Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 7 workers' compensation insurance agents in Westford, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Westford Insurance Agency
92 Tyngsboro Rd, Westford, MA 01886
(978) 692-3073
westfordinsurance.com
The Edward M. Connolly Insurance Agency
7 Lincoln St, Westford, MA 01886
(978) 692-6871
connollyins.com
A&B Insurance Group, LLC
235 Littleton Rd #3, Westford, MA 01886
(978) 399-0025
abinsgroup.com
Westford Tax & Financial Group
270 Littleton Rd STE 14, Westford, MA 01886
(978) 692-5666
westfordtax.net
Appleby & Wyman
234 Littleton Rd, Westford, MA 01886
(978) 692-3330
applebywyman.com
Sentry Insurance Co
2 Technology Park Dr, Westford, MA 01886
(978) 392-7119
sentry.com
Employee Benefits Consultants of New England, LLC
359 Littleton Rd Suite 5, Westford, MA 01886
(978) 842-4585
ebcne.com
What Does a Workers' Compensation Insurance Agent in Westford Cost?
Typical workers compensation insurance costs in Massachusetts range from 0.75 to 2.50 per 100 dollars of payroll for low risk office jobs up to 15 to 30 dollars per 100 dollars of payroll for high risk construction work. Actual rates depend on your specific class code, payroll size, and claims history. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Who needs workers compensation insurance in Westford Massachusetts?
Under Massachusetts law MGL Chapter 152, any employer with one or more employees must carry workers compensation insurance. This includes part time and seasonal workers. Sole proprietors and partners may choose to exempt themselves but should consult an agent first.
What does a workers compensation insurance agent do for my business in Westford?
An agent helps you compare policies from different carriers to find coverage that fits your industry and payroll. They also explain Massachusetts rating rules and assist with filing required forms with the Department of Industrial Accidents. Agents can advise on safety programs to help reduce premiums over time.
How are workers compensation premiums calculated in Massachusetts?
Premiums are based on your business classification code, total payroll, and claims history. Massachusetts uses a loss cost rating system set by the Workers Compensation Rating and Inspection Bureau. An agent can help you review your experience modification factor to ensure accuracy.