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Showing 2 workers' compensation insurance agents in Berkley, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Rick Stander - State Farm Insurance Agent
2305 Coolidge Hwy, Berkley, MI 48072
(248) 399-2242
rickstander.com
American Midwest Insurance Agency, LLC.
3200 Coolidge Hwy Suite B, Berkley, MI 48072
(248) 569-1494
What Does a Workers' Compensation Insurance Agent in Berkley Cost?
Typical costs for workers compensation insurance in Michigan range from 0.50 to 2.50 per 100 dollars of payroll depending on industry risk. For example a low risk office job might cost 0.50 per 100 while construction work could cost 2.50 or more per 100. Premiums also factor in your business location and past claims. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a workers compensation insurance agent in Berkley do?
An agent helps you select a policy that meets Michigan legal requirements. They explain coverage limits and can assist with filing forms with the state. They also help you understand how premiums are calculated based on your payroll and industry classification.
Is workers comp insurance required for all businesses in Berkley Michigan?
Yes under Michigan law most businesses with one or more employees must carry workers compensation insurance. Sole proprietors and some family members may be exempt. An agent can confirm if your business qualifies for an exemption.
How do Michigan workers comp rates affect my premium in Berkley?
Michigan uses a competitive rating system so rates vary by insurer. Your premium is based on your payroll employee classifications and claims history. An agent can compare quotes from multiple carriers to find a suitable rate for your business.