin Tpke #333, Ramsey, NJ 07446
(201) 825-2100
randyloyd.com
American Insurance Agency LLC
145 N Franklin Tpke, Ramsey, NJ 07446
(551) 866-1741
Key Group Benefits
70 Hilltop Rd #2450, Ramsey, NJ 07446
(201) 604-2524
keygroupbenefit.com
Workers compensation insurance agents in Ramsey New Jersey help local businesses secure coverage required by state law. New Jersey mandates that nearly all employers provide workers comp benefits for employees. An agent can explain policy options and ensure compliance with New Jersey Department of Banking and Insurance rules.
What Does a Workers' Compensation Insurance Agent in Ramsey Cost?
Workers compensation insurance costs in New Jersey vary by industry and payroll. For a small retail business in Ramsey, annual premiums might range from 500 to 2,000 dollars per employee. High risk industries like construction can cost 5,000 dollars or more per employee. Rates are set by the New Jersey Compensation Rating and Inspection Bureau. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a workers compensation insurance agent in Ramsey do?
An agent helps Ramsey employers find a policy that meets New Jersey legal requirements. They compare quotes from multiple carriers and advise on coverage limits. They also assist with policy renewals and claims questions.
Is workers comp insurance required for all businesses in Ramsey New Jersey?
Yes, New Jersey law requires most employers with one or more employees to carry workers compensation insurance. This includes part time and seasonal workers. Sole proprietors and some family members may be exempt.
How can a Ramsey business get a quote for workers comp insurance?
Contact a licensed workers compensation insurance agent in Ramsey. The agent will ask about your business type, payroll, and claims history. They then provide quotes from different insurance companies.
Free • No Obligation
Compare Workers' Compensation Insurance Agents
Get matched with agents in Ramsey who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.