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Workers' Compensation Insurance Agents in Chesterfield, MI

Directory of workers' compensation insurance agents in Chesterfield, Michigan. Verify credentials with the state department of insurance before hiring.

2 agents listed
Updated May 2026
Chesterfield, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 2 workers' compensation insurance agents in Chesterfield, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lottie M Schmidt & Thompson
48955 Jefferson Ave, Chesterfield, MI 48047
(586) 949-9393 lottieschmidtthompson.com
AAA Insurance Tim Victor Agency
48985 Gratiot Ave, Chesterfield, MI 48051
(586) 330-8983 timvictoragency.com

Workers compensation insurance agents in Chesterfield Michigan help local businesses obtain coverage required by Michigan law. Michigan requires all employers with one or more employees to carry workers compensation insurance unless exempt. A local agent can guide you through Michigan specific classifications and premium calculations.

What Does a Workers' Compensation Insurance Agent in Chesterfield Cost?

Workers compensation insurance costs in Michigan typically range from 0.75 to 2.50 per 100 dollars of payroll depending on industry risk class. For example, office workers may pay under 1.00 while construction trades may pay over 2.00. Premiums also depend on your claims history and payroll size. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a workers compensation insurance agent in Chesterfield Michigan do?
A workers compensation insurance agent helps Chesterfield businesses find and purchase the correct policy. They explain Michigan coverage requirements and assist with payroll classification and premium audits.
Is workers compensation insurance required for all businesses in Chesterfield Michigan?
Yes, under Michigan law most employers with one or more employees must carry workers compensation insurance. Sole proprietors and some family members may be exempt. An agent can confirm your specific obligations.