The top-rated workers' compensation insurance agent in Rochester, New Hampshire is Bernier Insurance Agency, rated 4.9 stars across 122 reviews. Other highly rated options include Keslar Insurance Agency - Rochester Office, Kevin Ryan - State Farm Insurance Agent, Michael Testa - State Farm Insurance Agent. This directory lists 15 workers' compensation insurance agents serving Rochester.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bernier Insurance Agency | 32 Wakefield St | (603) 335-2345 |
| 2 | Keslar Insurance Agency - Rochester Office | 16 N Main St | (603) 602-1112 |
| 3 | Kevin Ryan - State Farm Insurance Agent | 197 Columbus Ave Ste 106 | (603) 332-5200 |
| 4 | Michael Testa - State Farm Insurance Agent | 73 Pickering Rd Ste 202-F | (603) 332-4444 |
| 5 | Hi Rise Insurance | 12 Charles St | (603) 332-1983 |
| 6 | Bernier Insurance Inc: Bowley Pauline | 32 Wakefield St # 1268 | (603) 335-2345 |
| 7 | Peggy Lynch - State Farm Insurance Agent | 147 Wakefield St | (603) 332-1191 |
| 8 | Jenness & Jenness Agency | 663 Pickering Rd | (603) 332-3030 |
| 9 | Great Insurance New Hampshire | 95 S Main St | (603) 605-8087 |
| 10 | United Insurance | 120 Washington St #201 | (603) 332-3700 |
Bernier Insurance Agency serves the Rochester, New Hampshire area as a workers’ compensation insurance agent. The company assists local employers in securing coverage that meets state regulatory requirements for workplace injury benefits. They help businesses evaluate their payroll classifications and risk levels to obtain appropriate policies. The agency also provides guidance on claims reporting procedures to ensure compliance with New Hampshire’s workers’ compensation laws. Their handled services include managing policy renewals and coordinating with carriers to resolve premium audit issues.
Keslar Insurance Agency - Rochester Office serves businesses, commercial property managers, and contractors in need of specialized workers’ compensation coverage. The agency helps employers manage the complexities of payroll classification and premium auditing to maintain compliance with state regulations. Dedicated guidance is provided throughout the claims process to help mitigate lost-time incidents. Covering Rochester directly, the agency also extends its services to nearby communities including Farmington and the broader Strafford County area.
Kevin Ryan - State Farm Insurance Agent in Rochester, NH, provides workers' compensation insurance for businesses, including risk assessment and policy selection to cover employee injuries and lost wages. The agency offers ongoing policy management and review services to ensure coverage adjusts with business growth or operational changes. Addressing both new clients and existing policyholders, its service plans include claims support and employer liability guidance throughout the policy term. The agent works with local properties such as single-family homes with small staff, apartment complexes, retail stores, and restaurants.
Michael Testa - State Farm Insurance Agent serves Rochester, New Hampshire and the surrounding communities, handling workers' compensation insurance coverage for local businesses. It assists employers in securing policies that meet state requirements for on-the-job injury protection. The agency focuses on explaining coverage options and helping clients manage their accounts throughout the policy period. Its approach typically involves reviewing a business’s specific operations to align coverage with workplace risks while ensuring compliance with New Hampshire regulations.
Hi Rise Insurance in Rochester, NH, offers workers' compensation insurance as both a one-time policy purchase and as an ongoing service for businesses that require recurring coverage adjustments. The agency provides access to plans that cover medical expenses, lost wages, and legal liabilities from workplace injuries, ensuring employers meet state compliance requirements. These services are available on an as-needed basis, allowing businesses to request policy modifications or new quotes whenever their operational risks change.
As winter weather increases workplace slip-and-fall injuries in the Seacoast region, Bernier Insurance Inc Bowley Pauline offers workers’ compensation coverage tailored to small and mid-sized businesses in Rochester, New Hampshire. The agency advises local employers on policy limits and premium structure to meet state compliance requirements. Services include reviewing payroll classifications, recommending suitable deductible levels, and helping with claims reporting. To begin exploring coverage options, the agency offers an on-site workplace inspection to identify potential hazards.
Peggy Lynch - State Farm Insurance Agent specializes in workers' compensation coverage, helping employers manage the financial risks of workplace injuries. The agency also addresses general business insurance needs, finding policies that meet local operational requirements. Workers' compensation insurance agents in this region assist companies with policy selection, payroll reporting, and claim support. In Rochester, NH, this service proves particularly valuable during winter months, when icy conditions increase the likelihood of employee slips and falls at commercial properties.
Jenness & Jenness Agency advises businesses on structuring workers’ compensation coverage to protect employees and manage employer liability. As a specialty agency in Rochester, NH, it focuses exclusively on this particular insurance field, helping clients navigate compliance and claim procedures. Coverage typically addresses medical costs and lost wages for job-related injuries. The agency can tailor policies for diverse commercial sectors, including offices, warehouses, and food service operations.
Great Insurance New Hampshire, based in Rochester, assists local businesses with their workers' compensation insurance needs by guiding them through policy options and regulatory requirements. The agency helps employers secure coverage that protects both employees and company operations in the event of workplace injuries or illnesses. Working throughout the Rochester area, they provide consultation on risk management strategies tailored to various industries. In addition to standard workers' compensation policies, the agency offers assistance with experience modification rating reviews to help businesses manage their premium costs.
United Insurance provides residential workers' compensation coverage for homeowners in Rochester, New Hampshire, and commercial policies for local businesses across the region. The agency evaluates each client’s unique risk factors to recommend appropriate policy limits. Claims handling and policy adjustments are managed directly between the agent and the insured. Follow-up services include periodic policy reviews and coverage updates to ensure ongoing compliance with state regulations, with re-evaluations scheduled between regular visits.
What Does a a Workers' Compensation Insurance Agent in Rochester Cost?
Workers compensation insurance costs in New Hampshire vary by industry and payroll. For example a roofing contractor might pay 10 to 15 dollars per 100 dollars of payroll while an office worker might pay 0.50 to 1.50 dollars per 100 dollars of payroll. The New Hampshire Department of Insurance sets loss costs which carriers use to calculate premiums. This is general information and not insurance advice.
About workers' compensation insurance agents in Rochester
Workers compensation insurance agents in Rochester New Hampshire help local businesses secure coverage required by state law. New Hampshire RSA 281-A requires most employers with one or more employees to carry workers comp insurance. Agents can guide you through payroll classification and premium audits specific to Seacoast area industries.
Frequently Asked Questions
Who needs workers compensation insurance in Rochester New Hampshire?
Under New Hampshire law RSA 281-A any employer with one or more employees must carry workers compensation insurance. This includes part time and seasonal workers. Sole proprietors and partners may choose to exclude themselves from coverage.
How do I find a workers comp insurance agent in Rochester NH?
You can search for licensed agents through the New Hampshire Insurance Department website. Local independent agents in Rochester can compare quotes from multiple carriers. Many agents specialize in small business and construction accounts.
What information do I need to get a workers comp quote in New Hampshire?
You will need your payroll by job classification estimated annual wages and business operations details. New Hampshire uses the National Council on Compensation Insurance classification system. Your agent will also ask about prior claims history and safety programs.
Workers' Compensation Insurance Agents in Other New Hampshire Cities
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