ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Workers' Compensation Insurance Agents in Ham Lake, MN
Directory of workers' compensation insurance agents in Ham Lake, Minnesota. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Ham Lake, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 2 workers' compensation insurance agents in Ham Lake, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Saarela Insurance Services-Nesbit Agencies
17565 Central Ave NE Suite 160, Ham Lake, MN 55304
(763) 434-4834
saarelainsurance.com
Pine Insurance
18015 Ulysses St NE STE 400, Ham Lake, MN 55304
(763) 413-7848
pineagency.us
Workers compensation insurance agents in Ham Lake Minnesota help local businesses meet state requirements for employee injury coverage. Minnesota law mandates that most employers carry workers comp insurance for their workers. An agent can guide you through policy options and ensure compliance with Minnesota Statutes Chapter 176.
What Does a Workers' Compensation Insurance Agent in Ham Lake Cost?
Workers compensation insurance costs in Minnesota vary by industry and payroll size. Typical rates range from 0.50 to 3.00 per 100 dollars of payroll for low risk jobs and up to 20.00 or more for high risk work. An agent in Ham Lake can provide quotes tailored to your business. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the workers compensation insurance requirements for businesses in Ham Lake Minnesota?
Minnesota law requires any employer with one or more employees to carry workers compensation insurance. This includes part time and seasonal workers. An agent in Ham Lake can help you determine your specific obligations under state law.
How does a workers compensation insurance agent in Ham Lake help with claims?
An agent can assist you with filing a claim and connecting you with the insurance carrier. They help ensure that the claim meets Minnesota reporting deadlines, such as the 14 day requirement for notifying the insurer. The agent does not adjust claims but can guide you through the process.
Can a workers compensation insurance agent help reduce my premium in Ham Lake?
Yes an agent can review your business operations and suggest safety programs that may lower your experience modification factor. They can also help you classify employees correctly under Minnesota rules to avoid overpaying. Premium reductions depend on your claims history and risk profile.
Free • No Obligation
Compare Workers' Compensation Insurance Agents
Get matched with agents in Ham Lake who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.